The most common type of fraud is identity theft fraud. It is so common that many people become a victim of it without realizing it until it is too late to save them from difficulties. Here are different types of fraud specific to identity theft and how to remedy them.
Most often, buyers are scammed. In most cases, goods are paid for that are then not received. The following points must be observed to avoid being cheated:
Do not pay by bank transfer. If the seller does not ship the item, you have no legal control. Even if you file a complaint, in most cases, the money is lost.
Pay via PayPal with buyer protection. If it is impossible to pick up the item personally, you can also pay via PayPal with buyer protection even if you pick up the item. In the event of a dispute, the seller must prove that the item has been shipped if he can’t prove that, you’ll get your money back.
Even as a seller, you can be cheated by the buyer, which is a little more difficult.
Goods were paid for by PayPal but picked up personally. If the buyer has paid via PayPal and then picked up the item personally, there is no way for you as the buyer to prove to PayPal that you have properly handed over the item. When paying via PayPal, never hand over the article directly but always send it by post with appropriate evidence.
Create an email address for questions
Having an email address that employees can contact questions about cybersecurity is a great start and has many other benefits. On the one hand, employees dare to ask questions that they might not otherwise ask.
Also, employers give their employees the option to forward suspicious emails for inspection. It helps employees become more astute about fraudulent emails. The forwarded mails can then also be used for internal training and thus enrich the knowledge of all employees and thus the company as a whole.
Set up an early warning system
It is worth introducing a dynamic and proactive early warning process that informs the entire company about this danger to counteract dangerous spam campaigns. It reduces the chance that an ignorant colleague will fall into this trap and endanger a company’s security, employee, and customer data.
Also, this system increases awareness of some of the most important threats and most widely used techniques that cybercriminals use – even if they turn out to be tried and tested methods. Last but not least, this process encourages the security team to take a closer look at spam campaigns and identify features.
Organize round tables and training
Discussions with experts, either with qualified employees or with external specialists, help educate employees about various aspects of IT security. Since large companies hire professionals from many different areas, it is advisable to organize separate roundtables that address these target groups’ specific skills, interests, and experiences.
Everyone likes to compete – and win, don’t they? Competitions among employees are a fun way to establish strong, internet-safe behaviors. For example, the materials from the training courses can be used for a later quiz. In the end, the winner is rewarded, but the whole company gets an impression of how cyber-secure the other colleagues are.
Write a good guide
Prepare a document that explains precise methods of how employees can help prevent cyberattacks. Such a guide could, for example, contain information on how to set up devices securely, how information is encrypted or how to set up two-factor authentication on different devices. It is also important to ensure that these aids are easy to read, contain the most important information, and are easily accessible to all employees.
Finally, here is a suggestion on how to record all of this information. Place small notes with information on good cyber hygiene for your employees in places where they would not expect them – in office toilets, kitchens, and elevators.
If your employees then find these pieces of paper in unusual places, this increases the learning effect. They can more easily retrieve the information when it is most important – for example if you are the victim of a phishing attack.
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