A lot of hand-wringing over such an undemanding proposition: When a financial expert gives you guidance regarding the life savings in your retirement account, that person must act in your top interest.
This so-called fiduciary rule took quite a few years to achieve consent. Then, we see President Trump telling the Labor Department to revise this uncontroversial proposition, which he desires to turn over. A few days later, there came a massive failure for industry players who challenged the legitimacy of Texas’s rule, where a centralized judge ruled against them.
The finest technique to understand the fiduciary debate is to see this debate through the lens of fees. Every time you do business with people in the financial services industry, ask them this: How much money are you making, and what are the different ways you are making it?
The finest clarification we have seen of what a fiduciary is and does come from a video called Hightower Advisors, posted on YouTube in 2012. There, they contrast butchers and nutritionists. Butchers provide meat, possibly the best meat they have. Nutritionists, on the other hand, tell you what is best to eat. When searching for life savings advice, you probably want to speak to the nutritionists and not the butchers. However, the butchers of the financial world are in a pretty good spot right now. After all, we have just seen eight years of stock market gains.
You will see this pitch soon enough; when you do, there is an extensive list of questions you need to ask. Any time anyone is trying to sell you an actively managed mutual fund, a real estate investment trust, or REIT and you don’t understand, hit them with every one of the following questions.
Questions You Need To Ask About Investment Fees
How much money will you individually make now in cash commission if we select this product? And how much will you make later in any ongoing or trailing commission?
Is there a bonus you are qualified for from your employment at this firm? Is it in danger if you do not make this sale?
Are you earning more from advertising this product than you might from putting me in a similar product from a diverse company? Are you making more than you might if you put me in a different vehicle from the same company?
Is your company or the company that shaped this product running any contests that may lead to you getting a free trip or incentive if you buy this product?
Do you get to eat lots of free food?
Then, there is some nitty-gritty. You will be offered all sorts of product features and extras, and you will need to ask the following questions:
How much more will I pay in fees if I receive a sign-up bonus on my allowance? Or, for a definite minimum income or benefit, should I elect to receive my money in monthly payments starting at some later date? What if I want a death profit for my heirs? Are there precise charges for the insurance component of the product? Are there any penalties for pulling my money out before time?
As for any sub-accounts in my pension, are there expenditure ratios or fees for the money?
Does your firm stand to collect any fees that you will not split as part of your payment because they have favored one product or another or restricted their platform to specific products and locked out others?
Conclusion
However, whatever happens, so much will hinge on squishy terms like suitability, best interests, the reasonableness of fees, legal exceptions to any standards, and whoever adjudicates anydisputes. Rather than getting caught up in all that, it’s probably best to defend yourself from the outset. In an industry that makes a game of hiding lots and lots of fees every which way, the best possible response is to ask lots and lots of questions.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
Spotting Nonprofit Fraud: Key Warning Signs You Must Know
Nonprofit fraud warning signs include unexplained financial discrepancies, employees avoiding time off, sudden lifestyle changes among staff, missing documentation, and external pressure tactics from fake charities—recognizing these red flags early protects your organization from the median $85,000 fraud loss nonprofits face annually while preserving the donor trust that sustains your mission.
After twenty years leading Complete Controller and partnering with nonprofits across every sector imaginable, I’ve seen brilliant missions crumble not from lack of passion or purpose, but from overlooked warning signs that whispered of fraud long before the damage became irreversible. The patterns repeat themselves with heartbreaking consistency: trusted employees who exploited good faith, sophisticated scammers who targeted vulnerable organizations, and boards who discovered too late that their controls weren’t nearly as robust as they believed. This article arms you with the specific warning signs I’ve witnessed firsthand, the real case studies that changed how we approach nonprofit security, and the practical prevention strategies that actually work in resource-constrained environments.
What are nonprofit fraud warning signs, and how can you spot them?
Nonprofit fraud warning signs are behavioral red flags, financial anomalies, and operational irregularities that signal potential fraudulent activity within or targeting your organization
Internal signs manifest through employees refusing vacation time, sudden unexplained wealth, defensive financial behavior, and resistance to routine audits
External indicators include high-pressure donation tactics, requests for wire transfers or gift cards, and organizations using names suspiciously similar to established charities
Financial red flags appear as missing receipts, altered documents, unexplained budget variances, and transactions that bypass normal approval processes
Early detection prevents both financial losses, averaging $85,000 per incident, and the devastating reputational damage that can destroy decades of community trust
Financial Red Flags That Signal Internal Nonprofit Fraud
Financial irregularities often surface as the first detectable signs of nonprofit fraud, yet many organizations miss these critical indicators until significant damage occurs. The most dangerous financial red flags combine subtle inconsistencies with deliberate attempts to obscure financial trails through missing documentation, altered records, or conveniently timed system errors.
Your financial statements tell stories beyond the numbers—watch for transactions that cluster around oversight periods, invoices from vendors with residential addresses, or payment patterns that shift without operational justification. When financial reports arrive consistently late, contain unexplained adjustments, or show budget modifications without proper board approval, these patterns indicate potential manipulation designed to hide fraudulent activity.
Signs of nonprofit fraud in Daily financial operations
Cash handling presents immediate vulnerability points where fraud often begins. Small discrepancies in petty cash, deposits that take unusually long to appear in bank statements, or donations recorded at different amounts than donor receipts indicate systematic theft. Multiple invoices from the same vendor submitted within days, especially when those vendors can’t be verified through standard business directories, suggest invoice fraud schemes.
Payroll irregularities demand immediate investigation—ghost employees appearing on payroll registers, overtime charges for salaried positions, or direct deposit changes processed without proper authorization reveal common embezzlement tactics. According to recent data from PBMares, billing fraud accounts for 31% of nonprofit fraud cases, while check tampering represents 23% of schemes targeting smaller organizations.
Nonprofit audit red flags during financial reviews
Professional auditors recognize specific patterns that indicate nonprofit financial mismanagement or deliberate fraud. Accounting records with numerous manual adjustments, especially those made by single individuals without review, create opportunities for concealment. Missing original documents replaced with photocopies, receipts that appear altered or created after the fact, and explanations that change when questioned repeatedly signal active fraud concealment.
Bank reconciliations performed by the same person who handles cash, processes payments, or approves expenses eliminate crucial oversight mechanisms. When organizations can’t produce requested documentation promptly or staff members become hostile when auditors request routine information, these behaviors often mask deeper financial irregularities requiring immediate investigation.
Behavioral Warning Signs of Employee Fraud in Charities
Employee behavior changes often precede financial evidence of charitable organization fraud, providing early warning opportunities for alert managers and board members. The psychological pressure of maintaining fraudulent schemes manifests through specific behavioral patterns that trained observers can identify before financial damage escalates.
Long-tenured employees committing fraud display predictable patterns: reluctance to cross-train colleagues, territorial behavior around financial processes, and working unusual hours when oversight is minimal. These employees often volunteer for additional financial responsibilities while simultaneously resisting any changes to established procedures that might reveal their schemes.
Indicators of fraud in nonprofits through staff conduct
The administrative assistant who stole $5.1 million over eight years from a medical research nonprofit exhibited classic warning signs—she insisted on personally handling vendor relationships, became defensive when questioned about payment discrepancies, and created elaborate explanations for missing documentation. Her scheme succeeded because leadership mistook loyalty for trustworthiness, ignoring behavioral red flags that indicated financial misconduct.
Lifestyle changes inconsistent with known compensation provide visual evidence of potential fraud. Employees driving luxury vehicles, taking expensive vacations, or displaying costly purchases while complaining about salary limitations merit careful observation. Gambling problems, substance abuse issues, or discussions of financial pressure often precede employee theft as individuals rationalize stealing to solve personal problems.
Warning signs of charity fraud in leadership behavior
Executive-level fraud involves sophisticated schemes requiring different detection approaches. The United Way IT Vice President, who embezzled $6.7 million, created an entire fake company, rigged bidding processes, and provided false references—all while maintaining respected leadership positions. His case demonstrates how nonprofit accountability issues at management levels require board vigilance and independent oversight mechanisms.
Bullying behaviors from financial leaders, attempts to bypass established controls through executive privilege, or creating urgent scenarios that require circumventing normal procedures indicate potential fraud. When executives resist transparency initiatives, discourage financial questions from board members, or maintain exclusive relationships with specific vendors, these patterns often conceal fraudulent activities.
External Fraud Targeting Nonprofit Organizations
Fraud detection in charities must address sophisticated external threats that have evolved dramatically with technology. Modern scammers specifically target nonprofits, exploiting their mission-focused cultures and often limited security resources to steal both funds and donor information.
External fraud schemes have become increasingly sophisticated, with criminals investing significant effort in researching targets, creating convincing fake identities, and exploiting emotional triggers that bypass rational evaluation. Understanding these evolving threats helps organizations protect both their assets and their donors from devastating losses.
Case study: Multi-million dollar charity impersonation networks
Federal investigators recently dismantled a fraud network that stole over $2.3 million by impersonating disaster relief charities across multiple states. The perpetrators created websites with URLs differing by a single letter from legitimate charities, used spoofed phone numbers matching real organizations, and pressed donors for immediate payments through untraceable methods.
These sophisticated operations employed social engineering tactics, monitoring real charity communications to time their outreach during actual crisis events. They targeted elderly donors through robocalls, created fake social media profiles with stolen charity logos, and even produced counterfeit documentation appearing to validate their legitimacy.
Nonprofit financial transparency threats from cyber criminals
Modern indicators of fraud in nonprofits include sophisticated phishing attacks that specifically target financial staff during busy periods like year-end giving campaigns. Cybercriminals research organizational structures through public 990 forms, identify key financial personnel through LinkedIn, and craft targeted emails that appear to come from board members or major donors.
With nonprofits experiencing an average of 1,636 cyber attacks weekly and 27% having suffered successful breaches, digital security has become inseparable from fraud prevention. These attacks often combine technology with human manipulation—fake urgent requests from spoofed executive emails, malware hidden in donation processing attachments, or ransomware that threatens to expose donor information unless payments are made.
Technology-Enabled Fraud Risks in Modern Nonprofits
Digital transformation has created new vulnerabilities while solving traditional operational challenges. The same technologies that enable efficient remote operations and expanded donor reach also provide sophisticated tools for criminals targeting nonprofit financial transparency.
Cloud-based accounting systems, while offering improved accessibility and collaboration, create new attack vectors when organizations fail to implement proper access controls. Single sign-on vulnerabilities, shared passwords among staff members, and inadequate user permission settings transform helpful technologies into fraud enablers.
Nonprofit financial mismanagement through system vulnerabilities
Automated clearing house (ACH) fraud has exploded as nonprofits increasingly rely on electronic transfers for efficiency. Criminals exploit weak approval processes, outdated banking controls, and organizations that haven’t enabled dual authorization requirements. Once hackers gain system access, they can initiate transfers that appear completely legitimate within normal operational patterns.
Point-of-sale systems at fundraising events, online donation platforms, and integrated payment processors each present unique vulnerabilities. Recent breaches have exposed thousands of donor credit card numbers, created recurring fraudulent charges, and enabled identity theft affecting entire donor databases. The human element remains critical—95% of successful breaches result from human error rather than sophisticated hacking.
Digital donation platform exploitation
Fraudsters actively exploit online giving platforms through various schemes: testing stolen credit cards through small donations, creating fake fundraising campaigns that mirror legitimate causes, and manipulating matching gift programs through fabricated documentation. These schemes damage both nonprofit finances and donor confidence in digital giving channels.
Mobile giving apps, text-to-donate programs, and social media fundraising tools each require specific security protocols. Organizations must balance accessibility with protection, implementing fraud detection without creating barriers that discourage legitimate donations. Regular security audits, transaction monitoring, and donor verification processes help identify suspicious patterns before significant losses occur.
Organizational Vulnerabilities That Enable Fraud
Structural weaknesses within nonprofits create environments where fraud flourishes undetected. Understanding these warning signs of charity fraud at organizational levels enables proactive restructuring that prevents fraud rather than merely detecting it after damage occurs.
The combination of limited resources, trust-based cultures, and mission focus often results in inadequate financial controls. Small nonprofits particularly struggle with segregation of duties when few staff members handle multiple responsibilities. These constraints require creative solutions that maintain security without paralyzing operations.
Case study: How trust enabled million-dollar embezzlement
The medical research nonprofit that lost $5.1 million to an administrative assistant exemplifies how excessive trust creates fraud opportunities. Despite handling vendor payments, approving invoices, and reconciling accounts, she faced no meaningful oversight for eight years. Her scheme succeeded because leadership assumed longevity equaled loyalty, ignoring fundamental control principles.
This case parallels countless others where organizations confused efficiency with security, allowing single individuals to control entire financial processes. The false economy of consolidated responsibilities ultimately cost far more than proper staffing would have required. Board members later admitted they never questioned the concentration of financial duties because the employee seemed dedicated and trustworthy.
Signs of nonprofit fraud in governance structures
Weak board oversight enables both internal and external fraud through inadequate financial supervision. Boards that rubber-stamp financial reports without understanding them, skip audit committee meetings, or lack members with financial expertise create governance vacuums that fraudsters exploit. When board members avoid difficult questions to maintain harmony, they abdicate their fiduciary responsibilities.
High turnover in financial positions often indicates underlying problems—ethical employees leave rather than participate in questionable practices, while those who stay may be complicit. Organizations experiencing rapid CFO or bookkeeper changes should investigate the root causes rather than simply filling positions. Exit interviews conducted by independent parties can reveal concerns that departing employees felt unable to express previously.
Prevention Strategies and Best Practices for Nonprofits
Effective nonprofit fraud prevention requires comprehensive approaches that simultaneously address people, processes, and technology. Prevention costs far less than recovery, both financially and reputationally, making proactive measures essential investments rather than optional expenses.
Creating fraud-resistant organizations starts with acknowledging vulnerability—no nonprofit is immune, regardless of size, mission, or history. The most effective prevention strategies layer multiple controls, assuming any single measure might fail. This defense-in-depth approach protects against both internal and external threats while maintaining operational efficiency.
Implementing robust internal controls
Segregation of duties remains the most critical control, even in small organizations. Essential separations include: authorization vs. recording, custody vs. recording, and operational responsibilities vs. record keeping. Creative solutions for small nonprofits include rotating responsibilities periodically, requiring board member approval for specific transactions, and implementing surprise audits.
Require dual signatures on checks above specific thresholds
Implement mandatory vacation policies for financial staff
Conduct monthly bank reconciliation reviews by non-financial personnel
Establish vendor verification procedures before the first payments
Create approval hierarchies that prevent override capabilities
Background checks for all financial personnel, including volunteers with system access, provide crucial screening. Regular training on fraud recognition, clear reporting procedures, and protection for whistleblowers creates cultures where fraud struggles to take root. Anonymous reporting mechanisms remove barriers that might otherwise prevent concerned employees from speaking up.
Building fraud-aware organizational cultures
Cultural change requires consistent messaging from leadership demonstrating zero tolerance for financial misconduct, regardless of position or tenure. Regular discussions about fraud prevention during staff meetings, sharing relevant case studies, and celebrating employees who identify control weaknesses create positive reinforcement for vigilance.
Transparency in financial reporting to staff, not just board members, creates additional oversight layers. When employees understand organizational finances, they can identify anomalies that might escape formal review processes. This approach transforms every employee into a potential fraud detector while building trust through openness.
Legal Consequences and Recovery Requirements
Understanding legal obligations when fraud occurs protects both organizations and board members from additional liability. Proper response procedures minimize damage while demonstrating fiduciary responsibility to regulators, donors, and community stakeholders.
Immediate actions upon discovering fraud include securing evidence, preventing additional losses, and determining reporting requirements. Legal counsel familiar with nonprofit law should guide response strategies, as requirements vary significantly based on fraud type, amount, and funding sources involved.
Mandatory reporting obligations for nonprofits
IRS reporting requirements mandate disclosure on Form 990 during the discovery year, with specific schedules detailing diverted assets. Failure to report properly can jeopardize tax-exempt status and trigger additional penalties. Organizations must report gross amounts diverted, recovery efforts undertaken, and corrective actions implemented.
Federal grant fraud requires FBI and inspector general notification
State funding fraud involves attorneys general and state auditors
Foundation grants require immediate notification per the grant agreements
Donor-restricted funds may require individual donor notification
Insurance claims must be filed within policy timeframes
Criminal prosecution decisions involve complex considerations, including evidence strength, recovery likelihood, and reputational impact. Some organizations choose civil recovery efforts to avoid publicity, while others pursue prosecution to demonstrate accountability. Either path requires careful documentation and legal guidance.
Protecting tax-exempt status during fraud recovery
Board members face personal liability when failing to address fraud appropriately, particularly with disqualified persons like officers or major donors. Intermediate sanctions can apply if excess benefits aren’t corrected timely. Quick action to investigate, report, and implement preventive measures demonstrates due diligence essential for protecting individual board members and organizational tax-exempt status.
Recovery efforts should focus on systemic improvements, preventing recurrence rather than simply punishing perpetrators. Donors and funders often show remarkable understanding when organizations demonstrate they’ve learned from incidents and implemented meaningful changes. Transparent communication about improvements can actually strengthen stakeholder relationships.
Final Thoughts
Protecting your nonprofit from fraud demands constant vigilance paired with practical systems that catch problems early. The warning signs we’ve explored—from employees who won’t take vacations to vendors with residential addresses—represent your early warning system against potentially devastating losses. Every nonprofit I’ve worked with that survived fraud intact shared one characteristic: they prepared before problems arose.
The real tragedy of nonprofit fraud isn’t just stolen money—it’s the erosion of donor trust, the diversion of resources from mission work, and the dedicated staff members who blame themselves for missing warning signs. Your donors, beneficiaries, and community deserve better than hoping fraud won’t strike your organization. They deserve proactive protection that safeguards their investments in your mission.
Take action today before warning signs become devastating losses. Visit Complete Controller to discover how professional bookkeeping services provide the oversight, controls, and expertise that protect nonprofits from fraud while freeing you to focus on what matters most—achieving your mission.
Frequently Asked Questions About Nonprofit Fraud Warning Signs
What are the most common warning signs of nonprofit employee fraud?
Employees avoiding time off, sudden lifestyle changes beyond their salary level, defensive responses to routine financial questions, and territorial behavior around financial duties represent the most frequent behavioral indicators that fraud may be occurring.
How can small nonprofits prevent fraud with limited resources?
Small nonprofits should prioritize segregation of duties, implement board review of bank statements, conduct background checks for financial positions, require dual signatures on larger transactions, and create simple monthly reconciliation reviews focusing on high-risk areas.
What should nonprofits do immediately after discovering fraud?
Organizations must secure all evidence, prevent additional losses, consult legal counsel immediately, determine mandatory reporting requirements for the IRS and funders, and communicate appropriately with stakeholders while protecting the integrity of potential criminal investigations.
How do external charity scams differ from internal nonprofit fraud?
External scams target donors through fake charity websites and high-pressure tactics to steal donations, while internal fraud involves employees or volunteers misappropriating organizational funds through false invoices, ghost employees, or unauthorized transactions from within the organization.
Are nonprofits more vulnerable to fraud than for-profit businesses?
Yes, nonprofits face higher vulnerability due to limited oversight resources, trust-based operational cultures, fewer internal controls, inadequate cybersecurity measures, and attractive cash flows from donations and grants that provide tempting targets for both internal and external fraudsters.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
Jennifer BrazerFounder/CEO
Jennifer is the author of From Cubicle to Cloud and Founder/CEO of Complete Controller, a pioneering financial services firm that helps entrepreneurs break free of traditional constraints and scale their businesses to new heights.
Brittany McMillen is a seasoned Marketing Manager with a sharp eye for strategy and storytelling. With a background in digital marketing, brand development, and customer engagement, she brings a results-driven mindset to every project. Brittany specializes in crafting compelling content and optimizing user experiences that convert. When she’s not reviewing content, she’s exploring the latest marketing trends or championing small business success.
The terms accounting and bookkeeping are often used interchangeably, but, in reality, they are not. They are different from one another. The fact is, bookkeeping is a stepping stone of accounting that helps businesses to achieve shared financial goals. Accounting has a much broader scope than bookkeeping, looking at the bigger picture. It allows companies to get a clear picture of their financial status for future decisions.
No one would deny that accounting and bookkeeping are integral to managing a business’s finances. Regardless of the scale and size, companies need to be wise and hire the right people to do the job to see optimal results. When it comes to accounting and bookkeeping, you must acquire the services of experienced and seasoned accountants to get different accounting-related tasks done—the first time. Ideal management of numbers, books, and finances can make or break the entire game of any business. Therefore, they must be handled professionally and in the best tone and fashion.
Bookkeeping and Its Functions
Bookkeeping is the subset of accounting in which financial activities are recorded systematically. The primary purpose of documenting business transactions is to get a snapshot of income and expenditures at the end of an accounting period. The accounting and financial decisions of the company are made based on bookkeeping records. However, it doesn’t reflect the financial position of an organization. It just shows the company’s cash flow status.
Bookkeepers are responsible for recording accurate financial data daily, such as the influx and outflow of cash. Hence, they must have profound knowledge about managing financial books and overseeing accounts, goods sold or purchased on credit, expenditures incurred, etc. Accountants cannot give you comprehensive financial advice without a bookkeeper and their reports. Bookkeepers are tasked with essential duties for which they may be held responsible in a crisis. Some of the core bookkeeping tasks that these professionals perform are as follows.
Process invoices, receipts, payments, and other crucial financial transactions
Process payroll for the company
Reconcile different accounts and prepare reconciliation reports
Manage accounts receivable and payables
Calculate GST for the firm
Design, establish, and review accounting systems and look for improvements in the system
Accounting and Its Functions
Accounting is a process that uses financial information gathered and recorded by a bookkeeper to transmit the entire bookkeeping record to make valuable monetary judgments for a business establishment. Per the business dictionary, “It is a systematic process that involves identifying, recording, weighing, classifying, verifying, summarizing, interpreting, and communicating vital financial information.” Therefore, once an accountant has a clear picture of finances (influx or outflow of finances and the actual status of the firm’s assets, liabilities, and owner’s equity), they have to make critical decisions about the future and, hence, the company’s success.
Unarguably, accounting and bookkeeping services have become a primary need in the modern time. Business owners usually lack the financial wisdom to manage their finances, so they hire professional accountants and bookkeepers. With so many options and access to credible and trustworthy accounting services, businesses prefer to hire accountants’ pro-level expertise. Moreover, this allows businesses to focus more on the business’s core and less on the accounting side of affairs. Some of the core tasks accountants must comply with are as follows.
Help businesses make critical financial decisions through financial management advice
Lead companies to maximize tax reductions, reduce costly errors, and save time and money
Aid businesses in corporate budgeting and financing
Help a business analyze its performance and file tax bills
Corporate reporting, auditing, and compliance
Maintain financial control and aid business owners to understand the impact of economic decisions
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
Ever been to a wedding where the couple vows to share all of their financial information until the end of their lives? Probably not, but some people believe that such commitments go without saying. They believe that partners tying the sacred knot are supposed to share everything, every penny, or at least all of the information about every penny they have. It is why many take hiding money as a clear sign of a broken bond.
In many cases, a secret stash may be a telltale sign of trouble in paradise. And it isn’t necessarily the wrong thing to do in some cases. Couples that make the mistake of compromising their financial independence from the very beginning of a relationship often find themselves hiding money months before proceeding with a separation. Fortunately, or unfortunately, doing it without any trace is becoming harder by the day.
Why Can’t You Hide Money from Your Spouse Anymore?
Technology is to blame for a lot of trouble these days—almost everything we do online leaves a digital footprint behind. Online transactions have made it easier for people or their legal advisors to trace every bit of a secret stash; the other half is hiding. The evidence one can gather from digital tracking is much stronger than a paper trail. This is quite good news for lawyers as it has helped many of them get their clients the compensation they deserved. In one such case, a husband ended up paying millions of dollars because he tried to hide money without paying heed to the digital evidence he was leaving behind.
Should You Hide Your Assets From Your Spouse?
The question that arises here is whether or not it is ethical to hide money. The answer may vary from situation to situation. In some scenarios, hiding some money is akin to ensuring your financial security and avoiding bankruptcy. However, it is always unethical, and if you suspect your spouse is doing the same, you can take legal action to get the amount you deserve.
How your Partner can Hide Money from You
Transfer to Another Account – If you have a joint account, your Partner can gradually move your assets to an individual account. In some cases, people even resort to moving their money to a friend’s account. It is a slow and systematic process. If you are not careful and vigilant, you will end up losing money. So, keep your eyes open.
Life Insurance – Hiding money isn’t the only way your spouse can keep you in the dark about their assets. It may not be the easiest path, but with a sly advisor, anyone can use life insurance to get out of an expensive separation.
Overpaying IRS – This may not sound like a smart strategy, but sometimes people overpay their taxes for the year to avoid paying during the divorce. They can tell the IRS to use that money for the years to come. This strategy that doesn’t sound smart is quite effective as money hidden is quite difficult to trace.
Faking Expense – For people who have their businesses, it is easy to fake huge expenses to hide their assets. They can add huge expenses to reduce the amount of profit and income earned. Sometimes those expenses can be real but completely unnecessary. For instance, they may be expensive décor items that can later be sold for almost the same price.
Delay Payments – Sometimes, people tell their employers or clients to delay their payments only to hide their spouse’s money. They ask them to postpone the payments until after the divorce. A good way to avoid this situation is to keep an eye on your Partner’s projects and paychecks. If you observe an unusual delay, discuss it with your attorney.
Conclusion
The only way to avoid a situation such as this is to keep your eyes open. No matter how much you loved each other, never put complete and blind trust in your Partner. Hiding money from a spouse is a common practice, but you can trace every penny if you are vigilant.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
Hiring a professional bookkeeper or accountant is an ideal way to manage the financial books of any business. They minimize mistakes, catch potentially costly errors, and save time and money.
Intensified Scope of Accounting Services
Have you ever wondered why there are so many accounting firms providing services? The answer is that most businesses, including small to medium-sized start-ups and established businesses, acknowledge the wisdom of employing an experienced and qualified accountant or bookkeeper to help them with numbers and their financial books. These professionals know the trick in handling accounting-related matters and helping your business flourish and grow beyond predicted scales. To hire a bookkeeper or accountant, you must look at the expertise you require for your business.
Hiring a Professional is a Wise Choice
Small and new business start-ups often lack financial knowledge and struggle to maintain, record, and organize business transactions and update financial books and accounts. For peace of mind, small-scale business owners usually prefer hiring a bookkeeper or professional accountant, which is a fair choice for managing the business’s accountingaffairs. It helps business owners focus on their business’s core affairs and helps them have a clear financial picture of their business, which ultimately improves and eases financial decision-making.
Why is a Financial Controller an Ideal Choice?
Small business owners may feel reluctant to hire a bookkeeper or professional accountant as they consider it too costly for their fragile financial equation. Little do they know, hiring professional accounting services always pays off in the long business journey. Investing a small portion of the money in getting a clear snapshot of a business’s financial standing is ideal for growth and development. Moreover, a bookkeeper also assists you in meeting tight debt or loan deadlines and ensures better compliance with tax requirements. Perfect management of accounting and financial books is the first step towards business growth and expansion.
Keep Your Focus on Core Business Needs
A business needs the attention of its CEO, especially when it is a start-up. Indeed, a business cannot make its mark or grow more prominent if it does not have the owner’s focus. Not everyone is equipped to handle everything that business demands. Business entrepreneurs often lack financial knowledge, the primary motivation behind hiring a bookkeeper to manage their finance-related matters.
Ensure Correct Tax Filling
The last thing you want is to get stuck in tax discrepancies because you forgot to add critical financial transactions or quarterly and annual tax filings. Managing estimated tax payments, corporate tax payments, and similar financial records and projections is difficult for an entrepreneur. Another benefit of hiring a bookkeeper is that they have the expertise to handle taxes, payroll, and other financial issues.
Ensure that Everything is Paid on Time
As a start-up business starts to gain pace, you need to create the right balance in managing your finances. For that, you must ensure that everything is paid on time. When your focus is diverted, you won’t be able to handle the disbursement of financial payments on time if you must hire a bookkeeper or professional accountant to stay on top of your bookkeeping for things to accelerate in the right direction.
Reduce the Cost of Financial Obligations
The fact is, a professional bookkeeper saves you more money than anticipated. Since accountants have the expertise in handling burdensome financial obligations, there is a significantly reduced risk of potential errors. Superior accounting services help businesses cut operational costs and manage finances optimally. Therefore, hire a bookkeeper or professional accountant if you expect to save time and money for a smooth and effective transition to your business’s next stage.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
A home-based business brings many refreshing ideas to mind, such as coffee breaks in the backyard, giving time to your kids in between tasks, nap time during breaks, and many more. All of these seem luxuries to a person of today’s era, especially if they are currently running a business somewhere far from home and have a lot of traveling each day.
It also looks pretty appealing if you manage your family and kids simultaneously. If you have obvious reasons for staying home and managing your office work from there, it’s something to think about. Or, if you have just started a business and have not earned enough to pay for leased office space, it’s an excellent way to save money.
Guide to Running a Home-Based Business
Besides all the benefits, running a business from home does not leave you without business liabilities. If you are thinking about making this change, here is a guide to get you started with running a home-based business.
Step 1: Prepare Yourself for the Decision
Ask yourself the following questions if you are wondering whether staying home for office work would be beneficial.
Can you manage the interruptions if you are working from home?
Can you bear the isolation during working hours if you live in an independent suite not shared by your family or friends?
Do you mind your clients coming to your personal space? All clients may not be of the type to be welcomed into your home.
Are you planning to grow your office and hire people? It will also require more space and furnishings according to the requirements of your office. If your business is growing and more space is required for your employees, storage, and equipment, you will probably need to consider leasing a space.
Compare your home-based business with leasing an office space.
Leasing an office is a perfect option if it is in your vicinity with low rent and overhead costs. The cons of hiring an office will leave you with an annual rent increase, added utilities, etc. When deciding between a home-based business and leasing a space, consider all the costsincurred with both.
Step 2: Create an Environment of an Office in your Home
Furnish a space in your home with all of the needs of an actual office. You may want a completely separate room so that you can contain your workspace in one place. It’s good to separate work and home, even if you work from home. If you need to buy accounting software or other equipment, consider what you need to make your business successful.
Your home-based business office should be per the requirements of your business. Its environment must not turn away your potential customers/clients. You can make it warm and cozy but keep it professional as well.
Step 3: Put Your Talents and Skills Together and Generate Business Ideas
Before launching your business, consider the following “to-do” list:
Tax Preparation
Bookkeeping
Business Manager
Professional organizer
Virtual Assistant
Babysitter
Writer
Blogger
Step 4: Figure out the costs. Do an audit of your own business. Challenge yourself to improve with every passing day.
Consider the following benefits of a home-based business:
The best thing about a home-based office is that you will not pay for additionalspace for your newly started small business that has yet to make its worth.
You do not have to pay monthly or annual rent for a home office space.
Your business is new, and it could take 30-90 days to start making money. Meanwhile, renting a leased office space requires you to get a loan.
A home-based office means loweroverheadcosts.
You can outsource service providers for your business without hiring them, For example, accountants and contractors.
For new companies, there is a tax-driven advantage to starting your home. The IRS allows home-based small business owners to deduct a proportionate of their home expenses from their annual taxes.
Conclusion
A home-based business has many potentialbenefits. Rent and utilities cost less. Taxation matters give some exemptions. There are low overhead costs. Create your idea, plan it out, and work on your plan. Your home-based business is ready to launch.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
Real estate agents play a crucial role in simplifying the property search process. They diligently scout for suitable homes based on client’s preferences, minimizing the hassle for prospective buyers or tenants. These professionals charge modest fees for their services, making the entire process more accessible.
When individuals seek to rent out their property, they often engage real estate agents who maintain a database of potential clients. This streamlined connection facilitates efficient transactions between property owners and tenants.
One of the key advantages of working with real estate agents is their in-depth knowledge of the local real estate market. They stay informed about property values, market trends, and neighborhood dynamics. This expertise allows them to guide clients effectively, ensuring they make informed decisions about their property investments.
Furthermore, real estate agents go beyond merely presenting property listings. Once clients express interest in a particular location, agents arrange physical viewings to ensure the properties align with their specifications. This hands-on approach is crucial in providing a comprehensive understanding of the property, allowing clients to make well-informed decisions.
Agents specializing in property transactions are also well-versed in the intricacies of the community. They can provide valuable insights into local schools, utility charges, public transportation options, and other critical factors influencing a client’s decision to buy or rent in a specific area.
In essence, real estate agents serve as knowledgeable guides throughout the property journey, leveraging their expertise to simplify the complex process of buying or renting a home.
The Role of a Real Estate Agent
People renting out or selling their property will list their house with a real estate agent. The agents are paid a commission if the house is leased or bought within a given time. These agents advertise the houses on the list. The commission earned by these agents depends on the price of the household.
How to Find a Real Estate Agent
The first step is to determine where you will be renting or buying. Once selected, look for a real estate agent in that area. Here are some ways that you can find a real estate agent:
Meet real estate agents who are at open houses
Utilize the internet and search for various agents
Seek advice from friends and family who may recommend an excellent real estate agent
Search and contact firms that are advertising the households in the area you are looking in
Choosing a single real estate agent is best if the customer is comfortable dealing with them. These agents usually specialize in selling in specific areas. It is preferred that you seek agents in that particular area.
What to Look for in a Home
Here are some things you will have to consider when you finally decide on the real estate agent you will be dealing with. The agent shall help you with acknowledging the following:
The average rent of the area that you have agreed upon
The neighborhood of that area or household
The total distance and travel time to your workplace from the house
The schools that are available in that area
The various shopping malls/outlets nearby
The pharmacies or clinics located in that area
Ways that Real Estate Agents Make Renting a Property Easier
Real estate agents help those looking to rent in various ways. They look forward to meeting their client’s requirements to the maximum and finding a suitable and affordable residence in their desired area. Real estate agents act as powerful assets when negotiations have to be done with property owners. They sort through details, including the state laws, conditions of the market, and details required to qualify as a renter.
Pay the agent their desired fee, and they will make your home search much more fun and easy, providing you with a wide range of options. Let them do the work for you. Just keep your eyes and ears open at all times, and enjoy your new home!
Conclusion
Real estate agents can be a fantastic asset when looking for a home to rent or own. They have gained certifications that make them understand all the intricate processes of buying or renting a home. It would help if you did your research before choosing an agent. You want one with a fantastic reputation, knows the area you are searching exceptionally well, and has your best interest in mind.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
Certainly, investing in a business renders profit when it is being executed efficiently with effective performance. Likewise, investing in sports and recreational facilities builds stronger, happier, safer, and healthier communities worldwide.
Parks, public spaces, sports institutions, and recreational facilities are an integral element of any region’s physical atmosphere, human environment, and culture. They also render a potentially positive financial impact; however, it is usually overlooked.
There is a long list of recreational and outdoor facilities, including cycling and walkways, camping and caravanning, motoring and transport, boating and fishing, and special programs for kids, teens, and young individuals.
Property Values
Recreational facilities potentially boost the property prices of surrounding houses, apartments, and offices that produce considerably more property taxes for the town or city government. Although outcomes are different, studies demonstrate that a property’s proximity to parks enhances its price value by up to twenty-two percent. Also, the inherent value of a park largely depends on the quality and size of a park. Beautiful parks with additional recreational facilities, such as tennis courts, pools, fishing, or cultural activities, can generate higher premiums.
Health
Green spaces and sports facilities help encourage active lifestyles and reduce stress, thereby promoting a healthy environment. Consequently, recreational facilities help reduce healthcare costs. Also, exposure to green environments helps increase focus, reduce ADHD/ADD, lower blood pressure, improve sleep and mood, boost the immune system, and expedite medical recovery. Even if exposure to green spaces and parks reduces anxiety and stress by only five percent (studies indicate it as a low number), the production cost savings can be ensured by at least $2.73 billion each year.
A 2001 case study on citizens of a Chicago housing project showed the positive impacts of nature, greenery, and recreational activities on even chronic, physical, and mental issues ranging from a stressful life to obesity.
Environment
Recreational facilities, especially parks and green spaces, reduce environmental pollution and support storm-water management, thus saving the environment and money.
Tourism
People are interested in visiting areas where there are plenty of recreational facilities. Thus, the more that a city or town has worth visiting, the more tourists’ favorite place it would be. The estimated total value of tourism based on green parks in America’s hundred largest cities is about $494.28 million, which is a massive amount.
Social Capital
The arrival of visitors to parks and the collaboration of individuals of diverse backgrounds and varying mentalities with other differences in these places create feelings of community and social capital.
At the most fundamental level, recreational volunteer organizations, green environmentalists, and park activities provide community building, social grooming, and other valuable hours of services that, in return, render a sense of self-responsibility for community well being and human development.
Government Initiatives
Considering all of the above advantages of recreational facilities and many others we didn’t mention, municipal authorities and government institutions of different cities and states take necessary steps in supporting the infrastructure and development of a diverse and sustainable green, sport, and recreational system. As discussed earlier, such a system develops talent and contributes to the health and well-being of people, communities, and the environment. Consequently, well-educated nations strongly advocate the incredible benefits of sports and recreational facilities, not just physical advantages, but also emotional, mental, environmental, and communal benefits.
Conclusion
Investing in recreational facilities is important for a city, state, or nation as it is important for a business to do bookkeeping and maintain its financial records. Regions with a scarcity of necessary human facilities, sports systems, and educational institutes are increasingly abandoned. Such areas also trigger the challenge of survival as the unhygienic environment can cause significant health, social and communal issues, considerably impacting the tourism, communities, diversification, environment, and many other aspects of a state or nation negatively. Consequently, it can be said that investing in recreational facilities is a critical requirement for all regions.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
In the US, more and more folks are taking to mobile homes. The concept of mobile home parks has flourished quite well. Call it a trailer home or a residential caravan. Mobile homes can be used as permanent homes while on vacation in the wilderness or if you want to get away from all the fuss, dating back to the good old days when a compartment was attached to the rear of a vehicle. However, a lot has changed in the last decade, were fully furnished, stylish, and lavish interiors make a house in a neighborhood look like peanuts. With extra luxury options, such as Corinthian leather and aluminum bases, it’s all about how much is spent on the traveling home.
Mobile home parks have popped up on many national highways around the country, and some even have areas for tourists, such as Yellowstone. It has become explosively popular in modern times, as the population boom and scarcity of resources has made this a viable option for many. In Europe, travel trailers were used by gypsies and showmen who traveled extensively and spent most of their lives with their horse-drawn caravan. Some ardent trailer owners hitched rides on rail lines in the early 20th century, not only in the US but also in England. At the turn of the century, trailers for leisurely caravanning has risen considerably.
Mobile Home Parks
Mobile home parks are designated spaces where travelers can park their homes and enjoy electricity and running water. Also, some feature satellite TV, among many other services, for a specified charge. The rates vary from $25-$45 a night and even provide discounts if reserved for a long time. These parks have proper pavements, street lights, small roads, etc., which make them an ideal location for people looking to get away and do their own thing. Furthermore, with recent stats in mind, nearly 20 million Americans use trailer homes for convenience. It can be cheap housing and, on the road, it’s a home away from home.
Popularity in the US
Mobile park homes are most popular with residents from South Carolina. They have the highest percentage of trailer home use. That’s just how they roll, as Miss South Carolina, Brooke Mosteller, stated it. She caused a furor by saying that she belongs to the state where 20% of all South Carolina homes are mobile homes. Due to its image problem, certain states may not easily incline towards it, but it has many advantages. Most states have communities devoted to the amelioration of leisure usage of trailers and other similar experiences.
Advantages
With low rental fees, mobile home parks provide almost everything that a traditional home would, including water, sewers, garbage collection, and recycling. It doesn’t require paying taxes, and each trailer parked has its own nominated space for dwelling. With minimal maintenance, trailer owners don’t need to worry about the exhaustive search for repairs as there are qualified technicians across the US. Plus, one doesn’t have to trim trees nor mow the lawn as it’s taken care of. Parks usually allow pets so residents can bring their furry friends along for the ride.
The locations are customarily scenic and breathtaking, and the outdoors does wonder for the mind. Without worrying about upgrading, mobile home parks allow you to do anything you want with your home, unlike some gated posh residential societies. It has ponds, parks, and even lakes, making it ideal for many on a leisure hunt. Complete with gyms, pools, and even organized community events, it is a booming concept. We will see more and more of these supported by entrepreneurs as thousands can avail themselves of this form of cheap housing.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
Employees use sneaky ways to steal from their employers. They always think one step ahead of their employers and develop unique techniques to trick and deceive them with their spiteful art. In 2017, a staggering 85,000 employees in the United States were reported to have stolen $110 million from their employers. The data is only collected from the retail field, which is a shocking discovery for the people associated with this industry. Employees stealing from the cash register is one reason why most start-ups fail to survive the first two years of operations.
Workplace theft has become a common occurrence in almost every type of business. It squeezes the profit margins of a business, which slowly and steadily eats up the entire business. Cash and merchandise theft are the most common forms of theft in the retail sector. Employees working in a retail establishment know everything about the business, including cash influx and outflow. Unfortunately, it is pretty easy for them to steal from the business at a time they choose without fearing being caught.
Cost Of Employees Stealing From Cash Registers
One study finds that American retailers lost about $300 billion in goods and cash in 2017. These whopping figures reveal that employees will always steal from their employers whenever they can, especially when handling the cash register. These employees’ opportunistic behavior is costly to businesses, often resulting in company employees overshadowing company interest and replacing it with their own, leading a company to fail miserably. Once all employees collectively understand the benefits and advantages of moving together with the business interest, it brings about long-term sustainability and growth.
Undoubtedly, employees can change the entire fate of a business by remaining true to their job. They can make a business grow exponentially and bring about significant returns. Where they are perceived as the ultimate game-changers, they can also make a business lose every penny. Employee threats can cause severe damage to any business, especially if the business is on a small scale.
How To Catch Employees Stealing From The Cash Register
Employees who tend to steal from you are always in search of loopholes that they can capitalize on. During shift changes, corrupt employees will try to blame the cash shortage on the next employee. Thus, cash register drawers must be assigned to one employee instead of multiple people to avoid internal conflicts. Finding the real culprit who stole from you gets harder when numerous hands are involved.
Use Surveillance Cameras To Monitor Each Cash Register
Large retailers find surveillance or CCTV cameras helpful in monitoring the cash register drawer to catch employees stealing from their cash registers. If your cashier intends to steal from you, you will know exactly where to check. Small retailers consider it expensive to install CCTV cameras, but such investments always pay off in the long run of the business journey. You can easily find inexpensive surveillance cameras available online and at local stores.
Place Extra Cash in the Cash Register to Know About the Intentions of Your Employees
It is a wise and easy way to know about your employees. Placing extra cash in the cash drawer reveals a lot about the morals of the person you work with. If the extra money is consistently missing, you will surely get to know who is stealing from you and whom to trust with handling cash.
Spot Inconsistencies in Your Records
Regular bookkeeping checks reveal the financial position of a business. A careful analysis should be made, and discrepancies in cash and goods must be recorded to know where they appear missing. You must have concrete evidence of theft before taking any action, such as firing an employee or filing a lawsuit.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
