What Is Financing With Debt?

Each company needs financing; without it, the business would not have adequate capital to maintain operations. Debt financing is when a business chooses to borrow the funds necessary to continue operating the company. The debt is acquired through accepting a loan where the business owner agrees to pay back the money gradually with interest. Financing with debt can be classified into one of the following categories: short-term and long-term.

Short-term Debt Financing

Financing with short-term debt generally means that the lender and the borrower agree that the total amount borrowed, plus interest, will be fully repaid within one year. Typically oriented towards the maintenance of the daily operations, financing with short-term debt is commonly used to pay for equipment and buy any inventory or supplies vital to the company’s production process. Check out America's Best Bookkeepers

Long-term Debt Financing

Financing with long-term debt is still a loan that is requested from a bank or a financial institution. It includes a promise of reimbursement plus interest but is not used for daily business operations. Financing with long-term debt is generally used to acquire a building, land, or expensive equipment or machinery necessary to operate or expand the business. Financing with long-term debt is repaid for more than one year.

Advantages

There are a couple of advantages associated with debt financing. First, it is one of the only ways to get money for your business without losing any property quickly. When you choose debt financing, you retain your ownership privileges over your business, and the lender has no legal input about managing it. The other advantage is that financing loans with debt are tax-deductible. You can compensate for your payments and interest with its income tax by considering the loan as an expense. Check out America's Best Bookkeepers

Disadvantages

While acquiring a loan to carry out your business is not considered irresponsible, debt may be unattractive to potential investors. If your business fails, you may still be personally responsible for the loan payment, which could result in the loss of any guarantee. Every loan you secure goes impacts your credit rating. Continuing loans could adversely affect your credit score, raising interest rates and making future loans more difficult to obtain.

Significant Considerations

Your company’s capital structure is comprised of equity and debt. The dividend amount that you have to give shareholders is the cost of equity, and the interest money that you can transfer to bondholders is the cost of debt. All companies have debt issues, but the cost of debts provides them leverage. With such amounts, you can promise to compensate lenders and repay the principal amount. For this, you need to pay off all your annual interests. Lenders present borrowing prices to the issuer on behalf of the interest amount that people have paid on these debt instruments.

The company’s price of capital is always the sum of the cost of debt and equity financing. Minimum return means the price of money as the amount that a company has to make. This way, you can satisfy creditors, capital providers, and shareholders. Industries always earn money returns higher than the capital price. The amount that is the base of the company’s investment decisions relates to the new operations and projects. Check out America's Best Bookkeepers

Businesses will not make positive money for investors due to the lower capital expenses than the cost of capital. Only companies require to rebalance and recalculate the structure of their worth. The formula for the debt financing cost is:

  • KD = Interest expenditure × ( 1 – Tax Amount)
  • Where KD = price of debt

In most cases, people have to pay a deductible tax, and lenders cut interest amounts when we pay our taxes. It becomes more comparable to the price of equity as the tax of stock’s earnings.

The debt to equity ratio will help you measure your company’s debt financing. When we have one dollar of debt financing, the equity will be five dollars. Lower debt to equity ratio relates to a higher one. After all, companies need to have more tolerance for debt than others. You can look at the measured cost of equity and debt on the balance sheet statement.

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

What Are the Differences Between Insurance and Vehicle Protection?

Responsibility

While the terms may look alike, make no mistake: vehicular insurance and vehicular protection are not synonymous. The first is offered by traditional vehicle insurers, while the second is an association of people whose participants share responsibility for cars, a cooperative.

In vehicular protection, no institution guarantees payment in case of incidents. In this cooperative model, the risk of each car is divided among all participants. Thus, if one of them suffers an accident, all bear the costs.

Car insurance is provided by a traditional insurance company following a series of strict standards. In this case, there is a policy by which the car owner transfers the risks of his or her vehicle to the insurer. If something happens in this case, the owner is responsible. Check out America's Best Bookkeepers

Premium

The premium is the amount that the customer pays to the insurer for a guarantee of payment of the indemnity present in the contract.

A car insurance premium is stipulated based on countless factors, including locales, customarily frequented, and additional drivers.  Vehicle protection considers only the characteristics of the car. Unfortunately, if you are part of the cooperative, you could end up paying dearly for the recklessness of a careless driver.

Collection

While vehicle insurance depends on a single quota or fixed installments, the protection of cooperatives charges a variable monthly amount. This fee is made up of a fixed management fee, added to the division of losses with the protected cars in the previous month.

Indemnity

Insurers are required by law to have a reserve to guarantee payment of the indemnities. Vehicle protection cooperatives, however, depending on the payment of monthly payments by all members. Therefore, if there is a default, the association may run out of money to cover expenses. Check out America's Best Bookkeepers

Regulation

Car insurance companies are approved and regulated by each state but are supported by the National Association of Insurance Commissioners (NAIC). On the other hand, Cooperatives do not have any regulations, either by laws or government agencies.

If you want to understand the difference between insurance and vehicle protection, you must know what kind of insurance you can choose. Here are a few:

Comprehensive Insurance – You can replace or repair your car after an accident, if you are responsible or not. You can repair your vehicle at the time of an emergency. It also allows for transportation costs and damage repair that are the fault of other drivers.

Insurance for a compulsory third party is green slip insurance, as every registered or legal drive needs to have in their respective countries. In the case of a car accident, the drivers who are responsible for the catastrophe must repay because they are legally liable.  Other individuals such as pedestrians, drivers, passengers, cyclists can leverage this insurance.   Check out America's Best Bookkeepers

The theft covers and the third-party fire – This coverage can help you replace the loss of your car. If a thief stole your vehicle, then the damage has been incurred.

Property insurance of the third party – You can use this insurance policy only to repair the damage of another person’s property. You cannot repair damage to your car with this insurance. Typically, it covers the legitimate expenses and specific damage that occurred due to uninsured drivers and service claims.

Extra Coverage Choices or options with different varieties – With insurance policies, you can cover all the standards and take advantage of all the services that insurers provide you. You can leverage the additional features and benefits that are available for you. This might include the choice of repairer, new vehicle replacement, or the protection of the No Claim Bonus. It is your responsibility to select the most suitable insurance policies that meet all your standards of car maintenance.  

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

Are You Buying into These Cashless Payment Myths?

As the name suggests, cashless payment is fundamentally a no-touch strategy of dealing with cash. Payments are made via digital methods such as online transfer, debit card, credit card, or even a digital wallet. 

Cashless payment methods call for security and less risk of losing your ‘cash.’ As it is a safe strategy, is it strategic? Let’s have a look at a few myths that exist regarding Cashless Payments:

Myth 1: Cashless Payments Means Fewer Chances of Stolen Cash

We all have been preyed to stolen cash. Check out America's Best Bookkeepers We have all lost money from our wallets at some point or the other. Whether it was stolen or we misplaced it, we have been through the experience. A myth exists that cashless payments would mean you lose less cash. 

Since you’ll keep less money in your wallet, the chances of your money being stolen are slim to none. 

Well, the problem here is that online fraud is also quite common. Your credit card contains sensitive information that can be detrimental if it falls prey to online fraud. As much as it might have the potential to be tracked down, a risk still exists. Stolen identity is worse than stolen cash. 

Myth 2: Convenience

Sure, it is convenient to add a few things to my cart online and place an order from under my blanket in the comfort of my home. It is a rather tempting thought, but it also costs me more than going to the shop and buying what I want. 

In return for this convenience, online payment methods usually involve third-party processors who charge extra fees. These fees are highly subjective and may have you paying more than you should or need to. Most of the time, so many technical errors occur online since this technology may naturally falter. Check out America's Best Bookkeepers

It is a myth that cashless payments provide more convenience when a product costs more. Plus, dressing up and going out is a healthy activity! It will keep you active, positive, and a good day can potentially have you coming back home in a good mood! 

Myth 3: Everyone Has Shifted to Cashless Mode

Thinking cashless payments fit the box for everyone because, hey, everyone has a bank account and an internet connection? Not really.

It is important to remember that societies going completely cashless can pose a problem for many reasons for people who don’t have bank accounts. It can also cause issues for low-income people who don’t know the intricacies of opening a bank account, let alone managing it. 

Banks charge service fees which can be stressful for low-income people who work hard to save every penny they earn. Cashless payments do not fit the box for everyone; it provides only for those who think it holds for them.  Check out America's Best Bookkeepers

Myth 4: We Can Buy Anything!

Sometimes, using your debit or credit card to buy something that costs a dollar or five can be difficult. It isn’t easy because it can consume time and energy to pay via your card for something that costs $5 at a Super Mart. Some of these places charge extra if you pay by card, whereas some stores do not set on a card unless your bill totals a specific amount. 

In terms of this, not carrying cash can be a struggle. For example, you don’t have some money on you and want to buy a water bottle. The shop you are standing in does not accept cashless payments unless you buy products totaling up to specific dollars.

Now you’ll have to buy three more things to get that one bottle of water. Consequently, you are spending more money!

Conclusion

Cashless payments are intelligent and accessible. But they are not the correct mode to click on every time. These myths are altering the way people look at money and how it exists, and in the long term, it can prove to be problematic for everyone, starting with us. 

Plus, there’s a different form of satisfaction you get when you open your wallet, and you see cash, you touch it, and you appreciate it. 

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

5 Ways to Extract Value From Customer Data

The emergence of the internet has offered companies with more data than ever before. Multiple online platforms and networks use data collected from customers to identify trends and emerging patterns in consumer behavior. No matter what industry a business operates in, critically analyzing and leveraging value from consumer data can provide the company with a competitive edge that will help them stand out in the face of competition. 

Why Is Deriving Value from Customer Data Important?

Customer data helps businesses identify their relationship with their general audience. For instance, a company that sells organic skin products can determine which product is performing the best. A company that sells high-end products can gain insight to sell to a different niche. A company can use data to identify if its price points are working for its target audience. 

Whatever the corporate and business strategy of the company, customer data can help managers and owners keep abreast of changing patterns. Gathering value from customer data includes basic customer information, behavioral trends, and even attitudinal tendencies that will help make critical decisions for the company.  Check out America's Best Bookkeepers

Types of Customer Data

Four primary types of customer data can be collected and then used to devise essential company strategies, et cetera. No matter the type of data collected, its primary purpose is to better understand the customer’s needs because, after all, the customer is indeed king! 

Basic Data 

Primary data include surface-level customer information such as their name, contact number, residential address, and so forth. This type of data helps with the general bifurcation of audiences by demographics such as their gender, geographical location, and income bracket. 

Interaction Data 

This type of data provides a deeper level of data collection that deals with more qualitative information such as what the customer thinks of the product, how they interact with the brand if they are captivated or engaged with the company content, et cetera. Companies can set important, fundamental key performance indicators with such data, including link clicks, downloads, website visits, and bounce rates. 

Behavioral Data

Behavioral data extracts much more detailed information, such as what the customer does with the product after purchasing it and returning to the brand for more. This kind of data also helps brands identify their typical customer journey and even convince their audience to choose a particular lifestyle. 

Attitudinal Data 

Attitudinal data helps companies identify their brand perception with the audience. This perception helps businesses understand what the customer wants, where it is lacking, and what strategy they need to compete.  Check out America's Best Bookkeepers

Extracting Value from Customer Data

There are five ways to extract leverage customer data and use it efficiently. Companies must master the art of sifting through tons of online information and identify ways to create value from customer data to target their pain points. Below are the different ways in which companies can have their cake and eat it, too! 

Understanding the Power of Big data can be overwhelming to have access to millions of bytes of data. Large companies have the financial muscle to hire a specialized team to turn this raw data into understandable graphs and reports that managers and supervisors can use to develop brand strategies that will materialize in their interest. There are multiple management platforms available that are built for the specific purpose of categorizing data for companies. 

Invest In an Analytics Software 

Platforms like Google, for instance, provide analytical software that further organizes data into understandable chunks for organizations dealing in customer services. Once you acknowledge the importance and potential of data for your business, you will want to get as many tools on board as you need to decipher technical information. According to their financial abilities, there are multiple analytical solutions present in the market for small, medium, and big companies.  Check out America's Best Bookkeepers

Leveraging Historical data

Businesses can use past data such as case studies to learn essential lessons from previous years. Managers can use this data to look at past trends and predict the company’s future. 

Use Social Media As a Data Source

Social media is a great place to get customer traffic and listen to current customer perceptions. Hashtag trends and other challenges get customer engagement and help companies capitalize on other marketing trends and extract value from customer data. Many companies have also become market leaders based on how much traction their content receives on social media. 

Automate Operations

Automation is a process that helps the top management streamline the functions of the entire company and its departments. Automation encourages companies to provide customer service and deliver better day-to-day operations. Also, it works well where there’s a massive amount of data as it enables the company to extract the relevant information and customer data.

Conclusion 

Organizations can use multiple innovative solutions to extract value from customer data to compete in the market efficiently. With the business arena getting more competitive and cluttered, companies can use data to stand out by providing customers exactly what they want using data-driven insights that will give them an edge. Lastly, the more precise the understanding of the audience’s needs, the more innovative a company can be by saving up on essential resources like time and money. 

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

Best Payroll Accounting Tools

By: Jennifer Brazer

Jennifer is the author of From Cubicle to Cloud and Founder/CEO of Complete Controller, a pioneering financial services firm that helps entrepreneurs break free of traditional constraints and scale their businesses to new heights.

Fact Checked By: Brittany McMillen


Streamline Payroll Management with Essential Accounting Tools

Payroll accounting tools are specialized software solutions that automate wage calculations, tax filings, and compliance reporting, transforming hours of manual work into minutes of automated efficiency. These digital platforms integrate time tracking, benefits administration, and accounting functions to create seamless payroll workflows that save businesses an average of 5 hours monthly while reducing errors by up to 92%.

After 20 years leading Complete Controller, I’ve watched hundreds of businesses struggle with payroll chaos before discovering the right tools. One client recently cut their payroll processing time from 15 hours to just 2 hours weekly using automated systems, while simultaneously eliminating costly tax penalties. This guide reveals the exact tools and strategies we recommend to transform payroll from your biggest headache into your smoothest operation. Complete Controller. America’s Bookkeeping Experts

What are payroll accounting tools, and how do they simplify payroll?

  • Payroll accounting tools automate employee compensation calculations, tax withholdings, and regulatory filings
  • They integrate time-tracking data directly with payroll processing to eliminate manual entry
  • These platforms maintain real-time compliance with federal, state, and local tax regulations
  • Employee self-service portals provide instant access to pay stubs, W-2s, and benefits information
  • Cloud-based architecture enables secure access from any location for distributed teams

The Evolution of Payroll: From Manual Calculations to AI-Powered Systems

The true cost of manual payroll processing

Manual payroll processing costs businesses $4.78 per data entry due to errors and corrections, according to recent ADP research. Small businesses spending 5-10 hours monthly on payroll calculations face additional hidden costs through compliance penalties, which reached $7.4 billion across U.S. businesses last year.

These manual processes create cascading problems:

  • Mathematical errors in overtime calculations
  • Missed tax filing deadlines
  • Inconsistent deduction applications
  • Lost paperwork and audit trails
  • Employee dissatisfaction from payment delays

The automation revolution in payroll

In the 19th century, calculating payroll for 30 employees required a full day of manual ledger work. Today’s AI-driven platforms like Gusto process 100 employees in under 10 minutes, representing a 14,000% efficiency improvement. Modern payroll tools leverage machine learning to predict tax liabilities, flag anomalies, and auto-correct common errors before processing.

Why modern businesses can’t afford manual payroll

Regulatory complexity has exploded with remote work expansion. Multi-state employers face varying tax rates, reciprocity agreements, and local ordinances that change quarterly. Automated tools like ADP and Gusto update these rules in real-time, protecting businesses from penalties that average $845 per incident for small companies.

Core Features Every Payroll Accounting Tool Must Have

Automated tax calculations and filing

Leading platforms calculate federal, state, and local taxes automatically, adjusting for exemptions, deductions, and special circumstances. Gusto’s AutoFile feature handles 100% of payroll tax filings, including quarterly 941s and annual W-2s, eliminating the most error-prone aspect of payroll management.

Seamless integration capabilities

QuickBooks Payroll syncs directly with QuickBooks accounting software, creating automatic journal entries for wages, taxes, and benefits. This integration eliminates duplicate data entry and reconciliation errors. Rippling takes integration further by connecting to over 500 HR and finance applications, creating unified data flows across entire business ecosystems.

Employee self-service portals

Modern payroll tools provide employees with direct access to their financial information through secure portals. Paychex Flex allows workers to:

  • View and download pay stubs instantly
  • Update direct deposit information
  • Access tax documents year-round
  • Submit time-off requests
  • Review benefits elections

Comprehensive reporting and Analytics

Data-driven insights transform payroll from an expense into strategic intelligence. Paycor’s analytics dashboard tracks labor costs by department, overtime trends, and turnover patterns. These insights help managers identify cost-saving opportunities and workforce optimization strategies.

Top Payroll Accounting Tools by Business Size

Small businesses: Gusto and QuickBooks Payroll

  • Gusto ($39/month base + $6/employee) revolutionizes small business payroll with unlimited pay runs, automatic tax filings, and integrated benefits administration. Compared to manual processing, customers save an average of 5 hours monthly. The platform’s strength lies in its intuitive interface, which non-accountants can master in minutes.
  • QuickBooks Payroll ($45/month + $4/employee) excels for businesses already using QuickBooks accounting. Same-day direct deposits and penalty protection insurance make it ideal for cash-flow-conscious startups. The seamless accounting integration means payroll entries post automatically to your general ledger.

Mid-sized companies: Paychex Flex and ADP Workforce Now

  • Paychex Flex (custom pricing) scales elegantly from 50 to 1,000 employees with mobile-first design and 24/7 support. Its standout feature is the dedicated payroll specialist assigned to each account, providing expert guidance through complex situations like acquisitions or multi-state expansions.
  • ADP Workforce Now serves mid-market companies with sophisticated needs including global payroll, advanced analytics, and benchmarking data. A 500-employee tech firm using Rippling reduced their HR/IT staff from 45 to 24 people, saving $50,000 in annual software costs while improving service delivery.

Enterprise solutions: Workday and Rippling

  • Rippling unifies payroll, IT provisioning, and expense management in one platform. This convergence eliminates data silos and automates employee lifecycle management from onboarding through offboarding. Global companies appreciate its multi-country payroll capabilities and compliance engine.
  • Workday delivers enterprise-grade analytics with AI-powered forecasting for organizations exceeding 1,000 employees. Its machine learning algorithms predict turnover risks and optimize compensation strategies based on market data and performance metrics. Cubicle to Cloud virtual business

Integrating Payroll Tools with Your Accounting System

Building unified financial operations

Disconnected payroll and accounting systems create reconciliation nightmares and delayed financial reporting. Integration eliminates these pain points by automatically posting payroll journals with proper account coding. QuickBooks Time users report 6% reductions in gross payroll costs through improved accuracy and eliminated duplicate entries.

Creating seamless data flows

Successful integration requires mapping data fields between systems:

  1. Chart of Accounts Alignment – Match payroll categories to general ledger accounts
  2. Department Coding – Ensure cost centers sync properly
  3. Project Tracking – Link labor costs to specific jobs or clients
  4. Benefits Allocation – Automate employer contribution postings

Implementation best practices

Start integration with a pilot group before full rollout. Run parallel systems for one pay period to verify accuracy. Common pitfalls include mismatched employee IDs and incorrect tax account mappings. Middleware solutions like Zapier can bridge gaps between incompatible systems.

Step-by-Step Implementation Guide for Payroll Software

Phase 1: Assess your current state

Document existing payroll workflows, identifying pain points and inefficiencies. Calculate true costs including staff time, error corrections, and compliance risks. Survey employees about their payroll experience to uncover hidden frustrations.

Phase 2: Select the right solution

Match features to your specific needs:

  • Employee count and growth projections
  • Geographic complexity (multi-state operations)
  • Integration requirements
  • Budget constraints
  • Industry-specific compliance needs

Phase 3: Data migration and setup

Clean your data before migration. Verify employee information, tax settings, and benefit elections. Most platforms provide CSV templates for bulk imports. Budget 2-4 weeks for setup and testing, depending on complexity.

Phase 4: Train your team

Effective training accelerates adoption and reduces errors. Focus on:

  • System navigation basics
  • Common tasks and shortcuts
  • Troubleshooting procedures
  • Security protocols
  • Audit trail maintenance

Phase 5: Launch and optimize

Run your first automated payroll with extra oversight. Monitor for anomalies and gather user feedback. Most businesses achieve full proficiency within three pay cycles. Schedule quarterly reviews to optimize settings and explore advanced features.

Final Thoughts

Payroll accounting tools represent a fundamental shift in how businesses manage their most important asset—their people. The right platform transforms payroll from a dreaded chore into a strategic advantage, freeing your team to focus on growth rather than compliance.

At Complete Controller, we’ve guided over 500 businesses through this digital transformation, consistently seeing positive ROI within 90 days. The combination of time savings, error reduction, and improved employee satisfaction creates value far beyond the monthly subscription cost.

Ready to modernize your payroll process? The experts at Complete Controller can assess your current systems and recommend the perfect solution for your unique needs. Visit Complete Controller to schedule your free consultation and join thousands of businesses already benefiting from automated payroll excellence. ADP. Payroll – HR – Benefits

Frequently Asked Questions About Payroll Accounting Tools

What exactly are payroll accounting tools?

Payroll accounting tools are cloud-based software platforms that automate employee payment processing, tax calculations, compliance filings, and financial reporting. They integrate time tracking, benefits administration, and accounting functions to create efficient, error-free payroll workflows.

How much do payroll accounting tools typically cost?

Small business solutions range from $20-60 monthly plus $4-8 per employee. Mid-sized companies pay $200-500 monthly for advanced features. Enterprise platforms use custom pricing based on employee count and feature requirements.

Can payroll software handle employees in multiple states?

Yes, platforms like ADP and Gusto automatically apply multi-state tax rules, reciprocity agreements, and local regulations. They update tax tables quarterly and file in all required jurisdictions.

What’s the best payroll software for small businesses?

Gusto leads for user-friendliness and comprehensive features, while QuickBooks Payroll excels for businesses already using QuickBooks accounting. Both offer excellent value under $50 monthly for basic plans.

How do payroll tools integrate with existing accounting software?

Most platforms offer direct API connections or file exports. QuickBooks, Xero, and NetSuite have native integrations with major payroll providers. Data syncs automatically, creating journal entries without manual intervention.

Sources

  • Ace Cloud Hosting. (2025). “Top 7 Payroll Software for Accountants.” www.acecloudhosting.com/payroll-software-accountants
  • ADP. (2025). “The True Cost of Manual HR Processes.” www.paycom.com/resources/the-true-cost-of-manual-hr-processes
  • Command AI. (2024). “Rippling: The $11.3B Company Raising $ Without Pitch Decks.” command.ai/blog/rippling-case-study
  • Financial Cents. (2025). “The Ultimate Payroll Checklist Guide.” www.financialcents.com/payroll-checklist
  • GetOnTop. (2025). “The Evolution of Payroll: From Manual Processes to Automated Excellence.” www.getontop.com/blog/the-evolution-of-payroll-from-manual-processes-to-automated-excellence
  • IBN Tech. (2025). “Payroll Process for Small Business: 6 Tips.” www.ibntech.com/payroll-process-tips
  • Intuit QuickBooks. (2025). “A Time Tracker App for Simple Payroll.” quickbooks.intuit.com/ca/time-tracking/payroll
  • IRS.gov. “Employment Taxes.” www.irs.gov/businesses/small-businesses-self-employed/employment-taxes
  • Lift HCM. (2024). “Best Payroll Software for Multi-State Businesses.” www.lifthcm.com/best-payroll-software
  • Lift HCM. (2024). “Top 12 Features in Payroll Software.” www.lifthcm.com/payroll-software-features
  • People Managing People. (2025). “What is Payroll Software: 2025 Guide.” www.peoplemanagingpeople.com/payroll-software-guide
  • Pioneer Accounting Group. (2025). “How to Streamline Your Payroll Process.” www.pioneeraccounting.com/streamline-payroll
  • Select Software Reviews. (2025). “10 Best Payroll Software of 2025.” www.selectsoftwarereviews.com/best-payroll-software
  • Small Business Administration. “Payroll and Taxes Guide.” www.sba.gov/business-guide/manage-your-business/payroll-taxes
  • TaxDome. (2025). “Best Payroll Software for Accountants.” www.taxdome.com/payroll-software-guide
  • Technology Advice. (2025). “Best Payroll Software for Small Business.” www.technologyadvice.com/payroll-software
  • Upwardpreneur. (2023). “Gusto Payroll and Time Tracking Review.” upwardpreneur.com/reviews/gusto-payroll-and-time-tracking-review
  • Wikipedia. “Payroll.” en.wikipedia.org/wiki/Payroll
Download A Free Financial Toolkit About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. LastPass – Family or Org Password Vault

Where Will 5G Make a Substantial Influence on Big Business?

5G has been intended from the initial stage to meet the requirements of enterprise customers, and it’s already starting to make an impact. 

From large enterprises to microbusinesses, businesses of all sizes are looking to 5G to provide mobile communications and service an innovative work-from-anywhere (WFX) paradigm. Though no one could have foreseen this current situation, it turns out that 5G has arrived at only the right time to assist us in reshaping and rebuilding the post-pandemic economy.

One of the most exciting applications is blended reality, which involves superimposing simulated images over real-world environments to create an artificial reality scenario that can aid front-line staff in doing their jobs more efficiently.

“Augmented and virtual reality technology is a core area of focus at T-Mobile for 5G use-case growth, and you can apply it to a wide range of industries, including healthcare, retail, agriculture, and more,” says the company. Check out America's Best Bookkeepers

Immersive collaboration virtually anywhere.

Since businesses now must use specialized machinery while still dealing with a skilled labor shortage, it’s more significant than ever that they can provide sophisticated training and technical assistance to their employees.

Technicians may use virtual reality over 5G to undergo immersive instruction or work with remote experts when conducting complex activities. T-low-latency, Mobile’s high-capacity 5G network, which uses mid-band bandwidth, is suitable for this use, offering companies the increase in efficiency they need.

T-own Mobile’s network is being upgraded and maintained using AR over a 5G link by a corporation developing telecom technology. Tactile, a recent graduate of the 5G Open Innovation Lab and a T-Mobile co-founder, created AR software hosted in the cloud. TCI’s technicians can conduct routine repairs and troubleshoot issues using remote assistance by superimposing graphic commands on appropriate equipment. Front-line staff can upgrade their expertise from any position using AR solutions like this, which enable them to experience machinery and installations in 3D from any perspective.

Moving forward

T-Mobile is hard at work developing 5G use cases to help its corporate clients change their companies through its accelerator platform and 5G Open Innovation Lab. T-Mobile, which supports all emerging 5G usage cases, is now asking innovators and developers to create groundbreaking solutions that can further unleash the promise of 5G for businesses.

Without a doubt, 5G’s pace, capability, and coverage will help companies increase teamwork and efficiency no matter where they work. However, the question remains: can networking providers assist you in unlocking this new level of innovation? Check out America's Best Bookkeepers

Super changing business growth

5G technology has the potential to offer creative ways for companies to grow and for organizations to meet emerging demands such as telehealth, in addition to making it possible for individuals to work from home and for children to be home-schooled. Consumers will shortly receive contactless home delivery from small drones, trucks, and even robots.

To assist organizations to get back on their feet after a pandemic, you would need even more innovative technology applications to keep people healthy and efficient. T-Mobile contains the United States’ first national stand-alone 5G network. 5G means that instead of being installed on top of existing 4G networks, the network utilizes 5G kits designed from the ground up.

SA 5G lays the groundwork for innovative technologies such as edge computing and network slicing, transforming industrial IoT and allowing us to develop intelligent factories. Small autonomous driven vehicles can transport goods and parts around warehouses and factories. At the same time, supervisors can operate robots and cobots on the factory floor and sensors tracking critical processes from the comfort of their workplace or even from a remote worksite.

It’s become especially challenging for remote employees to collaborate and operate efficiently and for local companies to develop online offerings in well-developed areas, where fast broadband rates can be slower or less stable. 5G fixed wireless connectivity, which uses mid- to high-band frequencies to have a more stable home broadband experience, can fill the void. Check out America's Best Bookkeepers

Giving new dimensions to video calls 

Although video calls have surpassed in-person meetings as the preferred method of communication in the last year, the drawbacks of communicating with a flat 2D picture can be daunting at times. Video calls could be made even more immersive using holographic telepresence technologies. Multiple traveling projections of lifesize HD and 3D images may be projected into space, creating a virtual presence experience. The technology offers a more practical, intuitive means of interacting with people over long distances. It also suggests that interactive or hybrid conferences and exhibits might one day be a feasible alternative to in-person activities.

If holographic appearance appears convincing and sensitive, low latency is needed, and T-national Mobile’s mid-band metro spectrum allocation is suitable for this use. “With Omnivore, another 5G Open Innovation Lab alum, we’ve been exploring holographic video calling technology,” Saw said. “We recently used holographic telepresence to hold part of our quarterly all-hands team conference, which included about 70 people engaging virtually in their home offices and other places in real-time as 3D holograms.

Bottom line

5G is slowly gradually converting the world into a digital world in which there is no such need for physical communication. We can connect with you in no time. Similarly, the business world needs instant connection, which 5G can provide.

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

What is a Good Conversion Rate for E-Commerce

Conversion is critical to your sponsored search strategy; after all, if you are not successfully converting lookers into customers, why are you advertising? Conversion rate optimization allows you to maximize every dollar spent on PPC by identifying the sweet spot where the most significant proportion of your prospects take action.

However, what constitutes a satisfactory conversion rate? If you’re currently reaching conversion rates of 3%, 5%, or even 10%, is that the highest you’re going to go? However, what constitutes a satisfactory conversion rate? The average landing page conversion rate across sectors was 2.35%, while the top 25% convert at a rate of 5.31% or higher. Ideally, you want to get into the top 10% of landing sites – those with conversion rates of at least 11.45%.

We recently analyzed thousands of Google Ads (previously known as AdWords) accounts with a total yearly expenditure of $3 billion and found that confident marketers convert twice or three times the industry average. Check out America's Best Bookkeepers

Conversion rate = Transactions per session / Total sessions

Take note of the usage of the term “sessions” rather than “individual visitors.” A session is a visit by a person for a certain amount of time, often 30 minutes. If a client visits twice in the same period, each visit counts as a single session. As in the preceding example, a client returns after a thirty-minute interval, the second visit will be logged as a special session.

In comparison to a single visitor, a “session” is a more accurate indication of consumer intent since it encapsulates a self-contained buying “event.” During a given period, a single consumer may visit a shop several times, with each visit representing a chance for the online merchant to make a sale.

How much of an average conversion rate do eCommerce websites have?

According to Monetate, the typical eCommerce conversion rate is between 1% and 4%, with worldwide statistics of 2.58% across all devices (as of Q2, 2019). However, substantial disparities in conversion rates occur among industries, nations, devices, seasons, and marketing tactics. Check out America's Best Bookkeepers

For example, in February 2020, the average conversion rate for the health and wellness market was 3.44%, compared to 2.70% for the kitchen and home appliances sector. According to a Smart Insights study, the US eCommerce industry converts at a pace of 1.4%, while the UK eCommerce sector converts at a rate of 1.8%.

As a result, it’s critical to define your crucial eCommerce performance indicators (KPIs) and to include market-specific subtleties when evaluating your industry’s typical eCommerce conversion rate.

Similarly, while comparing your company’s conversion rate to rivals’, keep in mind that no two companies can have the same conversion rate. Numerous variables come into play – your target audience, geographic regions of operation, goods or services offered, and market penetration, to name a few. According to Recurly, Amazon has a 13% conversion rate, almost seven times the industry average.

Conversion Rates in Various Locations

The worldwide average conversion rate for e-commerce is between 1% and 4%. However, there is a significant difference across nations.

While e-commerce sites in the United States convert at a rate close to the worldwide average of 1.4%, those in the United Kingdom convert at a rate of 1.8% on average.

Germany and the Netherlands have a conversion rate of 1.4% in the Eurozone, while France averages 1.1% and Italy has a conversion rate of 0.99%. Meanwhile, Vietnam leads Asia’s conversion rates with 1.3%, followed by Singapore at 1.1% and the Philippines at 0.8%.

The causes behind this discrepancy are complex, and concluding without doing a comprehensive cross-analysis of each market is challenging. However, larger consumer behavior patterns provide insight. Check out America's Best Bookkeepers

For instance, mature markets with a well-established online brand presence often have more excellent conversion rates. In contrast, a shift away from bricks-and-mortar buying to online shopping would automatically raise the rate.

For example, in the United Kingdom, the protracted loss of high street shopping combined with a persistent increase in online retail has displaced established firms who failed to make a compelling shift in favor of new and heritage businesses that have entirely embraced digital selling. This helps put the UK’s somewhat greater conversion rate into perspective.

How to increase the conversion rate of your website

Known as conversion rate optimization (CRO), marketers may use analytics, user input, and A/B testing to enhance the entire consumer experience and engagement.

Optimizing landing pages, for example, should be the first step toward increasing conversions. From content and message updates to adjusting calls to action (CTAs) and images, begin by A/B testing all recommended changes and continue to do so over time via testing and optimization.

Then consider using various proven methods to increase your conversion rate, such as gamifying the site experience, which may increase engagement and user activity, both of which are significant conversion drivers.

Social proof messages may also be very successful in converting visitors. These, via psychology, create a feeling of urgency in visitors while they read product description pages (PDPs) by emphasizing demand.

Conclusion

The path to success is not paved with mediocrity. Often, it just takes one additional step to distinguish oneself from the crowd. eCommerce has grown to embody the concept of a winner-takes-all society in many ways. A minor edge over your competitors, particularly in terms of Conversion Rate, will result in disproportionate benefits for your company in this situation.

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

What Is an Audit Exemption?

An audit exemption is an economic compensation in the United Kingdom and other countries of the European Union for small and medium-sized private companies with limited income and limited liability companies (LLP). It allows them to claim exemption from the legal requirements of the annual accounting audit by the government. In the United States, companies are only listed on the stock exchange; they must be audited annually, including the benefit plans of private companies. All listed companies in the United Kingdom, like the United States, are not allowed to claim an audit exemption. Check out America's Best Bookkeepers

Although the reasons for an audit are sound, small businesses have a good argument for an audit exemption. The cost to small businesses can often be prohibitive, although audit fees for small and medium-sized enterprises (SMEs) are often 0.5% or less of business profits. Small businesses can also claim that they are required by law to keep accounting books with detailed day-to-day records even though they are eligible for the audit exemption anyway.

The classification for an audit exemption in the United Kingdom requires that a company meet all three requirements:

  1. you must meet the legal definition of a small business
  2. the company must also have a turnover of no more than $7 million
  3. a company must have a total balance of $4.5 million

The confusion begins with the provision for the audit exemption to define what a small business is. A private company must comply with two of the three conditions established in the United Kingdom to qualify as small. They include:

  1. the number of employees is 50 or less
  2. the two previous conditions of a total balance of $4,500,000 or less
  3. an annual turnover of $9,000,000 or less. Check out America's Best Bookkeepers

Annual sales volume is defined as the volume of net sales or profits after all discounts and taxes have been subtracted.

External private company audits by the government are generally considered beneficial for several reasons. They contribute to the efficient management of companies by increasing the reliability of internal financial processes. There is a higher level of public transparency regarding the behavior of private companies, which discourages fraud and money laundering, and audits encourage key stakeholders to run the company efficiently as possible.

Despite these benefits, 97% of the nearly 4,500,000 companies in the United Kingdom were companies with 0 to 49 employees who were eligible to claim the audit exemption in 2006. Another 2% were medium-sized companies, with between 50 and 249 employees.  Although this 2% were eligible for the audit exemption, a survey conducted in 2006 indicated that 73% were in favor of a voluntary audit.

A series of roundtable meetings at the end of 2010 and the beginning of 2011 was held by the Association of Certified Accountants (ACCA) in Europe and participate in other countries to grant audit exemption for small businesses, such as Australia and New Zealand. The meetings included the European Commission and experts in the financial services industry, who intended to understand the consequences that may occur if the threshold limit of exemption is raised in the European Union. The meeting showed that currently, 98.7% of all European companies are granted the audit exemption. Also, some countries have a high threshold limit or cut-off point after which it is no longer allowed, with Germany and Belgium setting the limit at$1.2 billion of annual turnover. Check out America's Best Bookkeepers

The enforcing date of the latest audit exemption thresholds was 1st January 2016. Qualifying status needs an eligibility rule for two-year. If you are the first applicant, your current and previous years depend upon new thresholds.

The company should cease to be exempt from that stay concerning financial accounts in which it qualifies. If you receive a notice that needs your company audit during the financial era, you must be eligible for audit exemption. It should not be later than one month.

Any member and eligible members have to vote. The aggregate rate is more than 5% of the total number of the company’s issued shares. More than 5% of members can vote for the company. There is an extreme need to audit the accounts of the registrar who is supervising the company.

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

What Are the Doubts Around Funding and A Consortium?

Hiring a company that organizes consortiums is less complex since it is unnecessary to prove income or complete a credit analysis. This means that even people denied a loan could choose to be part of a consortium.

The situation is a bit different regarding finances: the bank analyzes the person’s financial status based on their ability to pay, financial history, and a review of outstanding debts. Thus, the individual must meet specific criteria to apply for funding.  Also, it is necessary to have monthly income appropriate to the type of credit application and to deliver all the required documents. Usually, the portion of financing cannot exceed 30% of net income to not undermine the budget and jeopardize the settlement of the installments. Check out America's Best Bookkeepers

Is It Possible to Finance?

When financing involves a financial institution such as a bank, it can be difficult to be approved. Denial occurs when the bank reviews a borrower’s history and determines it poses a risk to the current funding and loan repayment.

Generally, financing is only possible in this case when done with the seller, without the interference of the banks. For example, a person who buys an apartment directly from the builder or a car from the owner. You will combine the form of financing without the need for a financial institution.  Some companies specialize in providing personal loans for individuals who are denied. The problem is that interest rates are even higher when compared to interest from a bank.  If personal loans are the only option, it is essential to find a reliable service because fraudulent people take advantage of the situation through scams asking for early deposits. Check out America's Best Bookkeepers

Advantages

There are several advantages to a consortium, including: 

No Input

Contrary to traditional funding, you do not need to earn a large amount of money to obtain credit in a consortium. Especially during economic instability, this option is welcome when saving takes more time and becomes more difficult.

Zero-interest

A consortium does not count on the collection of interest; therefore, no further indebtedness will increase caused by interest. However, it is worth remembering that there are small membership, maintenance, and insurance rates. Even so, the total value of the consortium is almost always less than that of financing.

Possibility of Contemplation

In this modality, monthly draws are made in which each consortium has the chance to be contemplated. Also, in some cases, you can increase your chance of being observed through bids. Check out America's Best Bookkeepers

Letter of Credit

When contemplation occurs, the consortium receives a letter of credit and guarantees purchasing power to acquire the desired good. 

Financial Control

The absence of interest makes the performance of the consortium more predictable, and there is less possibility that debt will grow. As a result, you can better plan your financial life and predict how much income will be dedicated to the purchase of the new car, other expenses, or investments.

Charges and Expenditures

It is best to establish the exposure of each member of the consortium quickly to transfer the costs and expenditures. If you want a successful transaction, you should move the overall cost via a new consortium vehicle. You will allocate the amount among the consortium if the seller does not pay a termination fee.  One option is for lead sponsors to pay the transaction fees. These transaction charges occur in different forms and include deal-sourcing charges, usually around 1-2% of enterprise value, and include underwriting charges and asset monitoring charges. You may or may not need additional technical skills to transit, track, and monitor the nature and quantity of any fees. Charges and fees depend upon the level of identity and the commercial relationship of the consortium members, and it relies on the quality of the asset.

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers

Why Email Marketing is Crucial for Business

This piece may be an eye-opener for those who think email marketing is long dead. Before we begin, let’s clarify that email marketing is very much alive. And if utilized properly, it can take your business to the next level. Now that we’ve established this premise, let’s delve into why email marketing is beneficial to your business.

As of 2021, global email users stand at a whopping 4.1 billion. It is anticipated to rise to almost 4.5 billion by the end of 2025. These statistics show a steady growth of email users worldwide. Check out America's Best Bookkeepers

How can email help your business grow?

Here are a few ways to use email marketing to expand your business and tap into potential markets.

  1. Engage with prospective customers

Email is an essential tool to interact with your targeted audience and convert them into customers. You must build a customized mailing list and craft highly effective emails that add value to your client’s life. Always start with a compelling subject line to instantly grasp your audience’s attention. Never bore your readers with irrelevant content, and respect their time. When your emails meet customers’ needs, they’ll be more interested in doing business with you. 

  1. Win back old customers

Ever wonder how you can deal with shopping carts abandoned in the middle of a shopping spree? Email marketing can help you win back such customers through follow-up emails. Whenever you see that users have abandoned their cart, send them an immediate follow-up email reminding them of their left-behind products and inquire if they need further help completing their purchase. Email automation can help convert missed opportunities into more robust customer relationships and higher conversions. Check out America's Best Bookkeepers

  1. Connect your marketing channels

Email can help bridge the gap between your marketing channels. After all, what’s the point of spending money on paid advertising to acquire new leads when you don’t have any follow-up strategy? The other channels, such as content marketing, search engine optimization, social media marketing, etc., are designed to connect to a varied audience. For instance, what happens next when a potential customer lands on your website through a social media post? Email marketing will help nurture the client by providing information about new products/services, discount offers, etc. It will create brand awareness and ultimately lead to a conversion.

  1. Get higher ROI on limited funding

Email marketing has a higher return on investment rate. You can reach many consumers for less than pennies per email. Email marketing services such as SendGrid cost around 0.0006 cents per message for their Platinum Package. Similarly, Mail Chimp offers you 12,000 free emails for a month. These services also provide more extensive monthly plans for growing businesses with up to 600,000 subscribers. Another wise idea is to hire an expert to manage your email marketing efforts. The employee would write, schedule, send, and respond to emails. It would save you a lot of time and hassle and streamline your email marketing.  Check out America's Best Bookkeepers

  1. Enable targeted messaging

Email can also be perfect for lead nurturing. It’s important to note that your potential customers are at different stages of the buying cycle. Some may be in the consideration stage, while others could be in the research phase. You can curate personalized buyer personas to determine what type of content to create for each step. Then, segment these customers into different email marketing lists to effectively target these groups. Clients always need more information to move to the next buying cycle stage. With the right content, you can achieve this goal.

  1. Increase brand awareness

Social media is not the only platform for establishing brand awareness these days. Email marketing can also help promote brand recognition. It doesn’t mean you must send daily emails to your customers. Daily emails are a great way to infuriate them and make them hit the spam button. Instead, try a unique way to engage with your clients. Develop an email frequency and stick to it.

The bottom line

If you’ve read through this article, then congratulations to you!

So, to sum it all up, email marketing is crucial for your business for the following reasons:

  • It’s one of the most cost-effective digital marketing strategies
  • It offers a higher return on investment with smaller spending
  • It allows you to connect your marketing channels for a more cohesive buyer journey
  • It helps you create a personalized experience
  • It enables you to engage with your customers
Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers