budgeting apps - Complete Controller

The powerful energy that you get as soon as your paycheck clears is indeed one of the most fantastic feelings after a  month of putting in your hard work. However, soon, the money in your bank account gets wings and flies away, leaving you dull again. With a simple act, you can monitor your spending patterns and save a lot from the same amount of earnings. Previously, budgeting was a dull and tiring process. You had to manually add all of those excessive lists of expenses that leave you confused at the month’s end.

Budgeting apps for personal finances is a savior in today’s era. You can manage all of your expenses from your smartphone. We all carry smartphones now as they have the power to keep us connected with the whole world. Managing your expenses, expected incomes, and savings was never easy before the evolution of smartphones. Budgeting is not as hard as it sounds. All you need to do is adopt a modern version of bookkeeping. The recording of your spending will show you a pattern of your expenditures. Eventually, you can save more money from the same amount that you receive each month. Below are what we believe to be 2018’s best budgeting apps. Check out America's Best Bookkeepers

Mint

Pros

Mint is the most popular budgeting app that provides its customer with plenty of features. Intuit designs the app. Its popular features are:

  1. Keeps bills and money all in one place
  2. Gives alerts and reminders for bills
  3. Creates budgets
  4. Helps in meeting your savings goals
  5. Prepares reports and charts every week
  6. Knows your credit score
  7. Manages your portfolio and finances together
  8. Secure app with multi-factor authorization

 

Cons

  1. Issues in updating that have been reported by customers
  2. Problems with linking with a few bank accounts
  3. All features are available on the web version only

 

Platform for Mint

IOS
Android
Apple watch

Software Requirements

IOS: 10.0 or later
Android (depending on your handset)

Cost

Free with adds


You Need A Budget (YNAB)

Pros

  1. Bank Syncing
  2. Real-time access anytime from your mobile phone
  3. Freedom for debt paydown
  4. Achieves your goal by tracking them
  5. Gets proper reports and summaries
  6. Live support and personal support
  7. Easy to use
  8. Reported as the best app for getting out of debt Check out America's Best Bookkeepers

 

Cons

  1. Fewer features compared to other apps
  2. No reporting for investments

 

A Platform if You Need A Budget

Android
IOS
Apple watch

Software Requirements

Android: 5.0 and up
IOS: 9.0 or later

Cost

$6.99 per month


Wally

Pros

  1. Reported as the best app for tracking expenses
  2. Unprecedented insights
  3. Location-based speed
  4. Smart notifications
  5. No ads
  6. Recurring income and expenses
  7. Store photos of receipts
  8. Exports data in CSV form

 

Cons

  1. Less user-friendly
  2. Limited review section
  3. Does not sync with bank accounts

 

Platform for Wally

Android
IOS

Software Requirements

Android: 4.0 and up
IOS: 9.0

Cost

Free Check out America's Best Bookkeepers

Acorns

Pros

  1. Maintains portfolio
  2. Invest easily in managing your budget
  3. Watch your progress
  4. Withdraw anytime
  5. Best app for painless saving

 

Cons

  1. Commissions are deducted from accounts less than $5000
  2. Low investment opportunities

 

Platform for Acorns

Android
IOS
Apple watch

Software Requirements

Android: Varies with device
IOS 10.0 or later

Cost

$1 per month for an account managing less than $5,000


Level Money

Pros

  1. Simple set up
  2. Syncs with multiple bank accounts
  3. Syncs with various credit cards
  4. Money insight summaries and reports

 

Cons

  1. Not ideal for variable income
  2. Doesn’t provide advice

 

A platform for Level Money

Android
IOS

Cost

Free of cost but not for fluctuating income

Check out America's Best Bookkeepers About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity. Check out America's Best Bookkeepers