A business credit control system is a strategic system that ensures that the services or products you provide to the customers on credit are paid for. This system identifies the types of debtors to give them a different time of payment. This determination means that the customers with a strong credit history are provided with a longer time for the repayment of the line of credit, and the customers with a weak credit history are asked to make payments as soon as possible.
Credit control is also called credit policy and credit management. Credit control is essential as the whole business’ success depends on sales, but sometimes having high sales does not mean that you have cash in the business as, without credit control, credit sales turn to irrecoverable and bad debts. Controlling credit also makes your cash flow positive or balanced.
With credit control, your accounts and finance stay managed, the risk of failure decreases, and the business owners will be free from the stress of having to worry about accounts receivable. The duties of a credit controller are managing and collecting debts from company debtors, setting up terms and conditions of the credit, processing payments and reconciliation of invoices, and ensuring timely payment of debts.
The job of a credit controller is very challenging and full of obstacles as dealing with customers can be very hard. Sometimes the customers do not tell the truth, and you end up with late payments again. Sometimes, the situations get out of your hands, and you can’t control them. Here are a few tips to control credit effectively:
Make sure that the credit-control process is organized. The first step to success has clear and managed records. An essential factor while controlling credit is to make a precise and proper timetable which should include all the debtors, the time of sale, and the time provided to the customer for the payment of your product or service, do not forget to mention the contact details of the debtor to avoid panic at the time of payment.
Make policies and follow them. While controlling credit and introducing the Credit Control System to the business, you should create a policy and procedure document and follow it. This documented procedure will also help others to understand the policy.
Keep a background check on the credit history of your customers. If your customers have a strong credit history, you can give them an extension for the payment period, and customers with a weak credit history should give them a lesser period to pay you. You can also offer discounts over early payments to encourage customers to pay timely.
Communicate with your customers.
It is imperative to get all the contact information about your customers to inform them about your terms and conditions. Schedule calls for your customers to keep them updated and to remind them about your payments. Tell them about your new offers and deals about early payments and inform them about your credit history.
Send invoices to your customers through the internet. Sending electronic invoices to customers is an innovative idea to save the cost of ink and paper, and it is also easy to manage and will be sent to your customers quickly. You can also mention all the details about your policies to make them agree upon your terms. This agreement can also prevent or decrease late payments. Invoicing is also very good for your cash flows and helps you manage your finances properly.
A few benefits of controlling credit are that it saves time if you follow a systematic process. It even saves your money as you will get many payments when you keep track of your payments and invoices. You can manage your risks, too, as irrecoverable debts are a significant factor behind failed businesses.
Credit control is also a key to sustaining growth. A credit controller should be very well organized and skilled to do this job with ease. The tips mentioned above are handy if followed the right way and are practical too.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
Essential Qualities Every Good Bookkeeper Should Have
The qualities of a good bookkeeper combine technical expertise and soft skills, including attention to detail, proficiency with accounting software, strong communication abilities, unwavering integrity, and adaptability to evolving financial technologies, ensuring accurate financial record-keeping while building client trust and providing strategic value beyond basic data entry.
Having worked with hundreds of small and medium-sized businesses over the past two decades as the founder of Complete Controller, I’ve witnessed firsthand how the right bookkeeper can transform a company’s financial health, while the wrong choice can create costly chaos. Despite a projected 6% decline in bookkeeping employment from 2024 to 2034, the Bureau of Labor Statistics reports about 170,000 job openings annually, highlighting the critical need for bookkeepers who possess exceptional skills and adapt to modern business demands.
What are the essential qualities every good bookkeeper should have?
A good bookkeeper combines technical accounting knowledge, attention to detail, software proficiency, and strong communication skills with integrity and adaptability
They demonstrate mastery of Generally Accepted Accounting Principles (GAAP), QuickBooks and other accounting software, and data analysis capabilities
Essential soft skills include trustworthiness, organizational abilities, problem-solving skills, and the capacity to explain complex financial concepts to non-financial stakeholders
Modern bookkeepers need continuous learning mindsets to adapt to evolving regulations, technologies, and industry-specific requirements
The most valuable bookkeepers provide strategic insights beyond basic record-keeping, helping businesses make informed financial decisions through accurate reporting and analysis
Technical Competencies That Define Professional Excellence
Modern bookkeeping demands sophisticated understanding of accounting principles and technological proficiency extending far beyond basic data entry. The foundation of technical excellence begins with comprehensive knowledge of Generally Accepted Accounting Principles (GAAP), ensuring consistency, accuracy, and legal compliance across all financial recording activities. Professional bookkeepers must demonstrate fluency in double-entry bookkeeping systems, understanding how each transaction affects multiple accounts and maintaining the fundamental accounting equation that keeps financial records in balance.
Software proficiency represents another critical technical competency, with QuickBooks knowledge being particularly essential since the platform serves over 7 million users globally and holds 62.23% market share in U.S. small business accounting software. Technical excellence extends beyond single-platform expertise to include adaptability across various accounting software systems, from cloud-based solutions like Xero and FreshBooks to enterprise-level platforms such as SAP and Oracle. The ability to navigate different technological environments allows bookkeepers to serve diverse client bases and remain valuable as businesses evolve their operational systems.
Advanced data analysis and financial reporting skills
Contemporary bookkeepers must possess analytical capabilities that transform raw financial data into meaningful business insights. This involves creating sophisticated financial reports going beyond basic profit and loss statements to include:
Cash flow analyses identifying seasonal patterns and liquidity trends
Profitability analysis by customer, product, or service line
Key performance indicator (KPI) dashboards for real-time monitoring
Financial forecasting abilities have become increasingly important as businesses seek proactive financial management rather than reactive record-keeping. Bookkeepers with strong analytical skills identify patterns in spending, revenue cycles, and seasonal fluctuations that help businesses prepare for future challenges and opportunities.
Industry-specific knowledge and regulatory compliance
Professional bookkeepers develop deep understanding of industry-specific regulations, tax requirements, and operational nuances affecting their clients’ financial management. Healthcare practices, construction companies, restaurants, and professional services firms each have unique accounting challenges requiring specialized knowledge. This expertise allows bookkeepers to provide targeted advice and maximize available benefits while maintaining full regulatory compliance.
Communication Excellence and Client Relationship Management
Exceptional communication skills distinguish good bookkeepers from great ones, as these professionals must regularly translate complex financial concepts into understandable terms for business owners who may lack accounting backgrounds. Communication excellence encompasses both written and verbal skills, from preparing clear financial reports to conducting productive meetings where financial data supports strategic business discussions.
Client relationship management extends beyond basic service delivery to include proactive communication about financial trends, potential issues, and opportunities for improvement. Professional bookkeepers understand their role involves educating clients about financial best practices and serving as trusted advisors contributing to long-term business success.
Active listening and problem-solving orientation
The most effective bookkeepers demonstrate exceptional listening skills enabling them to understand client needs, concerns, and business objectives beyond immediate accounting requirements. This active listening approach allows identification of underlying issues not immediately apparent in financial data, such as operational inefficiencies reflected in expense patterns or cash flow problems stemming from customer payment delays.
Problem-solving orientation sets superior bookkeepers apart from those who simply process transactions. When discrepancies arise, excellent bookkeepers:
Systematically investigate root causes
Develop practical solutions
Implement preventive measures
Document process improvements
Train clients on best practices
Integrity, Ethics, and Professional Trustworthiness
Trustworthiness forms the cornerstone of effective bookkeeping relationships, as these professionals handle sensitive financial information requiring absolute confidentiality and ethical handling. Professional integrity extends beyond basic honesty to encompass ethical decision-making in complex situations, maintaining professional standards even when facing pressure from clients or employers.
According to industry standards, bookkeepers with Certified Bookkeeper (CB) credentials earn an average salary of $59,000 compared to $49,803 for regular bookkeepers—an 18% premium reflecting the value of demonstrated professional commitment and ethical standards.
Confidentiality and data security consciousness
Modern bookkeeping requires sophisticated understanding of data security principles protecting sensitive financial information from unauthorized access or breach. Professional bookkeepers implement secure systems for:
Data storage using encrypted cloud platforms
Secure transmission protocols for financial documents
Regular backup procedures preventing data loss
Access controls limiting information exposure
Audit trails documenting all system activities
Organizational Mastery and Systematic Approach
Exceptional organizational skills enable bookkeepers to manage multiple clients, deadlines, and complex financial data streams while maintaining accuracy. This organizational mastery encompasses both physical and digital file management systems ensuring information accessibility while maintaining security requirements.
An online survey of 493 U.S.-based accounting firms found that while 88% indicated technology has a positive impact on efficiency, 60% described their firms as having disconnected software systems. Firms with higher technology adoption showed as much as 39% higher revenue per employee, demonstrating the financial impact of systematic approaches.
Systematic quality control and error prevention
Professional bookkeepers implement quality control procedures preventing errors and ensuring accuracy in financial record-keeping. These systems include regular reconciliation procedures, cross-checking mechanisms, and review protocols catching discrepancies before they affect financial reporting or business decision-making.
Adaptability and Continuous Learning Commitment
The rapidly evolving landscape of accounting technology and regulatory requirements demands bookkeepers who embrace continuous learning and demonstrate flexibility. This adaptability encompasses technological proficiency—staying current with software updates and emerging tools—and regulatory awareness ensuring ongoing compliance with changing laws and standards.
Technology integration and digital transformation
Modern bookkeeping requires comfort with digital transformation initiatives streamlining financial processes. This includes implementing cloud-based accounting systems enabling real-time collaboration, integrating business software platforms eliminating duplicate data entry, and utilizing automation tools reducing routine manual tasks while improving accuracy.
Strategic Business Partnership and Advisory Capabilities
The most valuable bookkeepers transcend traditional record-keeping roles to become strategic business partners contributing meaningful insights to business planning. A case study from a New York City restaurant demonstrates this impact: after hiring professional bookkeeping services, the business reduced financial discrepancies by 50%, avoided tax penalties, and increased annual revenue by 25% through data-driven menu optimization and staffing decisions.
Financial analysis and business intelligence
Advanced bookkeepers provide sophisticated financial analysis supporting strategic business planning. This includes developing key performance indicators helping business owners monitor critical success factors, creating financial models supporting expansion planning, and providing comparative analysis benchmarking performance against industry standards.
Final Thoughts
The essential qualities of an effective bookkeeper encompass a sophisticated blend of technical expertise, interpersonal skills, and strategic business acumen positioning these professionals as indispensable partners in business success. As I’ve observed throughout my career building Complete Controller, businesses that invest in skilled bookkeepers gain far more than accurate records—they gain strategic partners who transform financial data into actionable insights driving growth and profitability.
For business owners seeking to leverage these essential bookkeeping qualities in their operations, the team at Complete Controller stands ready to provide expert guidance and support. Visit Complete Controller to discover how professional bookkeeping services can transform your business’s financial management and strategic decision-making capabilities.
Frequently Asked Questions About Qualities of a Good Bookkeeper
What technical skills should I look for when hiring a bookkeeper?
Priority technical skills include proficiency in QuickBooks or similar accounting software, understanding of GAAP principles, expertise in financial reporting and analysis, knowledge of relevant tax regulations, and experience with cloud-based accounting systems and automation tools.
How important is industry-specific experience for a bookkeeper?
Industry-specific experience significantly enhances a bookkeeper’s value, as different sectors have unique accounting requirements, tax considerations, and regulatory compliance needs. A bookkeeper familiar with your industry can provide more targeted advice and avoid costly mistakes.
Should my bookkeeper have professional certifications?
While not always required, certifications like Certified Bookkeeper (CB) or Certified Public Bookkeeper demonstrate professional commitment and typically correlate with higher skill levels. Certified bookkeepers earn approximately 18% more than non-certified peers.
What soft skills matter most in a bookkeeper?
Critical soft skills include strong communication abilities to explain financial concepts clearly, exceptional attention to detail, trustworthiness and ethical standards, problem-solving orientation, and adaptability to changing technologies and business needs.
How can I evaluate a bookkeeper’s organizational abilities during the hiring process?
Ask candidates to describe their workflow management systems, quality control procedures, and methods for handling multiple deadlines. Request examples of how they’ve improved processes or prevented errors in previous positions.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
Jennifer BrazerFounder/CEO
Jennifer is the author of From Cubicle to Cloud and Founder/CEO of Complete Controller, a pioneering financial services firm that helps entrepreneurs break free of traditional constraints and scale their businesses to new heights.
Brittany McMillen is a seasoned Marketing Manager with a sharp eye for strategy and storytelling. With a background in digital marketing, brand development, and customer engagement, she brings a results-driven mindset to every project. Brittany specializes in crafting compelling content and optimizing user experiences that convert. When she’s not reviewing content, she’s exploring the latest marketing trends or championing small business success.
Before the internet, getting a book published was challenging, and often aspiring writers never saw their dreams of published work realized. However, since the internet, eBooks, and alternative publishing methods have been invented, the publishing world has never been the same.
While traditional publishers will likely never be obsolete, they must be much more competitive to keep up with the thousands of independent writers’ self-publishing. However, many independent authors are still hesitant to self-publish because of the costs.
The cost of self-publishing depends on how much of the process you will do yourself, the content and book length, and the costs associated with the self-publishing company you are using to publish. The average cost to self-publish will fall between $2,000 – $4,000, including marketing, cover design, formatting, and editing.
This cost will be cut if you perform these services yourself. However, for the best quality end product, you should hire a professional editor. Many self-publishing sites have packages that include cover design, formatting, editing, and marketing. These services will make publishing more high-quality. However, using them will drive the costs up. Here is a closer look at these services and their costs.
Editing
It would help if you got a few kinds of technical editing done before publishing, including proofreading, developmental editing, and copy editing. You should have an editorial assessment and make critical changes to publish the best product possible.
Book Cover Design
Unless you are an artist or have skills as a graphic designer, it is suggested that you hire a professional book cover designer. Though there is the saying, “Never judge a book by its cover,” most people will explore a book further for potential purchase because of the book cover design.
The cost of having a professional cover designed can range widely with the cost depending upon the designer’s skill level.
Formatting
Depending on where you are publishing, you will need to format the book and an eBook. Each format is different depending on where you are publishing the book. You can format the book yourself if you know how to do it properly.
Hiring a professional to format your book is an excellent idea because it can be tedious and requires knowledge and skills, so it looks right when the book is published. While formatting can be tricky, there are many videos online that show how to do it.
Marketing
One of the significant disadvantages to self-publishing instead of going through a traditional publisher is that the publisher will heavily market your book. They will also set up book signings or other promotional events and handle all websites and social media associated with you or the book.
Other Costs
Depending on your chosen path, there can be costs associated with delivering and converting your bookto an audiobook. You can also pay fees to use a website to publish for you, such as a flat fee or a percentage of your royalties.
In some cases, an author will hire a ghostwriter to help them develop, edit, and publish their book. Some ghostwriters will charge by the hour, while others will charge by the project. While it can be expensive to hire a ghostwriter, it can also help you get your ideas out quickly and professionally if you aren’t a strong writer.
Conclusion
Self-publishing is not for every author. It takes a lot of work and dedication to self-publish a book worthy of competing with traditionally published books. Those books have the entirety of the publishing company behind them on every aspect of the publishing process.
However, since it is difficult to get the attention of a publisher, self-publishing is a viable option. It also allows you to retain all creative control over your work, how it is released, marketed, and the message you want to send.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
To give tax release to business-facing COVID-19 pandemic, the Coronavirus aid, relief, and economic security (CARES) performed temporarily reduces the restriction on deductions for business interest expenditure. Here is the story.
TCJA made a new restriction
Before-tax cuts and jobs act (TCJA), some business was subject to the known “earning stripping” policies. Those policies prevailed to restrict deduction by U.S businesses for interest paid to associated foreign entities that were not subject to the U.S income tax. Other taxpayers can usually fully deduct business interest expenditure (focused on other tax law limitations like the at-risk and passive loss rules).
The TCJA moved the business interest removal or deduction playing field. For tax years starting in 2018 and beyond., it restricted a taxpayer’s deduction for business interest expense for the year to the sum of:
30% of compensated taxable income
Business income revenue
Business interest expenditure is known as interest on debt that is appropriate to a business or trade. Though, the term business or marketing does not include the following expected actions.
Deal in the real property business
election services as a worker
Choosing farming business
Selling water, sewage disposal services, electrical energy, steam or gas by a local supply system, or transportation of steam or gas by pipeline, if a particular governing body makes the rates.
Interest expenditure forbidden under the restriction rules is moving on the future tax years treated and identified as business interest expenditure incurred in the carryforward year.
Small business exception
Various businesses have been released from the interest expenditure restriction rules under what we will call the small business exception. Under the exception, the taxpayer is free from restrictions if the taxpayer’s average annual gross income is $25 million or less than that for the three tax years ending with the ongoing tax year.
Businesses with changing annual gross income might qualify for the small business expectation for many years but not for others for the following year.
If the average yearly income is typically over the $25 million thresholds, but not much, careful planning might permit you to succeed the small business expectation for some years.
Particular policies for partnerships and S corporations
The interest expenditure deduction restriction rules affect more complex business managers as partnerships, limited liability companies (LLC) have been preserved as affiliations for S corporation and tax purposes.
The restriction has been measured at both the owner level and the entity level he higher. Policies stop double counting profit when calculating a leader’s ATI to apply restriction policies at the owner level.
IRS planned regs set forth the new rules for applying the business interest expenditure restrictions to membership and S corporation and their owners. The policies are complex and presently come compliance challenges.
Favorable CARES acts change
The CARES act usually permits businesses, if they elect otherwise, to boost the interest expense deduction restriction to half of the ATI tax year starts in 2019 or 2020. The company could also use 2019 ATI to measure the 2020 ATI restriction, which can permit a massive deduction if 2020 ATI is less, which might be the case for various businesses.
For memberships or partnerships (having LLCs treated as a partnership for tax purposes), the 30% of ATI restriction remains in place for tax years starting in 2019 but is half for 2020.
Do not permit partnership business interest expenditure from the partnerships in 2019. The tax year is owed to partners and carried on their 2020 tax years.
Except for a partner who selects otherwise, half of the carried-over partnership business expenditure from 2019 is reducible in members’ 2020 tax year deprived of esteem to do business interest expenditure policies or rules. The remaining half is subject to the simple restriction policies, measured at the partner level, for carried over partnership business interest expenditure. Similar to other businesses, partnerships could elect to use 2019 ATI to measure at 2020 ATI restriction.
Bottom Line
As you see, the business interest expenditure restricts policies are complex. The temporarily relaxed restriction can permit impacted businesses to reduce their federal tax liabilities for 2019 and 2020. Although for partners and partnerships, restriction policies were flexible only in 2020. Your tax advisors could help your business benefit from the related guidelines for business interest expense deductions and assisted with other tax relief measures made available by the CARES act.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
Starting a product or service-based business can be quite a daunting task. While you may have the funding and the business plan sorted already, there are sure to be several unpredictable bumps in the road which you will never be prepared for that will require strategies for success.
One of the critical challenges any business faces is the limited budget for many things a business owner might want to change. These changes could include expansion in product or service, improvement of the technology infrastructure, adding amenities to the employee packages, and incentivizing specific clients with the prospect of significant business returns.
These challenges are worsened if your business is financed by someone else who keeps a keen eye on the regular business operations and refuses to invest in your ideas that could potentially increase the risk of losing money earlier than expected. Here are six strategies to make your business a success.
Retaining Profitable Clients
Your approach should be to find your unique selling point and then focus on finding targeted customers for that USP. If you already have a few clients on board, try analyzing their net worth for your business and tweak your services or products accordingly.
It would help if you also considered the valuable feedback of your clients to maintain a long-term and retainable business relationship with them. While searching for new clients is pivotal to business growth, retaining the ones you already have is equally vital for the sustainability of your business.
A Pool of Experienced & New Human Resources
Most entrepreneurs believe hiring the most experienced talent from the market is the perfect way to climb to success. Experts believe otherwise. A pool of experienced and new human resources allows you to capitalize on the market experience. This capitalization can occur while training new employees according to your values.
Also, product base helps you project your USPs better in the diverse marketplace. According to a North American survey, over 82% of entrepreneurs in the region make training fresh employees their priority. They believe that investing in the training of their workforces promises better growth for businesses.
Another finding from the same survey suggests that businesses focus on hiring experienced managers with new employees to delegate key responsibilities to experienced individuals who can foresee possible shortcomings in a business plan while benefiting from the enthusiasm and innovation of fresh blood.
Keep up with the Trends
While digitalization has made businesses easier by clearing the ruffles in the communication between the customer and the business owners and making the marketing of products easy, it has also become more competitive. Every other day, you see a new trend evolving. Be it a service or a product, inspirations and ideas lead to innovative products dynamically, thus making the market quite competitive.
Any business needs to keep up with the changing trends and innovate in their products or services to improve their retention ratios and position themselves among the industry’s market leaders.
Automate Processes
Gone are the days when customer communication, procurement, and advertisement used to be managed on manual sheets and databases. You can save time and money by investing in good accounting, CRM, and procurement software.
These tools will cut down the amount of work to be done and automate processes. With technologically advanced infrastructure and processes streamlined and well-versed, businesses can overcome many challenges with ease.
Grow Business Partnerships
It is not entirely necessary to offer all the services related to your product in-house. A more appropriate approach is to make business partnerships with service-providing vendors. Developing these relationships can help you cut costs significantly.
These savings can be beneficial in the first phases of your business. Hiring staff members for limited work can have a significant impact on your business’ finances. Growing partnerships not only save that extra cost but also establishes your brand in the market.
Consider Acquisitions
If your business has already passed the first phase and you are planning an expansion, it is best to look for potential businesses that you can acquire. The acquisition doesn’t necessarily mean taking over a million-dollar business. You could start small and look at competitor businesses going through an operational crisis.
When considering acquiring another business, you must ensure it is on brand or easily adapted to your brand. If you are looking to expand, it stands to reason that you are successful, and the acquisition would represent what you have already established.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
Ahrefs and SEMrush are two of the best SEO tools available on the market. Both can help you in optimizing your website and in keyword research. Digital Marketers worldwide use these tools for their research, analysis, and marketing services.
The SEO tools let you go in-depth about the content and help you with the essential factors behind the content ranking. We have put both leading SEO tools in comparison and put them side-to-side by weighing their pros and cons to help you choose the better option.
Backlinks Analyzation
Based on the link index, if we compare Ahrefs and SEMrush, we will see that both are close, as SEMrush has a slight edge over Ahrefs. If we dig into the details, we will find that SEMrush has a more extensive link index than Ahrefs.
However, it would help if you remembered that the link index size is not the only factor to consider while choosing an SEO tool; you will also want a tool with an improved UI, for that matter. In terms of UI, Ahrefs is the winner as it gives you a relevant short preview of the text around every link. This type of convenience makes it easy for you to know the reason behind the links.
All in all, in terms of backlinking features, both Ahrefs and SEMrush, have their solid stands. While SEMrush has a more significant link index, Ahrefs balances it out with its improved UI.
Technical SEO Audit
If you want your blogs to rank higher against their specific keywords, you will optimize them accordingly. Technical SEO covers the rending, crawling, optimization, and indexing processes and is an important SEO aspect.
You must perform a technical SEO audit from time to time to ensure no issues with the technical SEO on your site, which can become an obstacle in ranking your keywords.
SEMrush offers its Site Audit tool for your website’s SEO audit and gives you an SEO health score as well. It also lists out all the SEO issues of your site and contains over 140 unique checks for SEO problems. Click on the Setup button in the Site Audit section on SEMrush to run a site audit.
Ahrefs has recently added the site audit tool, and it helps you crawl the pages on your website and run a diagnosis covering more than 110+ SEO issues. After the audit completes, it shows you the SEO health score, SEO issues, and other critical informational charts with suggestions on how to get rid of those issues. Click on Site audit, then new project, and proceed by entering your domain to run a site audit on Ahrefs.
SEMrush is a better option than Ahrefs considering Site Audit. Rank Tracker is available on both Ahrefs and SEMrush, but which one is better? Let’s find out. Ahrefs gives you an updated ranking report after every three days, and the ranking is pretty accurate. You must enter the keywords once and keep checking now and then for the ranking updates.
SEMrush also gives you ranking updates via its rank tracker but offers added features compared to Ahrefs. It provides you with a visibility score and offers regular keyword updates making it a better option than Ahrefs.
Competitor Analysis
One of the most critical features of any SEO tool is how it gives a competitor analysis. Ahrefs and SEMrush offer impressive competitor analysis tools that make it easier for you to compose your blog’s outline and see how your competitors rank against the respective keywords. Competitor analysis tools can help you a lot in keyword research and LSIs.
Ahrefs offers a competitor analysis by selecting up to four competitors and compare it to your website. It gives you a real-time comparison of your website against its competitors and shows metrics like the DR, backlinks, keywords, etc.
SEMrush, on the other hand, lets you check on your competitors by offering you traffic analytics, organic research, and the market explorer search. Combining all these options, SEMrush enables you to have a detailed comparative analysis. In terms of competitor analysis, we will call it a draw between Ahrefs and SEMrush.
The Winner – SEMrush or Ahrefs?
Ahrefs and SEMrush, both are excellent SEO data and research tools in 2021. Users worldwide trust both tools for keyword research, rank tracking, and more. However, keeping all the above points in mind, one may conclude that SEMrush provides more options than Ahrefs, so you may safely proceed with using it as your SEO tool.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
When a couple comes together in one household, many adjustments must be made to ensure a harmonious partnership. One of the most challenging aspects to handle is the budget and joining of bank accounts. However, if you join yourselves economically, aware of the common mistakes couples make, you can avoid them. Should you combine your incomes?
One of the two takes the economic burden
Generally, when couples start planning the combined household economics, they go one of two ways. The couple will combine their incomes into one account or have separate accounts and split the expenses 50/50.
When one person in the couple feels the entire economic burden on their shoulders, the uneven division of the expenses can cause tensions to arise. Unless it is agreed upon, one person should not shoulder all of the economic burdens.
How can you resolve the problem? To make an equitable distribution of the bills, the first thing is to know where the money is going. To gain this knowledge, it will be essential that, as a couple, a budget should be created. The budget will help the couple understand the economic needs of the household and will allow them to develop a fair plan for both partners.
Your way of spending affects your partner
Often, when we are single, we have a way of paying our bills or handling the income that works for us. However, when we come together as a couple and the income is combined, there can be vast differences in how each partner handles money and budgeting.
In some cases, this can be an issue in the relationship. If one partner is great with money and sticking to a budget and the other is frivolous, it can cause stress to the partner that is better with money. This stress can also put a strain on the relationship and, in some cases, end it. Most couples will say that they argue most about money.
How can you resolve the problem? Despite differences in how money is handled, both partners need to communicate and find common ground in handling money. It will be a compromise expected of both partners in the relationship. Like any other relationship issue, compromise is vital to a healthy relationship and positive economic status as a couple.
Economic contingencies
Many unforeseen issues can arise economically. There are so many economic contingencies that are not planned or folded into the budget. If you are not prepared for these contingencies as a couple, it can cause a disastrous amount of stress and worry.
How can you resolve this problem? The answer to this question is simple. You must have an emergency fund. How much you put into the fund will depend on how much you can save and what you want to be prepared to face.
Some will have the recommended $1000 emergency fund, while others prepare for more significant issues such as unemployment or other loss of income. In those cases, it is recommended that a couple save 3 to 6 months of each income. While there is no way to prepare for unexpected economic strains, having an emergency fund will give you peace of mind.
Wasteful Vs. Thrifty
In many cases, one person in the couple is wasteful, and the other is thrifty. This difference in handling your budget can be difficult depending on how far apart you both are on how you spend money or handle the household budget.
How can you resolve the problem? An excellent way to deal with the disparity of vision about some couples’ expenses is to establish common saving goals. These goals could be saving for a trip, buying a car, or having a baby. No matter the mutual goals, it is crucial that you agree on the budget that will keep both partners happy and able to stick to it.
Talking once about money is not enough
When you come together as a couple, household economics should be discussed immediately. However, communication about money can be uncomfortable, causing one or both partners to avoid the discussion. This avoidance can cause strain on the relationship and economic stress.
How can you resolve the problem? Regular, even daily discussions of household economics can avoid economic disasters and stress over money. The most important thing is that there be regular communication about to avoid.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
The present business landscape exists within a rigid regulatory climate that has elevated the companies’ threshold to bear financial losses. Consequently, many businesses go under the burden of losses instead of the profits that they imagined. This loss is where the significance of external audit proves its worthiness to an organization.
An external audit grants impartiality that the internal audit team can never provide. While internal auditors can’t assist but are personally invested in the result of their findings, there are no concerns over the consequences for the external auditors if the company is not satisfied with their report.
This absence of bias is essential for strengthening the credibility of a business’s financial statements and financial health. Business entrepreneurs can hire external audits for the similar reason they appoint an internal audit.
There are significant benefits of having an external audit conducted by a professional accountant to determine your business’s financial status and reputational strength. Here are six reasons external audits can help your business.
Ensures Tax Submission
When you appoint an external audit, you’re exposing your business up for a crucial assessment of whether your company is concerned with all applicable rules and regulations for tax payment. One of the benefits of having such an audit is that the external accountant is not affiliated with your company and can determine the condition of your business without the fear of the result, even if you don’t like the consequences.
For instance, an internal accountant who has been employed in your company for years might not want to deliver distress about tax non-submission and decides to fix the issue later, which could make the situation even worse.
Grants Independent Credibility
Another great benefit that instantly boosts up the confidence of a business owner is the state when financial statements will become more credible when an external source with no stake in your success vets them.
The significance of independence in external auditing is that it provides credibility that is one of the keystones to the success of your business, especially when you’re in the process of developing a versatile reputation within your industry.
External auditors won’t work directly for you, and also, they’re not going to be impressed by any pressure you might put on them to obtain a favorable audit. However, the approval of an external auditor of your financial records is much more credible than that of the internal ones.
Allows Criticism
The significance of independence in external auditing also shows that they observe the business management with a sharp-eyed gaze and determine which parts of your company are spending their valuable money. External auditors often criticize accounting practices and routine operations and idealize efficient plans for you to implement innovative strategies for greater efficiency.
Legislative Compliance
In some cases, your business might require having an external audit due to government regulations. However, it is not necessary to associate audited accounts with an external party. An external audit can assure that you’re complying with the state or federal legislation applicable to your company. This independent review ensures that your business is complying with regulations.
Fraud Prevention
External auditors scrutinize the accounting records of the company without any personal favors or biased judgments. They help to detect any suspected fraud cases by impartial inspection. Financial statements are the unpolished truth for external auditors and protect the business from further loss.
Process Improvements
External auditors provide suggestions to improve internal controls and automate procedures to make them more disciplined. Moreover, these accountants also provide constructive professional counseling sessions related to the company’s comprehensive performance and productivity improvements.
Conclusion
External auditing is the art of considering every financial activity within the premises of an organization. Undoubtedly, it boosts up the confidence of the entrepreneurs as it provides genuine reviews about the company’s well-being and provides a measure to overcome any tricky situation.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
Unlocking Employee Impact: Transform Your Business Success
Employee impact on business directly influences productivity, innovation, customer satisfaction, and profitability by creating the foundation for sustainable competitive advantage. Companies with highly engaged employees achieve 21% higher profitability and 17% greater productivity than their competitors, while reducing turnover costs by up to 60% per retained employee. Research from Gallup confirms that organizations prioritizing employee engagement experience four times faster revenue growth compared to those treating workers as mere resources.
As the founder of Complete Controller, I’ve witnessed firsthand how empowered teams transform ordinary bookkeeping operations into strategic business accelerators. Over my 20 years leading a cloud-based financial services provider, I’ve partnered with businesses across every sector imaginable, watching some soar while others struggled—and the differentiator almost always comes down to how they invest in their people. One manufacturing client reduced operational costs by $350,000 simply by redesigning roles to enhance clarity and autonomy, while another tech startup doubled its customer retention rate after implementing our employee recognition framework.
What is employee impact on business, and how do you maximize it?
Employee impact on business measures how workforce engagement, satisfaction, and empowerment directly affect revenue, innovation, customer loyalty, and operational efficiency.
Engagement drives profitability through reduced turnover (saving 50-60% of annual salaries), increased productivity (17% higher output), and improved customer satisfaction scores.
Key maximization strategies include aligning individual goals with company vision, implementing recognition programs, and creating clear career development pathways.
Small businesses can leverage low-cost tactics like peer recognition systems, flexible scheduling, and transparent communication to compete with larger competitors.
Long-term success requires treating employee impact as a core business metric, tracking it through retention rates, productivity indices, and employee Net Promoter Scores (eNPS).
The Profitability Engine: Data-Backed Employee Engagement
Companies with highly engaged workforces generate 21% higher profitability because engaged employees work smarter, stay longer, and innovate more frequently. The financial impact becomes crystal clear when you consider that disengaged employees cost U.S. businesses between $450-550 billion annually in lost productivity, according to Gallup’s workplace research. These losses stem from increased absenteeism, higher error rates, and the subtle but devastating effects of presenteeism—showing up physically while mentally checking out.
The engagement-profitability connection runs deeper than simple productivity metrics. O.C. Tanner’s research revealed that companies implementing predictive recognition models saw 15% faster client payment cycles and 23% higher innovation output. When employees feel valued and connected to their work, they naturally advocate for the business, generating organic referrals and strengthening customer relationships without additional marketing spend.
Breaking down the numbers that matter
Smart businesses track engagement through multiple lenses:
Retention savings: Each engaged employee saves $4,700-$6,000 in avoided turnover costs
Productivity gains: Engaged teams complete projects 20% faster with 40% fewer errors
Customer impact: Companies with engaged employees see 12% higher customer metrics
Innovation yield: Engaged workforces submit 2.5x more process improvement ideas
Leadership’s Role in Cultivating High-Impact Teams
While 91% of employees report frustration with their leaders’ communication skills, organizations like Kemp & Lauritzen prove that leadership transformation drives measurable results. This Danish technical firm reduced turnover from 35% to 28% by training managers in autonomy-granting techniques and implementing real-time feedback systems. Their success hinged on a simple principle: leaders who empower rather than micromanage create environments where employees naturally excel.
Complete Controller’s “Ownership Architecture” model demonstrates this principle in action. By delegating financial decision-making authority to bookkeeping teams, we achieved 33% faster monthly closes while improving accuracy rates. The key lies in balancing autonomy with accountability—providing clear expectations and boundaries while trusting teams to find their own paths to success.
Practical empowerment strategies
Effective leaders implement these proven tactics:
Decision delegation: Grant teams authority over their workflows and processes
Transparent communication: Share financial results and strategic plans openly
Skill development: Invest in training that expands capabilities beyond current roles
Psychological safety: Create environments where mistakes become learning opportunities
Recognition rituals: Celebrate both outcomes and efforts consistently
Closing the Experience Gap: Underutilized Strategies for Maximum Impact
Most businesses miss critical opportunities to amplify employee impact by focusing solely on engagement surveys while ignoring deeper performance drivers. The Hawthorne Effect, discovered in the 1920s, proved that simply paying attention to employees boosts productivity—yet many modern organizations fail to leverage this fundamental insight. Today’s most successful companies go beyond surface-level perks to address core human needs for purpose, growth, and belonging.
Innovation yield: Ideas implemented per team member quarterly
Cross-functional influence: Collaboration index across departments
Customer-impact hours: Direct time improving client outcomes
Knowledge multiplication: Skills transferred through peer teaching
Process acceleration: Time reduced in routine operations
Building psychological safety as a growth catalyst
Google’s Project Aristotle identified psychological safety as the top predictor of team performance, yet 61% of employees still hide mistakes fearing negative consequences. Organizations that master psychological safety see 47% higher innovation rates and 29% better problem-solving outcomes.
Creating safety requires:
Anonymous error-reporting channels that celebrate learning
“Fail-forward” bonuses rewarding calculated risks
Cross-training programs that normalize skill gaps
Leadership modeling vulnerability through sharing failures
Regular retrospectives focused on improvement, not blame
Case Study: Turning Crisis into Competitive Advantage
Whatfix faced a burnout epidemic that threatened to derail their growth trajectory until they implemented radical well-being initiatives. Their “Work-Life Harmony” program introduced quarterly recharge sabbaticals and asynchronous work options, resulting in 13.5% productivity gains and 40% turnover reduction within twelve months. The transformation required initial investment but generated 3:1 ROI through reduced recruitment costs and accelerated project delivery.
Kemp & Lauritzen’s parallel success story demonstrates how data-driven approaches amplify impact. By implementing real-time HR analytics, they personalized onboarding experiences and identified at-risk employees before turnover occurred. Their onboarding satisfaction scores reached 4.0/5 while reducing time-to-productivity by 25%.
Complete Controller’s Playbook: Scaling Impact in Financial Services
Recognition-through-revenue programs
We revolutionized traditional recognition by linking rewards directly to business outcomes. Bookkeepers earn 2% of client upsell revenue generated from their efficiency innovations, creating entrepreneurial mindsets within employee roles. This approach generated 27% more process improvement proposals year-over-year while reducing implementation resistance.
Our peer-nominated “Impact Spotlight” program costs nothing but delivers substantial morale gains. Team members nominate colleagues who exemplify our values, with winners featured in company communications. The public recognition creates positive competition while reinforcing desired behaviors.
Flexibility as a retention engine
Remote teams using our “Flex-Sprint” model balance intense focus periods with recovery time. During tax season, teams work compressed 4-day weeks, then shift to distributed 6-day schedules during slower periods. This counterintuitive approach reduced absenteeism by 41% while improving accuracy by 18%.
The flexibility extends beyond scheduling. We provide:
Choice of work tools and software within security parameters
Customizable professional development budgets
Option to redesign roles annually based on strengths
Sabbatical opportunities for tenured team members
Transform Your Business Through Employee Impact
Empowering employees represents the highest-ROI investment available to modern businesses. Organizations embedding impact-driven cultures see revenue grow four times faster than competitors while spending less on recruitment and retention. The principles work regardless of industry or size—from tech startups to traditional manufacturing firms.
At Complete Controller, these strategies transformed routine bookkeeping into strategic business partnerships. Clients regularly report that our teams feel like internal advocates rather than external vendors, a distinction that drives our 94% retention rate. The difference stems from employees who genuinely care about outcomes because they’re empowered to influence them.
Start your transformation today with one simple step: survey your team about one process they’d redesign, then implement their top suggestion within 30 days. This small act of trust catalyzes cultural shifts that compound into competitive advantages. For comprehensive guidance on building high-impact teams and transforming your financial operations, visit Complete Controller to access our expert insights and discover how empowered employees can revolutionize your business success.
FAQ
Can employee impact be measured in non-revenue roles?
Absolutely. Non-revenue roles show impact through process acceleration metrics like reduced reporting time, error rate improvements, and cross-training contributions that strengthen team resilience.
What’s the simplest recognition tactic for small teams?
Peer-nominated “Impact Spotlights” shared in weekly meetings cost nothing but boost morale significantly. Team members appreciate collegial recognition more than top-down praise.
How does flexibility impact customer experience?
Teams with schedule autonomy resolve client issues 22% faster because reduced burnout improves problem-solving capacity and emotional resilience during challenging interactions.
Is AI reducing employee impact relevance?
AI enhances rather than replaces employee impact. Automation handles transactional tasks, freeing workers for strategic problem-solving—70% of managers report increased strategic output post-AI integration.
What’s the first step to build an impact culture?
Conduct anonymous “Impact Barrier” surveys identifying specific disempowerment points in your organization. Prioritize fixing one barrier per quarter for sustainable cultural transformation.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.
Jennifer BrazerFounder/CEO
Jennifer is the author of From Cubicle to Cloud and Founder/CEO of Complete Controller, a pioneering financial services firm that helps entrepreneurs break free of traditional constraints and scale their businesses to new heights.
Brittany McMillen is a seasoned Marketing Manager with a sharp eye for strategy and storytelling. With a background in digital marketing, brand development, and customer engagement, she brings a results-driven mindset to every project. Brittany specializes in crafting compelling content and optimizing user experiences that convert. When she’s not reviewing content, she’s exploring the latest marketing trends or championing small business success.
When you are attempting to purchase a home, chances are you will need to get financing. While some can afford to pay cash for their home, in reality, most homeowners will need to obtain a mortgage loan. There are many things to understand about mortgages before obtaining one.
There are contracts, calculations, and negotiations. However, before anything can be finalized, once you have found the home of your dreams, it is essential to understand the terminology. Here are five easy-to-understand mortgage terms every potential homeowner needs to know.
Amortization
When paying a mortgage, you are paying the interest and the principal (the actual amount of the loan.) Amortization is the term for how those payments are split into monthly payments for the loan length. The first few years of the mortgage, most of the payments are going towards interest.
Once the interest is paid down, the payments will be going towards the loan balance. The amortization has to be adhered to at a minimum to maintain good credit and payment history. However, if you pay more than the set payments, you can reduce the interest and pay less for your home.
Down Payment
The money you pay upfront to lower the principal amount of the loan is known as the down payment. Some mortgage companies, banks, or lenders will require a minimum amount as a down payment. At the same time, others will not require a down payment to secure a loan.
Your credit score can affect the minimum required down payment as well. You can also lower the mortgage payments by making a larger down payment. The more you can pay upfront; the less the home will cost you overall. Therefore, you must put as much down on your home as possible. Most financial advisors and lenders will recommend you put at least 20% of the principal down, if possible, and some lenders will require that amount as a minimum.
Escrow
Escrow is an amount of the mortgage that is not accruing interest. Your lender sets up an escrow account to gather funds to pay property taxes, homeowners insurance, and HOA dues on the homeowner’s behalf. Though this account is not accruing or charged interest, it is added to the monthly mortgage payment.
Mortgages do not automatically have an escrow account. Escrow is negotiated, and if your mortgage does not include an escrow account, you will be responsible for property taxes, homeowners insurance, and other fees that the escrow account would cover. These fees are subject to change over the life of the loan; therefore, if you have an escrow account to cover these payments, your mortgage payments can fluctuate up or down accordingly.
Interest Rate
An interest rate is a percentage determined by the loan amount, your credit score, and the lender’s predetermined rates. Whether a mortgage, a car loan or a credit card, every type of credit generally has interest attached.
When negotiating a mortgage, the interest rate must be an essential part of the negotiations. The interest is where the lender makes their money. Therefore, the lender will want to get the highest interest possible to maximize their profits.
Here are the two types of mortgage interest rates to help when negotiating your mortgage.
Fixed Rates
Fixed interest rates do not change for the entirety of the mortgage loan. For example, your interest rate is a 5% interest rate on a 30-year fixed-rate loan; you will never pay more than 5% interest on the loan.
Having a fixed interest rate is a benefit when creating your budget, as it will give you a fixed monthly payment for the lifetime of the loan. However, it does not benefit you if you are making higher than minimum payments.
Adjustable Rates
Adjustable interest rates will fluctuate depending on the current market. Many adjustable interest rate mortgages have a fixed interest rate for the first five to ten years. After this fixed interest rate period, your interest rate will be adjusted every six months to a year.
The adjustable rate can benefit if you make more significant than your monthly payments because you will be paying more of the principal. The other advantage of this type of interest rate is that there is still a fixed interest period. During this time, it can be beneficial if you refinance or sell.
Loan Servicer
The loan servicer is the company that is accepting your mortgage payments. The loan servicer will be responsible for providing your mortgage statements every month, managing an escrow account if you have one, and processing your payments.
The loan servicer will also be the company you will direct all mortgage questions and concerns to for the loan’s lifetime. If you have an issue with your mortgage, are looking to sell, or have questions about interest, payments, or escrow, you will contact the loan servicer.
Conclusion
While there are other terms that you may experience when purchasing a home through a lender, these terms are the most vital to know and understand. If you have a strong understanding of your mortgage and all it entails, you will get the best rates possible.
About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud-hosted desktop where their entire team and tax accountant may access the QuickBooks™️ file, critical financial documents, and back-office tools in an efficient and secure environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.