10 Tips to Operate in Online Banking Safely

Online Banking Safely - Complete Controller

Internet is already part of almost all our daily activities. Everything is just a click away from the computer, mobile, or tablet. We consult the time, book trips, buy gifts, and do bank operations, putting our money in motion.

That is why security is so essential in these transactions. Today, February 9, World Safe Internet Day is celebrated under the slogan “Put on your part for a better Internet.” In a society where banking “online” has managed to overcome the reluctance of those who consider a less secure environment and have more and more followers, security when making transactions, operating Exchange or funds is key. From the digital bank, Self Bank ensures that online banking “is safe, uses data encryption, layers of security and systems that detect anomalies and fraudulent uses.” However, we remember a series of tips to operate through the Internet: Cubicle to Cloud virtual business

  1. Access from secure networks and terminals

When doing banking operations, choosing computers that we regularly use (home, work) is advisable, avoiding completely using computers or public Wi-Fi networks that could capture personal data. In the case that its use is strictly necessary, the best thing would be to change the bank passwords as soon as possible.

  1. Do not save confidential data

You must never archive keys, account numbers, passwords, numbers of cards, or other confidential data on any computer.

  1. Always keep the bank’s address

To access our online bank, we must always write the address in our web browser, avoiding accessing it from an unknown page or email.

  1. Check that the page has a padlock

Once inside the page of our bank, we must check that the web is safe, seeing that there is a padlock in the browser bar. If it does not appear, it is not reliable.

  1. Change keys frequently

Choosing a secure password is a crucial one. It must be long, with uppercase, lowercase, numbers, and special characters. It is necessary to use different keys and, for greater security, change them every two months. LasPass – Family or Org Password Vault

  1. Keep the computer virus-free

To improve the security of our computer, you must have installed a firewall and an antivirus to be protected against any form of malware.

  1. Do not answer emails

Sometimes they come to the mail, pretending to be a bank requesting confidential data and passwords. We never have to respond to these emails and, if we have doubts, it is best to call the entity directly.

  1. Check the security measures

The portal of a digital bank has certificates that guarantee the security of the system. In order to increase confidence, other measures have been developed, such as the blocking of accounts against anomalous movements, warnings of suspicious events, the request for numeric passwords sent to the mobile device, or the introduction of certain coordinates when carrying out operations, among others.

  1. Control the accounts regularly

Digital banking allows access at any time to the accounts to check periodically that no strange movements occur and that the date and time of connection correspond to the last session started.

  1. Close session

Once we have finished our operations, we must close the session and the browser. This way, we will complete online transactions correctly. Download A Free Financial Toolkit

Some Precautions to consider

To better use Internet banking options, you must verify in advance at the bank what the protocol will be to activate you as a user of this service. Once the rules are clear, Condusef recommends that you follow the basic security measures to protect your accounts:

  1. Avoid sharing the access codes (password).
  2. Save the key generation devices (Token) in a safe place.
  3. Request or activate the registration of cell phone alerts or emails.
  4. Buy only in recognized or secure establishments (recognized sites “HTTPS”).
  5. Schedule the movements you will make (payments, transfers, or operations) to avoid having the session open for a long time. Specify the operation and close your session. Never leave the session open, especially in public places such as the office.
  6. Verify weekly or biweekly the account statement online to see that there are no strange charges.
  7. Avoid the so-called cyber cafes.
  8. Type directly the Internet address of the bank, avoid entering sessions through hyperlinks you receive.
  9. Never open or respond to a pop-up window, or email (Phishing)
  10. Uses updated antivirus and anti-spyware protection software.
  11. Try to have different passwords for each service.
  12. Periodically review registered accounts to make transfers and ensure that there are no accounts that were not registered.
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