Places to Put Your Money

Places to Put Your Money- Complete Controller

Most people think investing in something is limited to buying bonds and stocks. Which packs many risks as nobody relies on a stock market for a stable income.

So, if a person wants to avoid any investment that trades through a broker or an online broker? Only some excellent substitute investment opportunities are worth giving a try. Some of these business ideas can be highly profitable.

Before investing, the first thing a person needs to focus on is to stay away from scams and get-rich-quick schemes. A person needs genuine investment plans that may take some time but will prosper after a while. 

Below is a list of five alternative investment ideas besides the stock market.CorpNet. Start A New Business Now

Peer-to-Peer Lending

Peer-to-peer lending is a new concept. These online services offer all sorts of loans to people in need. Once the borrower is eligible for the loan, they will get a loan funded by ordinary people willing to lend to others.

In this process, there is no bank involved. Money is combined with other investors’ capital, and all investors will make a loan to that individual asking for a loan. The best part about this is that the rates are higher than anyone can find anywhere else. Most people get double-digit returns from the interest and the fixed payment that a person will get monthly by investing here.

The only risk involved here is that a person might end up loaning to someone who may not have been able to get a loan from a bank or, for some reason, cannot go through old-fashioned loan outlets. However, if you do not feel comfortable, there is always a choice to fund or not.

Real Estate

Investing in real estate is another great idea, allowing you to buy and own property. A person can also buy a house or an apartment complex and put it up for rent. It is an excellent idea because the returns can be decent, as a person does not have to pay in full for the property immediately. It is possible to make a down payment through bank house financing and pay the dues with the rental income.Download A Free Financial Toolkit

This investment option can be availed alone, or a person can do it with a partner. Having a reliable partner with basic real-estate knowledge will help spread some risks. However, before buying property, people must ask themselves if they have what it takes to be a property owner. Like any other investment, few risks are involved, such as breaking things, accidents, people falling behind on rent, etc. A person may hire management companies to handle such issues, but it will cost more.


Investing in gold is another great idea for a person without the risk of losing their money. However, getting a respectable profit from gold can take a long time, as it is a long-term investment.

Owning Your Own Business

A person can always use their money to invest in their own business. This type of investment can produce significant returns. It can also flop and end up failing.

A properly planned business often produces a decent, steady income and grows with time. A person can put part of their money into a business and invest the rest elsewhere to divide the chances of success and failure. Another way is to make a part-time business plan, something a person can do after work and on weekends. That way, people can keep their day jobs and make extra money.

LastPass – Family or Org Password VaultEquity Crowdfunding

If someone is not entirely comfortable owning their own business, they can always invest in someone else’s business. Many new start-up companies often need money in exchange for shares of their companies on equity crowdfunding sites. Buying shares from a company means that now a person owns a part of it and will be rewarded if that company prospers. The only risk involved is that the investor will lose their money if the company fails. However, a person can put their cash into equity crowdfunding by starting with as low as a few hundred dollars.

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