Category: Content

Many organizations and individual business people face fraud yearly due to their employees or business partners. New entrepreneur start-ups and small businesses are more vulnerable. The risk of fraud has increased due to the advancement of technology and the progressive development of the world into a global village. The increased awareness of technological development and complex organizational structure requires corporations to incorporate internal anti-fraud approaches to combat fraud. 

According to 2014 research reports by the global nation, organizations face a 5 % loss due to fraud each year, in which internal employees commit 85% of severe fraud cases. Organizations should develop multilayered fraud prevention strategies while keeping these statistics in view.

Eliminate all loopholes that facilitate employees by implementing these six fraud prevention strategies.

Corporate Culture

Corporate culture defines procedures and policies that govern employees. The organizational structure of reporting systems, the accountable person, and their segregation of duties, job responsibilities, and limitations should be clearly defined.

Hire the right employee by investigating their past employment history and educational background. All employees should know the tactical approaches that exist in their organization to prevent fraud. A documented policy that defines fraud, its prevention, and detection policies should be implemented after proper training of all employees.

Any leniency or flexibility in misconduct or suspicious activities should be avoided. This ignorance will lead to the violation of policies, indirectly encouraging employees to plan fraud. A zero-tolerance policy for all kinds of fraud should be communicated to employees. They should also be aware of actions to be taken in case of fraud.

Internal Controls

Internal control of systems and organizations defines the plans to prevent the company and its assets from fraud and theft. This system should be revised frequently to analyze its effectiveness. It should be regularly updated according to the company’s new needs, development, and advancements. Internal controls should clearly define accountability and compliance.

Documentation is an integral part of an internal control system and the most crucial tactic for fraud prevention. All procedures and transactions should be documented to minimize fraud. Every expense should be approved and countersigned by a managerial-level employee to ensure the validity of receipts and expenditures. Restrict all physical and technical approaches to documents and information.

An Independent Audit System

An independent audit team should be contracted to conduct regular and surprise audits to check inventory and cash situations. Checking vacation balances should be mandatory as well.

Annual and the audit committee should monitor quarterly audits. This team should also validate the results of any internal audit. Audit teams detect 29% of all fraud cases, a report says. This team is well aware of risk factors for fraud and policies to prevent fraud. They also monitor the guidelines to be strictly followed to avoid the more risky procedures.

Effective Reporting System to Reduce Fraud

An effective reporting system should be developed. All employees should know how and where to report any suspicious activity. An anonymous reporting system should report fraudulent cases because many employees hesitate to disclose their identity while reporting others.

All employees should be aware of fraud prevention and the company’s reporting system. And they should be encouraged to report anything they find suspicious. According to a report, 40% of fraud cases are detected by a tip given by employees.

Monitor and Check Vacation Balances

Checking vacation balances should be mandatory. Vacation provides a chance of fraud in the business. Bookkeeping may be tampered with by the bookkeeper during vacations, or checks may be stolen during stressful times such as the holiday season.

Hire a Professional Fraud Prevention Expert 

Certified fraud examiners could be hired as a part of a fraud prevention program. They play a vital role in generating and implementing fraud policies. They provide consultancy against internal control audit systems and detection of fraud.

Conclusion

Fraud in business can result in significant financial loss, wastage of time, and a ruined reputation. Implementation of multilayered fraud risk strategies leads to a successful strategic business corporate organization.

About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.

By: Jennifer Brazer

Jennifer is the author of From Cubicle to Cloud and Founder/CEO of Complete Controller, a pioneering financial services firm that helps entrepreneurs break free of traditional constraints and scale their businesses to new heights.

Fact Checked By: Brittany McMillen

Profit Power: Key Business Drivers for Success

Business-drivers are the strategic levers and operational factors that directly influence your company’s financial performance, market position, and long-term profitability. These critical elements—ranging from operational efficiency and customer retention to technological innovation and leadership alignment—determine whether your business thrives or merely survives in competitive markets.

I’ve spent over 20 years as CEO of Complete Controller working alongside thousands of businesses across every imaginable sector. One pattern emerges consistently: companies that identify and optimize their core business drivers outperform their competitors by margins that seem almost unfair. Whether you’re running a boutique retail operation or scaling a tech startup, mastering these fundamental forces transforms good businesses into great ones. This article breaks down the six essential driver categories that separate market leaders from the rest, complete with real-world case studies and actionable strategies you can implement today.

What are business drivers, and why do they matter?

• Business drivers are measurable activities, decisions, and factors that directly impact revenue, costs, and profitability
• Strategic drivers include market positioning, competitive differentiation, and pricing strategies that shape long-term growth
• Operational drivers encompass production efficiency, automation levels, and workflow optimization that reduce costs
• Market drivers involve customer demand trends, regulatory changes, and economic factors that influence business performance
• Technology drivers leverage innovation, AI adoption, and digital transformation to create competitive advantages

Strategic Business Drivers: Building a Foundation for Growth

Strategic strategic business drivers form the backbone of sustainable business expansion. They guide decision-making at the highest levels and create frameworks for consistent growth across all departments.

The most successful companies align their strategic drivers with market realities while maintaining flexibility for rapid adaptation. Manufacturing productivity data reveals this truth starkly: U.S. manufacturers contributed 0.72% to annual GDP growth from 1990–2007 through strategic innovation, but this turned negative (-0.13%) from 2007–2019 when many companies stopped evolving their core strategies.

Defining core business drivers by industry

Retail businesses prioritize location strategy, inventory turnover rates, and customer foot traffic as primary drivers. E-commerce companies focus intensely on conversion rates, average order values, and customer acquisition costs. SaaS businesses live and die by monthly recurring revenue, churn rates, and customer lifetime value metrics.

Manufacturing companies track production efficiency, supply chain velocity, and quality control metrics. Service businesses monitor billable hours, client retention rates, and project profitability margins. Each industry demands specific driver focus, but successful companies customize these frameworks to match their unique competitive positions.

Aligning leadership and culture as drivers

Company culture directly impacts every other business driver in ways many leaders underestimate. At Complete Controller, we discovered that prioritizing employee well-being and professional development reduced turnover by 40% within 18 months. This retention improvement cascaded through our entire operation—client satisfaction scores jumped 35%, project completion times decreased, and profitability margins expanded significantly.

Leadership alignment creates multiplier effects across organizations. When executive teams share unified visions and communicate them clearly, middle managers make better decisions, frontline employees engage more deeply, and customers experience consistent excellence. Toxic cultures poison even brilliant strategies, while healthy cultures amplify moderate strategies into exceptional results.

Operational Efficiency Drivers: Maximizing Profit Margins

Operational efficiency drivers transform raw potential into realized profits through systematic improvements and intelligent automation. Smart companies recognize that efficiency gains compound over time, creating sustainable competitive advantages.

According to recent industry data, 70% of marketing leaders plan to increase automation investments in 2025, recognizing technology’s role in driving operational excellence. This shift reflects growing awareness that manual processes limit scalability and introduce costly errors.

Automating routine workflows

Automation eliminates repetitive tasks that drain employee energy and introduce human error risks. Accounting departments using automated invoice processing reduce processing times by 80% while virtually eliminating data entry mistakes. Marketing teams leveraging automation platforms nurture leads more effectively, increasing conversion rates by 30-50% on average.

The key lies in selecting automation targets strategically:

• Data entry and transfer between systems
• Report generation and distribution
• Customer communication sequences
• Inventory management and reordering
• Payment processing and reconciliation
• Employee onboarding procedures

Lean manufacturing and waste reduction

Lean principles apply beyond manufacturing floors to every business process. Identifying waste requires systematic analysis of workflows, looking for bottlenecks, redundancies, and inefficiencies that inflate costs without adding value.

A yoga apparel manufacturer discovered that poor cutting pattern layouts wasted 15% of fabric on every production run. By investing in optimization software and training, they reduced waste to 3%, saving $400,000 annually. Service companies find similar opportunities in meeting structures, approval processes, and communication channels that consume time without generating results.

Root cause analysis reveals hidden profit leaks:

• Excessive inventory holding costs
• Redundant quality checks that add no value
• Communication delays between departments
• Outdated technology creating workarounds
• Unclear role definitions causing duplication

Revenue Optimization Drivers: Strategic Pricing and Upselling

Revenue optimization through strategic business drivers like dynamic pricing and customer segmentation creates immediate profit improvements. Companies leaving money on the table through static pricing miss opportunities that data-driven competitors capture daily.

Amazon’s pricing algorithms adjust product prices every 10 minutes based on competitor analysis, demand patterns, and inventory levels. This dynamic approach increased their profits by 25% compared to fixed pricing strategies. While smaller businesses can’t match Amazon’s scale, they can apply similar principles using available tools.

Dynamic pricing and customer segmentation

Market segmentation allows businesses to capture maximum value from different customer groups. Premium buyers willingly pay higher prices for enhanced features or faster delivery, while price-sensitive segments respond to promotional offers. Smart segmentation strategies increase average transaction values by 15-30%.

Effective pricing strategies include:

• Time-based pricing for seasonal products
• Volume discounts encouraging larger purchases
• Premium pricing for expedited services
• Geographic pricing based on local competition
• Bundle pricing to increase transaction sizes

Cross-selling and customer lifetime value

Existing customers cost 5-7 times less to sell than new prospects, making retention and expansion critical profit drivers. Successful cross-selling requires understanding customer needs deeply and timing offers appropriately. Financial services firms excel at this—offering checking account customers credit cards, then mortgages, then investment services as relationships mature.

Building customer lifetime value requires:

• Tracking purchase patterns and preferences
• Creating logical product progression paths
• Training staff on consultative selling techniques
• Implementing CRM systems for relationship management
• Developing loyalty programs that encourage repeat business

Innovation and Technology as Competitive Drivers

Technology adoption separates market leaders from struggling competitors across every industry. Recent studies show 60% of organizations using generative AI exceed their sales goals, with some achieving previously impossible efficiency gains. JPMorgan reduced document review time from 360,000 hours to seconds using AI systems.

Innovation drivers extend beyond pure technology to include process improvements, business model evolution, and creative problem-solving approaches. Companies that foster innovation cultures consistently outperform those that resist change.

Adopting emerging technologies

Strategic technology adoption requires balancing opportunity with risk. Early adopters of cloud computing gained scalability advantages that late adopters still struggle to match. Current emerging technologies creating competitive advantages include:

• Artificial intelligence for predictive analytics
• Machine learning for pattern recognition
• Blockchain for supply chain transparency
• IoT sensors for real-time monitoring
• Augmented reality for training and support

A logistics company implemented predictive routing algorithms that reduced delivery errors by 30% while cutting fuel costs by 15%. These dual benefits—improved service and reduced costs—exemplify technology’s profit multiplication potential.

Mitigating tech risks

Technology adoption brings cybersecurity risks, compliance challenges, and integration complexities. Smart companies build risk mitigation into their innovation strategies from day one. Data breaches cost average companies $4.35 million, making security investments essential rather than optional.

Critical risk management steps include:

• Regular security audits and penetration testing
• Employee training on cybersecurity best practices
• Compliance monitoring for industry regulations
• Backup systems and disaster recovery planning
• Vendor risk assessments before partnerships

Customer Responsiveness as a Growth Driver

Customer expectations continue rising, making responsiveness a crucial differentiator. Companies excelling at identifying business drivers for growth through customer feedback consistently outperform competitors who guess at market needs.

Complete Controller’s client portal provides 24/7 access to financial data and support resources, reducing response times from days to minutes. This responsiveness directly correlates with our 95% client retention rate—proof that customers value accessibility and quick problem resolution.

Personalized experiences

Personalization goes beyond using customer names in emails. True personalization anticipates needs, remembers preferences, and adapts interactions based on past behaviors. Netflix’s recommendation engine drives 80% of viewing time by analyzing individual preferences and suggesting relevant content.

Implementing personalization requires:

• Robust data collection and analysis systems
• Customer journey mapping for each segment
• Testing and refinement of personalization rules
• Privacy protection and transparent data usage
• Regular updates based on changing preferences

Rapid problem resolution

Response speed directly impacts customer satisfaction and retention rates. Studies show that customers whose problems are resolved within one hour are 90% more likely to make repeat purchases. Those waiting days for resolution often never return, regardless of the outcome quality.

Building rapid response capabilities involves:

• Multiple communication channels for customer choice
• Clear escalation procedures for complex issues
• Empowered frontline staff who can make decisions
• Knowledge bases for common problem solutions
• Follow-up procedures ensuring satisfaction

Scalability: The Profit Multiplier for Ambitious Businesses

Scalability separates businesses that grow profitably from those that implode under expansion pressure. BestMaid achieved 185% ROI after implementing cloud-based ERP systems, reducing financial close time by 75% while eliminating $50,000 in annual inventory losses. Their success demonstrates how proper infrastructure enables explosive growth.

Building scalable operations requires thinking beyond current needs to anticipate future demands. Companies that build for 10x growth find achieving 3x growth remarkably smooth, while those planning incrementally repeatedly hit walls.

Systems over hacks

Growth hacks provide temporary boosts, but sustainable scaling demands robust systems. A subscription service automates payment processing to handle 10x more customers without adding staff. This system investment paid for itself within three months through reduced labor costs and eliminated processing errors.

Key performance indicators for scalable systems include:

• Process documentation completeness
• Automation percentage of routine tasks
• System integration levels between departments
• Training time for new employees
• Error rates at different volume levels

Technology infrastructure

Cloud-based platforms provide scalability that on-premise systems cannot match. During COVID-19, cloud-native businesses pivoted seamlessly to remote work while traditional companies scrambled. This flexibility advantage extends beyond crisis response to everyday scaling needs.

Modern infrastructure requirements include:

• Cloud-based core business applications
• API-first architecture for easy integrations
• Mobile accessibility for field operations
• Real-time reporting and analytics capabilities
• Automated backup and security protocols

Conclusion

Business drivers determine competitive outcomes more than any other factors under management control. From my two decades leading Complete Controller, I’ve watched companies transform themselves by focusing relentlessly on the right drivers while competitors scattered their efforts across too many initiatives.

The six driver categories explored here—strategic alignment, operational efficiency, revenue optimization, innovation adoption, customer responsiveness, and scalability infrastructure—work together synergistically. Excellence in one area amplifies improvements in others, creating virtuous cycles of growth and profitability.

Your next step involves an honest assessment of current driver performance, followed by systematic improvement plans. Start with your biggest constraint—the driver currently limiting growth most severely. Small improvements in critical drivers generate disproportionate results, making focused effort more valuable than broad initiatives.

Ready to accelerate your business drivers with expert guidance? Visit Complete Controller to discover how our team helps businesses identify, optimize, and leverage their key drivers for sustainable growth and maximum profitability.

FAQ

What are common business drivers for small businesses?

Small businesses typically focus on sales team performance, website traffic conversion rates, customer retention percentages, inventory turnover ratios, and cash flow velocity. These drivers directly impact daily operations and require less complex tracking systems than enterprise-level metrics while still providing actionable insights for growth decisions.

How do you identify business drivers?

Analyze financial statements line by line, asking “What activities or decisions directly impact this number?” for each item. Track which operational activities correlate strongest with revenue increases or cost reductions. Employee feedback often reveals hidden drivers, while customer surveys identify external factors affecting purchase decisions. Root cause analysis of both successes and failures uncovers core drivers others might miss.

What’s the difference between business drivers and KPIs?

Business drivers are input activities that influence results—like marketing spend, production hours, or sales calls made. KPIs measure output results—like revenue generated, profit margins, or customer satisfaction scores. Drivers are actions you control directly, while KPIs show whether those actions produced desired outcomes. Both work together for complete performance understanding.

Can technology be a business driver?

Technology serves as a powerful business driver by automating processes, enabling new capabilities, and creating competitive advantages. Examples include CRM systems driving sales efficiency, pricing software optimizing margins, AI tools reducing errors, and cloud platforms enabling scalability. Technology multiplies human effort rather than replacing it, making it essential for modern business growth.

How do leadership and culture impact success?

Leadership sets strategic direction, allocates resources, and models expected behaviors that cascade throughout organizations. Culture determines how effectively strategies get executed—strong cultures amplify good strategies while toxic cultures sabotage even brilliant plans. Together, leadership and culture create environments where other business drivers either thrive or wither, making them foundational to all other success factors.

Sources

• AllBusiness.com. “The 5 Key Drivers for Business Success.” AllBusiness. 2021. https://www.allbusiness.com/key-drivers-business-success
• Corporate Finance Institute. “Business Drivers.” CorporateFinanceInstitute.com. 2022. https://corporatefinanceinstitute.com/business-drivers
• Inc. “8 Key Drivers to Business Success.” Martin Zwilling. 2022. https://www.inc.com/key-drivers-business-success
• PriceFX.com. “Profitable Growth Strategies.” PriceFX. 2023. https://www.pricefx.com/profitable-growth-strategies
• The ASP Team. “Understanding Strategic Business Drivers.” ASP Team. 2023. https://www.aspteam.com/strategic-business-drivers
• Vena Solutions. “70 Business Automation Statistics Driving Growth in 2025.” Vena Blog. 2025-01-14. https://www.venasolutions.com/blog/automation-statistics
• Nucleus Research. “Plex Systems ROI Case Study: BestMaid.” 2024-07-25. https://nucleusresearch.com/research/single/plex-systems-roi-case-study-bestmaid
• U.S. Bureau of Labor Statistics. “Trends in Manufacturing Productivity, 1990–2019.” 2021-10-07. https://www.bls.gov/opub/ted/2021/trends-in-manufacturing-productivity-1990-2019.htm
• Virtasant. “From Layoffs to Profits: AI Operational Efficiency’s Impact.” 2024-09-24. https://www.virtasant.com/ai-today/ai-operational-efficiency-case-studies
• Datahut. “How These 8 Brands Drove Massive Success from Dynamic Pricing.” 2024-05-30. https://www.blog.datahut.co/post/dynamic-pricing
• Harvard Business Review. “How Dynamic Pricing Can Drive Revenue.” 2016-11. https://hbr.org/2016/11/how-dynamic-pricing-can-drive-revenue
• Small Business Administration. “Improve Business Efficiency.” SBA.gov. https://www.sba.gov/business-guide/manage-your-business/improve-efficiency
• Wikipedia. “Key Performance Indicator.” https://en.wikipedia.org/wiki/Keyperformanceindicator

About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.

Initially, only larger enterprises switched to electronic document management and storage systems. However, with DMS becoming more commonplace and sophisticated, smaller businesses have started to use electronic document management. Physical storage, such as filing cabinets, is slowly becoming obsolete due to digital document management and storage systems being so much more convenient.

Why Do You Need a Document Management and Storage System?

If you still decide whether your business needs an electronic DMS, begin by discerning your weekly paperwork requirements. Many companies ultimately decided to switch to DMS because they received paperwork (forms, invoices, receipts, customer information, emails, employee records, etc.) physically and digitally. Organizing all of these documents requires effort. The hard copies are supposed to be organized manually into folders stored in filing cabinets. This can take a lot of effort and time. Digital documents, while accessible to search for compared to physical documents, can also be problematic because they are spread throughout various locations.

Some are in your email inbox, others in an online storage platform such as Dropbox or Google Docs, while some may be on your computer. This careless, non-organization of electronic documents poses a security threat. If your company’s information is in many different places, most are not secure, protected, or encrypted. It can make your data susceptible to theft or leaks.

Main Features of Document Management and Storage Systems

Generally, a Document Management and Storage System provides your documents with a complete filing system, including storage space and security. Some document management and storage systems also have a scanning capability, which utilizes Optical Character Recognition (OCR) to create electronic, searchable forms of a physical document. While it may take a little bit of time to digitize all of the old paper documents, it is worth it as you will save more than enough time by not manually digging through cabinets. Some other key features that are included in most document management and storage systems are as follows:

File Organization

How is it possible for software to help you seamlessly make a switch from a physical storage system to an electronic one? It allows you to create a file hierarchy replicating the physical filing system. Electronic document management and storage systems let you organize your documents into digital files and folders and reconstruct your old physical filing system into a digital arrangement.

Text Search

One of the significant benefits of going paperless and buying a document management system is looking for a file just by typing in the name of the file. With a text-based search option, the solution will go through the text of every file in your system to quickly locate the document you are searching for.

Multiple Users

The sole purpose of document management and storage systems is not just file storage. A good solution will allow you to work together on documents and files across your organization. Various users will be permitted to access, edit, and share files.

Remote Access

Most software options will create a backup of your documents and files in the cloud so that you can access them anywhere, even outside the office premises. Some document management and storage systems also have a mobile app that expands your files’ accessibility beyond computers to tablets and smartphones.

Built-In Compliance

While many open-source choices are available for DMS software, a significant reason you should go for a paid solution for your business is that they are designed with government compliance kept in mind. 

Conclusion

These features represent only a tiny fraction of the essential functions a document management and storage solution can provide. Other things to look for are file versioning, encryption, audit trails, security aspects, disaster recovery, redundant storage, file retention automation, user-based access permissions, and substantial storage space.

About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.

Wouldn’t it be awesome always to have enough cash to buy whatever you wanted? Few have the liberty and liquidity to turn this into reality with their efficient use of credit. If used wisely, credit can alter your life in ways you cannot even imagine by allowing you to afford the lifestyle of your choice.

It can fund your dream house or help you buy that dream car. You can further renovate your home and spend quality time with friends and family. The possibilities are endless, provided you make wise credit decisions.

Why Efficient Use of Credit is a Very Good Thing

People use credit for different purposes depending on their preferences. The purpose is to fill the affordability gap, ultimately allowing you to live blissfully. Using credit efficiently has far-reaching benefits other than just affordability.

Responsible use of credit results in a positive credit history and good credit scores on your credit report; having a good credit score means that you will automatically qualify for better insurance rates, open up mobile accounts with smaller security deposits, and help your secure loans for your business or personal use. The responsible use of credit also shows your credibility to your employer, which eventually translates into career growth.

Understanding How Credit Works

Whether it is a loan or a credit card, asking for credit means that a lender will look at your credit report for information about managing your finances. Even if you want to do business with some other company, they will look at your credit report for clues, along with your bookkeeping records. Your credit report includes your financial history and previous use of credit. Your creditworthiness is determined by your credit report by anyone lending you a loan or looking to do business with you.

Your credit history translates into credit scores, which go up and down depending on your financial decisions. Any missing payment on a loan or credit card will result in deductions from your credit scores while making timely payments will improve your scores. The scores precisely measure your likelihood of paying back a loan. Therefore, lenders rely on them heavily.

Certain types of credits are revolving, such as credit card payments, and there is no fixed end date for repayment. A credit limit is set for using credit, and you can borrow up to that limit and then pay part of it back every month. There is a specific interest rate that has to be paid, and the payments accrue each month.

How to Improve Your Use of Credit

Because all your financial decisions are converted into scores, all types of credit impact them. Making responsible financial decisions in the early stages of your life will have fruitful consequences in your future. Do not waste credit on things you can live without; always pay off your debt in time. Once you build up a solid credit history, you will have plenty of opportunities to do what you desire.

To ensure that your use of credit is handled responsibly, review your credit reports and scores regularly. Keeping track of your report will allow you to make informed decisions about your financial life. Here are some ways to build up your credit.

• Paying off all your utility bills and similar payments on time each month can significantly amplify your creditworthiness. Set up automatic payments for this type so you do not miss them.
• Ensure your credit card debts and other revolving loans are regularly paid off. Keeping low credit card balances is always a good idea because unsecured credits are more expensive than secured ones.
• Pay attention to the use of credit for all types of credit. It shows the lender that you can efficiently manage different credit types, creating a responsible image.

Clever use of credit will elevate the standard of your life in all possible ways, and taking steps to improve your credit only leads to improving the quality of your life

Conclusion

In conclusion, the dream of having enough cash for all desires can become a reality through the efficient use of credit. Credit, when wielded wisely, transforms lifestyles, making dreams like owning a house or a dream car achievable. Beyond affordability, responsible credit use builds a positive credit history, leading to higher credit scores with benefits such as better insurance rates and career growth.

Understanding how credit works is crucial, as credit reports and scores reflect financial decisions and creditworthiness. Improving credit use involves timely payments, managing credit types, and keeping balances low. Elevate your life standards through clever credit use, knowing that steps to enhance your credit lead to an enhanced quality of life.

About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.

Recent reports by Abrigo, a financial information company, revealed the most and least profitable industries over previous years’ studies. According to their research, service-based businesses have low start-up costs, although they require specialized training and function services that fare well in today’s market. This market includes law offices, real estate brokerages, and accounting/bookkeeping firms.

On the other side of the spectrum, businesses and retailers in the food industry struggle with sales, with farming and grocery stores seeing close to no growth.

Bierman, a business analyst, said, “Because of their volume-based business model and competitive markets, margins tend to be smaller. Grocery stores and manufacturing companies are good examples. Frequently, their goods may be considered commodities, and to charge extra for a loaf of bread may drive consumers to a different store over time.”

If you are starting a business or planning to do so, here are some of the most and least profitable businesses in recent years.

Most Profitable Businesses

Tax Preparation, Accounting, Payroll Services, and Bookkeeping

Not sure which business to start? If you are good with numbers, an accounting firm will be the ideal option to invest in. Over the previous years, tax preparations, bookkeeping, payroll services, and accounting have seen a remarkable increase of 17.84% in sales growth.

They are likely to gain profits because their start-up costs are low, and all you have to pay for is your employees, technology, and training. Alongside, it is a service-based business. Therefore, no amount of money has to be spent on inventory. One must focus on obtaining effective employees and building a reputable name for their business.

Legal Services

Like accounting, legal firms are a service-based industry that has seen positive growth in sales of around 16.89% over the past years. They have small start-up costs that mainly include employees holding law degrees. Although investment is required in special employee training and education, legal firms can generate a lot of money.

Management of Enterprises and Companies

A 16.75% growth was noticed in this business realm. Therefore, it is a wise decision to invest in this industry. Typically, these businesses consist of privately owned banks or holding companies that are supposed to advise and further assist other companies in making essential management, operational, and financial decisions.

Although the offices are niche and mainly offer specialized services with skilled employees, these companies often profit considerably.

Offices of Brokers and Real Estate Agents

The real estate industry has increased 16.6% over the past few years. Although the industry fluctuates, which can be hugely affected by changes in the market, it is wise to invest in this business when positive trends are noticed because real estate agents make reasonable amounts of money when the business start-up is up and roaring.

Least Profitable Businesses

Gas and Oil Extraction

Gas prices were lower in 2017, similar to past years. Firms operating in the gas and oil industry have noticed a drop in sales of around 4.24%. With significant fluctuations in the market, competitors, and incredible barriers to entry, this may not be the best business to invest in.

Beverage Manufacturing

According to research, this is not the first time that beverage manufacturing has been on the list of the least profitable businesses to start. Although it covers both alcoholic and non-alcoholic drinks, the latest technology trends have introduced soda fountains and other types of drink dispensaries.

Alongside, people are becoming more health-conscious, so beverage manufacturing is declining. Over the past year, more than a 1.49% drop in sales growth was noticed.

Bakeries

Due to major competition or high costs of start-ups involving kitchen supplies, equipment, and overhead bakeries that are commercial, bakeries have been on the decline for a while now. According to research, a 0.81% drop in sales growth was noticed.

Conclusion 

In conclusion, Sageworks’ recent reports provide valuable insights into the profitability landscape of various industries. Service-based businesses like law offices, real estate brokerages, and accounting firms show robust performance with low start-up costs. Conversely, businesses in the food industry, especially gas and oil extraction, beverage manufacturing, and bakeries, face declining sales growth due to market fluctuations, competition, and changing consumer preferences.

For prospective entrepreneurs, choosing among the most profitable businesses, such as tax preparation, legal services, and management consulting, presents lucrative opportunities. However, when venturing into less profitable sectors, careful consideration is essential when considering market dynamics and potential barriers to success.

About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.

Businesspersons and entrepreneurs have invested in properties to gain profits for an exceedingly long time. Most often, properties that entrepreneurs invest in are residential plots, shopping malls, theme parks, and entertainment resorts.

In the millennial era, going to the mall is one of the most common activities people enjoy, but everyone needs a home to live in. From a business perspective, there are many alternatives when investing in a property. The following is an introduction and a slight comparison between investing in small apartments and small strip malls. 

Investing in an Apartment Building

Investing in smaller apartments has many advantages attached to it. Primarily, it is a cheap thing to own as apartments have lower down payment rates, and the ongoing costs are low. Smaller apartments, compared to larger ones, are easy to manage and have a healthier rate as more rent can be derived from each unit.

A property with more than four units requires a commercial loan when financing. Usually, a down payment of 25% is required. However, if the investor is lucky, they may find various deals in which owners privately sell a property, and they hold onto the mortgage and take smaller down payments. However, a due payment attached to owner financing is due within a time limit of 10 years. Therefore, refinancing is required with a down payment of 25%.

The maintenance costs are another essential aspect that must be considered when investing in a small apartment building. Small apartments usually do not require on-site repair employees compared to larger apartments that generally do.

The final things to consider when investing in small apartments are:

• Decide whether the tenants will be affiliated with Section 8 or whether they will be non-Section
• The location of the building

Investing in a Small Strip Mall

If people have to eat, they head to the grocery store or the mall with food outlets. Therefore, investing in a small strip mall is still as valuable as ever before. Although a costly investment, the returns, and popularity an investor gets are satisfactorily appealing.

The retail plazas that are found locally offer investment perks in the fields of commercial property and real estate. There are advantages related to tax, mortar, brick, and land security. Retail stands out because it can deliver both the building of wealth and passive income simultaneously. It is recommended that investors collect monthly rent payments and wait for the value to increase.

Alongside, the latest research and forecasts show that the future is even brighter for the commercial real estate market in the US. For pessimistic investors, it is better to know that local retail properties are often the last things that become damaged or outdated. 

Whether it is Uber, Airbnb, or strategies related to city planning, everything is about local shopping these days. Therefore, it easily foreshadows the ever-increasing performance and returns of these properties.

Which is Better?

Whether investing in a small strip mall or a residential property, you must consider how much you put in. While investing in a small strip mall, you must consider that you have to do more work comparatively to get sponsors and deal with organizations providing products. However, when investing in an apartment building, you will mostly get a fixed amount of money according to the residential value of that place.

No matter what you invest in, make sure that you consider the following things:

1. The location of the property
2. The legal paperwork of the property
3. The average rental value of the area
4. Maintaining all the financial transactions in bookkeeping

Conclusion

In conclusion, property investment has been a long-standing avenue for entrepreneurs, with choices ranging from residential plots to entertainment resorts. In the modern era, the dynamic landscape of investments presents alternatives like small apartments and strip malls. Investing in small apartments offers cost advantages, manageable maintenance, and the potential for higher rent per unit. On the other hand, while a pricier investment, small strip malls provide appealing returns and popularity.

The commercial real estate market, particularly local retail properties, holds promise for wealth-building and passive income. Choosing between a small strip mall and a residential property depends on effort, sponsorship, and deal management. Key considerations include property location, legal documentation, local rental values, and meticulous financial bookkeeping for successful investment outcomes.

About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.

The following are the five best time management techniques to lead your business down a successful path.

Technique Number 1: Make Lists

Business owners and entrepreneurs have to do various tasks and many assignments. They have to handle many things at a time. Bookkeeping and accounting are cumbersome jobs they must handle, along with a long list of other things. The best way to manage this is to make lists of all tasks and items you have to handle.

Making lists is a huge part of all time management techniques. Lists can be memorized and used according to priority if you have an outstanding memory. The best solution for time management is to enlist and write down all tasks, to-do lists, and pending assignments.

Four basic principles can be used for making lists:

• Annual schedule: Prepare the schedule for one year. This schedule is based on daily activities.
• Things to do list: Make a list of things to do daily, weekly, and monthly—all things-to-do tasks should be prioritized according to urgency.
• People to call list: List all phone numbers you have to make phone calls to. This is an alphabetically prioritized list. Alphabetical priority means that you allocate an alphabet to each number you have to call according to priority—A, B, C, and so on as the priority decreases.
• Plan for the conference: Planning the meetings and conversations you need to have frequently should be enlisted according to priority. This way, you will not ever forget an important call or meeting.

An easy and well-organized system for making lists should be adopted. The habit of making lists is worth using for business success. 

Technique Number 2: Tickler Files

A tickler file system is used to manage daily files and activities in an organized manner. It is a booster for automatic memory and lessens the mess of daily files, workload, and activities.

A tickler file is also known as a 43-folder system. It is a system in which files are arranged date-wise to be automatically highlighted on a specific date.

A tickler file is a remarkably simple and friendly system. Suppose you have 90 files of three colors, 30 for each month. You number them 1-30 for each month and allocate them in three different colors, i.e., Blue for the current month, red for the next month, and green for the month after that. Now, you have a task that you need to perform on the 22nd of the following month.

You put the note and other details on the 22nd number red file. On the 22nd of the next month, that file will automatically remind you of that task by pop-up. None of your tasks are missed or forgotten by using these tickler files. A lot of time is saved, and timely reminders lead to business success.

This pop-up reminder system can also be used on cell phones and computers.

Technique Number 3: Fewer Meetings

Lengthy meetings can be a waste of time. To have better time management, the frequency and duration of the time of meetings should be shortened. Meetings should be focused on, and something valuable should be accomplished in each meeting. Before you call a meeting, ask yourself if it will be productive and needed. Minimizing the number of meetings you have is a good time management technique.

Technique Number 4: Block Time

Most of your time in the year should be pre-assigned and blocked to get maximum advantages. Assign your time to important tasks like bookkeeping, audit, payrolls, training, etc. To succeed in the business, focus on what is important and use your time well.

Technique Number 5: Profit from “Odd Lot Time.”

The time you get while waiting for something is valuable. Spend that time reading, thinking, and listening. Responding to missed calls and messages during this time is not a good idea because you cannot concentrate and do it in a hurry most of the time.

Conclusion

The key to success in business is disciplined time management. With these five techniques, you can be a pro in handling your time.

About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.

No one is a master at banking, bookkeeping, accounting, or economics. We can all make mistakes that hurt our credit scores and ratings without knowing it. Here is a guide to what mistakes you might make to improve your credit score.

Closing Old Credit Cards

Once you’ve paid off a credit card bill, it is tempting to cancel the card to avoid getting another big bill. Many people choose to close their accounts like this, but they don’t know that they are hurting their credit rating. It harms their credit because closing a card causes you to have lower available credit, and available credit, along with the history of credit cards owned, affects your credit rating. Keeping an old credit card open and avoiding using it is much better.

Maxing Out Credit Cards Before Bankruptcy

When considering filing bankruptcy, many people find it tempting to put extra expenses on their credit cards, anticipating that the debt incurred in those expenses would be wiped out when filing bankruptcy. However, upon seeing that someone maxed out their credit cards right before bankruptcy, creditors can and will take measures against your bankruptcy in court. This maxing out of the credit card can lead to a judge rejecting your bankruptcy petition, causing a more significant financial crisis.

Applying for Gas Station and Department Store Cards 

It may sound clever to have all of your gas expenses on one card and all grocery-related costs on the bill of another credit card. Unbeknownst to consumers, these cards come with extremely high-interest rates. It is much better to go for Visa or MasterCard credit cards with much lower interest rates. Moreover, having several accounts will adversely affect your credit score. Therefore, only apply for an additional credit account when you need it. 

Cosigning for Someone

It isn’t easy to decline a request from someone close to you to cosign for them on any loan. However, it isn’t commonly known that cosigning can negatively affect someone’s credit rating. Not only is your credit score under threat, but you might also even be liable to pay the loan if the person you cosigned with fails to pay. 

Sharing Personal Details

Calls asking for sensitive and private information such as credit card numbers or your social security number are scams looking to target vulnerable groups (such as older people). Calls like these are usually from criminals trying to use your personal information to steal your money. If you ever fall victim to identity theft, it is best to report it to the police department and the Federal Trade Commission. Criminal activities through your card can badly hurt your credit score.

Accepting Offers for New Credit Cards

Offers from credit card companies are rampant. According to statistics, billions of offers are sent out by companies every year. Accepting these offers is neither a compulsion nor a wise decision. The solution is to say no if you are targeted in a sales pitch. Ask to be removed from telemarketing lists and reject any mortgage and credit card company offers via email and phone. More credit means more hits taken to your credit rating. Accepting tempting offers can hurt your financial position through loans that take a lifetime to mature or plans with high-interest rates.

Ignoring Credit Reports

You need to check credit reports at least once yearly to maintain a good credit score. Sometimes, a once-a-year check might not be enough, so you should regularly check how you use your credit card. Suppose you are only making minimum payments, missing out on payments, or not considering paying your bills when charging your card. In that case, you should stop using your credit card and seek professional help from a nonprofit credit counseling agency.

Opting for Credit Repair Schemes

Many people with a personal crisis, such as bankruptcy, foreclosure, or divorce, have a bad credit rating. Falling for a credit repair scheme offering to fix your credit score quickly sounds like and is too good to be true. It would help if you were wary of firms that promise to fix your credit standing to avoid paying a high fee upfront and subject to multiple hidden charges.

About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.

Businesses have significantly changed in the last 15 years. Technology and science have transformed the world into a global village. Markets and consumer behavior have been drastically altered over time. Since the advent of the internet and the evolution of the web, many human development factors have followed in business activities and operations.

Information technology has made it possible for businesses to utilize the power of computer science to create tools that help make daily activities smoother and improve productivity while delivering time efficiency. These systems require hardware and software to keep them operating with functional duties. A single software provider takes care of these basics and ethics to benefit greatly.

With the emergence of giant corporations where activities are vast and diverse, IT systems are being installed to automate various critical processes. Different departments of a business are catered to differently. For instance, logistics, procurement, inventory, accounts, finances, administration, manufacturing, etc., have effective systems implemented, consisting of designated hardware and software that help businesses coordinate to enhance operations and activities.

Vendors usually accompany the software required to drive systems when standalone clients need specially made software to help them perform their obligations. Here are four reasons why you should choose a single software provider.

Software Complexities

Businesses use different software in various industries, even in businesses like construction. Firms use various software that helps them carry out their jobs and deliver projects cost-effectively and reliably. There are so many considerations to consider, from administration to project management.

A typical construction firm’s processes include, but are not limited to, project costs, vendor purchase orders, contracts, joint venture agreements, warehouse management systems, and logistics. Software like Enterprise Resource Planning helps such firms efficiently handle many of their needs based on daily and monthly routines.

Other programs needed are not affected by a single software provider as the provider offers compatible software on all platforms without causing disruption, such as crashes or malfunctioning programs.

Integration of Compatible Software

All software installed in a business environment must complement one another and mesh together to further the aim of the business, i.e., growth. Without supporting one another, the software not supporting the overall system could make the system flawed. Instead of acquiring positive results, a business will face dire and extreme issues.

Instead of obtaining non-conforming software from various or different software providers, go for a single software provider. Integration of non-compatible software can cause undesired delays in moving processes along. If installed, such systems will be hampering a business’s operations. The integrated IT system must benefit the companies overall. It has to support the system effectively, aiding in executing its parameters and intended purpose.

Convenience

Using a single source for vending, the needs of all business software will lead to bliss on many fronts. For instance, maintenance is generally an elemental part of the software life. Even upgrades or the latest versions freshly out of beta phases must be handled by professionals by a single software provider from time to time for any shortcomings or enhancements.

Troubleshooting can be a nightmare if handled by more than one maintenance expert, leading to time-consuming practices that eventually cause further glitches. Another advantage of using a single source is that, with time, the provider will have a clear understanding of the business requirements and recommend accordingly, compared to a newly appointed provider who would take your valuable time to pinpoint the dynamics of the requirements of a business.

Ease of Administration and Reduced Security Risks

Financial firms with sensitive data will profit most from a single software provider. Apart from spreadsheets, these firms run complex software that enables them to perform their prescribed roles in their professions. An accounting system is implemented with pipeline tracking.

It provides information regarding monitored investment. Also, asset management software that offers specialized tools to predict possible outcomes and scenarios, like payments or conversions, is highly recommended. For fund management, some firms need to project investments against returns accurately. These requirements can be easily met with a discount by approaching a single provider with competitive rates.

By designing all of the software needs of a firm, a single software provider will be in an excellent position to give benefits to recurring customers, such as reduced prices for upgrades or maintenance. Financial firms have strict security precautions so that no data leaks occur. Using a single vendor will help security as a trusted team that understands the situation and abides by company policies will be deployed to safeguard against all malpractices.

About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.

Cloud accounting technology is a new player in the economic landscape. It is similar to traditional accounting; bookkeeping procedures are done on accounting software. Cloud accounting software is hosted on remote servers, similar to the SaaS (Software as a Service) business model. Data is sent to the server into a ‘cloud’ where it is processed and returned to the user. All application functions are done off-site, in the cloud, not on the desktop.

The accounting functions are done online and not on desktop software. The internet or another network is used for the process. Users access cloud accounting software through a cloud applications service provider. The software does not have to be installed on a computer. It can be accessed from any place globally, provided the cloud applications service provider is present.

Features of accounting software must include:

• Inventory management
• Sales tracking
• Contacts management and contact history tracking
• Account to accept credit card payments
• Generating Invoices
• Financial statements, cash flow statements, and balance sheet
• Budget planning
• Payrolls
• Taxation matters

Benefits of Cloud Accounting for Small Business

Cloud accounting technology is a new player in the economic landscape. Why? We’ve listed the reasons below.

1. Access to accounting and bookkeeping data anywhere and anytime in the world. It allows you to spend time on other business operations-related activities or quality time with family. You can access cloud accounting software online at home and keep updated with your business’s accounting and bookkeeping functions. It always will have an up-to-date view of the business’s financial status to make the right decisions at the right time.
2. Go paperless in accounting and bookkeeping. This step is Eco-friendly, too. Paperwork takes a lot of time for accountants and business owners. Small business owners need time to interpret accounting information. Accounting software makes it easy to interpret accounting information.
3. Cloud accounting software has multi-user access.
4. The software is automatically updated.
5. It reduces upfront business costs. You do not face regular maintenance and fees for upgrading the system.

A Few Cloud Accounting Software and Their Benefits

1. FreshBooks

You can access FreshBooks from a desktop computer and mobile phone. It has many features used to simplify accounting processes. It makes it easy to track expenses, make online payments, generate customized invoices, generate reminders of late payments, purchase history with time-tracking and client records, and manage different projects with different rates.

A 30-day free subscription to FreshBooks is available for a new user. After that, it costs $19.95 a month.

1. QuickBooks Online

QuickBooks is the central bookkeeping and cloud accounting tool for small businesses and handles accounting operations. It is developed and marketed by Intuit. The QuickBooks software is used to:

• Generate invoices with the logo of your company and with all the details required by the customers
• Process payrolls according to HR policies
• Manage all business transactions, including bills from suppliers and vendors
• Manage Inventory
• Track expenses

1. Kashoo:

• Creating professional invoices
• Categorization of income and costs
• Connectivity with online credit cards and bank accounts
• Online Sharing of data with an accountant
• Reconciliation of accounts due to the double-entry accounting process

Twenty transactions per month are free.

1. Outright:

Outright is an online cloud accounting system for small businesses that tracks expenses, profit, sales, and customers. Bank accounts and other services such as PayPal, eBay, FreshBooks, and web stores can be connected to Outright, and data can be easily exported from one app to another.

1.  Xero:

• Dashboard with bank balances, expenses, and invoices
• Customized reports required by the small business
• Tracking cash flow in real-time
• Graphical presentation of data
• Data can be shared and accessible to accountants and others
• Generating customized reports and reminders to customers
• Scheduling of Payments and returns

Apple, Blackberry, and Android applications are available. Many add-ons like CRM, invoicing, and inventory management packages are also available on demand.

Conclusion

Cloud-based accounting technology is changing the landscape by providing its customers with services that were not available a few years ago. One can access their company’s data from anywhere worldwide by logging into the account. Small business owners must avail of this technology as the costs are affordable and benefits are more abundant than ever.

About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.