Marketing on a Small Business Budget

Posted on February 18, 2023February 1, 2024 by Jennifer Brazer

It can reduce the cost of marketing if you better understand why you use the marketing tools you use. This article will give you five budget tips for your marketing, along with a list of reasons to use them (especially during a recession).

Implement a User-Created Content Strategy

To get free media visibility, always try to implement user-generated content. Stories with Instagram filters from different brands, TikTok challenges, and customer comments on Twitter are just a few examples of user-generated content (UGC). Content can be entertaining, informative, or questioning, but the most important thing is that it works. Who do you trust the most: a friend’s post praising a brand or an ad from the same brand?

Best of all, this provides massive marketing and exposure that requires very few resources from you. Is not that precisely what we all need right now?

Use Email Marketing

Email marketing is an essential communication tool today. Keep your customers informed by sharing your latest updates, offers, or other vital messages on managing the crisis. Always use freely available email marketing to keep updated and get in the loop with the customer.

Hit two birds with one stone: use email as an internal communication tool. Creating a newsletter does not take long, and you will reduce the number of calls from anxious customers and the countless questions that arise internally at companies.

Given the results, the investment in email marketing is worth it. Once the crisis ends, you can continue to send newsletters to generate leads and more sales and enjoy the other benefits of an email marketing tool.

Reuse Older Materials

Do you belong to any of these industries where website traffic is decreasing? Attracting regular traffic to your site is not something that happens overnight. Converting a popular guide to a blog post can increase the number of visitors to your site with little effort. Therefore, reusing your old content is the most effective use of resources.

Following are some tricks to use your material to interact with customers:

Turn an older brochure or guide into an SEO-friendly blog post and vice versa
Present your top-performing articles in a new infographic
Create a newsletter based on your most popular post on social media
Talk about your best blog posts in a podcast. (We talked earlier about how to start your podcast)
Hold an online seminar on topics you have already covered

Arrange an Online Seminar

Webinars are a secure way to generate qualified leads. Holding an online seminar enables you to create a lead that does not cost you except your time. People who spent an hour in your presentation today will become your loyal customers tomorrow.

Webinars are not for me – the first thing that comes to mind is. Think freely; you will get at least a few ideas in webinars. Here is some inspiration:

Step-by-step tutorials
Webinars on customer references
Workshops
Customer training

Collaborate with Other Companies

Collaborating with other companies allows you to broaden your vision, reach a wider audience, and build a positive reputation. You will hardly find a media that has not noticed the rare collaboration yet.

What can we learn from these technology giants? First, competition is declining, and companies are ready to support each other. Second, companies that act responsibly in the media and social networks are increasing. In addition, partnering with other brands is a great way to reach a relevant audience that may not have thought of your brand before.

You do not have to have a considerable budget for partnerships to be effective. Bakeries can partner with restaurants to deliver lunches to hospitals. Advertising agencies can coordinate webinars. You name it.

This is a bit of a sinking ship. To help gain visibility, you will ruin your brand’s reputation. Fake aid initiatives are easy to spot, so cooperate only if you have good intentions.

Conclusion

For inexpensive marketing ideas, start by brainstorming with your business partners, family, friends, and community affiliates to develop several cheap marketing ideas without packaging to get your business moving and zipping along with marketing. Listen for repeated and unique ideas. They can suggest local marketing opportunities you have not thought of before.

About Complete Controller® – America’s Bookkeeping Experts Complete Controller is the Nation’s Leader in virtual bookkeeping, providing service to businesses and households alike. Utilizing Complete Controller’s technology, clients gain access to a cloud platform where their QuickBooks™️ file, critical financial documents, and back-office tools are hosted in an efficient SSO environment. Complete Controller’s team of certified US-based accounting professionals provide bookkeeping, record storage, performance reporting, and controller services including training, cash-flow management, budgeting and forecasting, process and controls advisement, and bill-pay. With flat-rate service plans, Complete Controller is the most cost-effective expert accounting solution for business, family-office, trusts, and households of any size or complexity.

How to Instruct Kids about Investing

Posted on February 18, 2023February 1, 2024 by Jennifer Brazer

Of course, with an 8-year-old, you cannot get by with price/earnings ratios or cash flow analysis. Teaching kids may be extremely hard, but remember they are children, and you must make investments interesting for them; otherwise, they will soon lose motivation.

It would be best to teach your child about investing in an age-appropriate way. Make it a game for them or a responsibility like house jobs. Give them little responsibility for buying things from the market and teach them to find the cheapest and perfect quality items. This way, they will understand how the market has a similar product at many prices. At the same time, most of us do not know of it.

Depositing some money into a brokerage account to teach your child how to invest is not such an innovative idea. When the child loses money, he may develop an aversion to the stock market. That might be even worse. When the child wins money, they may already think they are geniuses and will start taking more risks.

4 to 9 years

Children at a young age should not yet learn about the stock market. But you can learn the principles of the stock market. Investing is investing for the long term. So, you can teach your child lessons that spending time and energy on something can yield a valuable result overall.

For example, your child can garden. Planting and caring for seeds will eventually produce a beautiful plant or flower. A giant puzzle or craft project can be encouraged and rewarded with a compliment that challenging work can bring remarkable results.

10 to 14 years

Kids heading into puberty are more interested in finances than you think. They must also be able to understand simple investment principles. You can teach them about well-known brand companies. For example, you can take some ownership of Disney when watching a new Disney movie or Coca-Cola, McDonald’s, or refueling at Shell.

You can also teach them about spreading. Teach them not to put all the money in one company and that anything can happen to any company. Multiple companies mean less risk. Also, teach them that “get rich quick” is an illusion. Let them enter the lotto with their own money. In this way, they will learn that the chance of winning is minimal to non-existent.

14 to 18 years

After some math knowledge, you can instruct the kids about the power of compound interest. Teach them that money can make money. Teach them that the power of compound interest works faster and faster as more money makes more money.

With the rule of 72, you can learn how to double your money. Divide 72 by the yearly return, and you know how long it will take you to double your money. For example, a return of 7% per year doubles your money after ten years (72: 7 = 10).

Also, teach them that inflation works similarly but makes your money worth less instead of more. You can teach them that they lose purchasing power when their money yields less than inflation.

You can let them gain experience with the stock market through a virtual portfolio. It is best to start with well-known stocks from everyday life. Create one or more portfolios per the theme. This way, you can show them which system works and which approach works less or not at all.

+ 18 years

Here, you can put real money to work. Start investing some of the money they earn during the holidays or weekends. Advise in good times, but especially in tough times. Explain why stocks fall or rise. Teach them that investing regularly is more rewarding than investing a total amount at once. Make sure they do not make the mistakes that you undoubtedly did.

Conclusion

The most significant thing is to educate children about the investment from the start and know what to teach as children grow because the teaching should be changed according to a child’s age.

Connect With Users Mid-Covid

Posted on February 17, 2023February 1, 2024 by Jennifer Brazer

How has the pandemic affected social media and the use of the various channels? How should we adapt the work to ensure value and good relations with our target group? Below, we share the best tips for continuing to build your brand in social channels despite the changes in the world.

How Social Media Developed During Covid-19

Many have worked remotely for weeks and been called to social distance. So naturally, this has made social media more popular than ever.

The fact that the use of social media has increased significantly is no longer news to many. And it is a natural development considering the digital age we still live in. So, this is where we look for social interaction, entertainment, and pastimes.

In addition, authorities and companies have increasingly begun to turn to social platforms that attract the younger generation. An example is TikTok, which has become a channel for reaching out to the younger ones with important information about Corona.

A further trend is that social media has become a place where companies and individuals offer help and support differently. For example, many have offered their help in buying food for people at risk. We hope a nice trend will continue even when the crisis is over!

What Should We Be Thinking About in Working with Social Media?

Reviewing their work and planning with the social channels during this period is essential. Here are a few tips on thinking about your various channels to continue building your brand and trust.

Review Content Plans for the Social Channels

You can save several of your planned posts and campaigns for some time. Instead, create content that fits your target audience’s needs and behaviors here and now. For example, invest more in offering support and retaining existing customers than recruiting new ones.

Do Not Pretend

Continuing, as usual, can be startling and perceived as careless. Yet, regardless of whether one’s products and services connect to the pandemic, we have all had to change somehow. Tell the target group how you constantly adapt the business and show you know what is happening.

Be Present and Available

It is always important to be present and accessible on social media. And now, it is extra vital, considering we spend even more time on our social channels. Communicate, support, and maintain dialogue and relationships with your target group. You can build even deeper connections.

Be Transparent

Be transparent and communicate changes and challenges. Some companies have become entirely overloaded, while others have less and less to do. For example, are there delays in deliveries, or can you not deliver at all for a period? Have you changed opening hours or closed completely? Communicate constantly with your customers to set the right expectations.

Do Not Forget the Purpose of Social Media

There is no one-way communication on social media. It is a place for social interaction. Create content that promotes dialogue and discussion between you and the target group. Respond to comments you receive and comment on other people’s posts. It will also result in your posts being spread even more and you as a company building your trust.

Do Not Attempt to Capitalize on the Pandemic

Even if you still market products and services differently, the pandemic is not a marketing opportunity. Instead, ask yourself how you as a company can support your customers during this period. Your goodwill will strengthen your brand overall.

Be Careful With Your Advertising

Even if you continue advertising, ensuring it is in the proper context is vital. For example, an unnecessary mistake could be a travel company placing ads in a country forbidden to travel.

Do you have more questions or concerns about social media or digital marketing? Then, you are welcome to contact us, and here, you can read more about what we do on social media. In conclusion, we recommend the LinkedIn group and other social media open groups to take part in tips, ask for help, or contribute their expertise in the current situation.

Complete Controller. America’s Bookkeeping Experts

Tips to Help Small Businesses Succeed

Posted on February 17, 2023February 1, 2024 by Jennifer Brazer

You may wonder how to start using these channels to promote your business. This article has been written for you who want to master social media and create stand-out posts.

Before you start, you must know that social media marketing takes time. But do not leave it to “when I have time.” Learning how to use each platform and get the best out of each channel takes a lot of patience. Let this be your first tip.

With the following marketing tips, you will sharpen your abilities and create a strong presence on the social media platform.

This list has been written for you who want to use social media marketing (e.g., Instagram, Facebook, Pinterest, and LinkedIn) for marketing purposes and need tips. Read and think about what recommendations you can implement to market your business.

Waterproof Strategy

First, ask yourself what you need to achieve using social media for your business. You must know Why, Who, What, Where, and How? If you do not have the goal clear, it is better to wait to start the machinery until you know what you want to achieve through social media.

Reuse and Customize Your Content

Marketing experts strongly advise against using automated cross-posting when marketing through multiple channels. Each channel has its demographics, and users are active at different times. Therefore, various posts will not get the same results if they are all posted under the same conditions.

In addition, each platform requires unique dimensions for graphic content. But that does not mean that the content itself must be unique. Instead, take the time to customize your content. Feel free to return it in different channels, but tailor each post to suit the respective demographics.

Choose the Correct Type of Platform

You do not have to set up an account on all social media simultaneously. Do a little research on which platform best suits your goal. Choose the channel that helps you reach your target audience best and learn to use it well before moving on. For example, Instagram is suitable for companies to spread awareness about their brand. And on Facebook, you can easily advertise new products and offers.

Be Regular, But Do Not Spam

You do not want to filter out your followers. But also, do not let it go too long between each post. It can lead to oblivion. Instead, upload content at long intervals to create anticipation. Take the time to create content that adds value to your followers. Delivering quality content is a thousand times better than focusing on quantity.

Do not Just Talk about Your Business

Everyone prefers a friend who listens and helps others instead of just talking about himself. So be the trusted friend of your followers—draft articles on topics that focus on your target audience. Let your followers ask questions and answer them. Help them solve problems. You must understand that social media is like a conversation to do good marketing. And in that conversation, you must participate at least as much as your followers.

Be the Expert who Knows the Subject

Upload photos, videos, and texts on trending topics – become the Wikipedia for your industry. Your followers should feel that you are a trustworthy source of information. Therefore, it is crucial to have loyal followers. In this way, you also create a stronger relationship with your customers. Also, show your knowledge when participating in forums and groups connected to your industry.

Create Engagement

Make use of polls, simple surveys, questions, and contests. It is important that your followers feel that “they are involved.” Create contests using apps like Heyo, Shortstack, and Woobox and hand out prizes. In addition, your followers can tag you on their stories and posts. It is the best way to build engagement and an intelligent way to get your audience to market your business to you.

Listen to Your Followers

Allowing your followers to comment, ask questions, and participate on your social platform. Share helpful information and listen to your audience 100% of the time. Then, you can also “listen” and take in their needs. You find out what they like and dislike about a service/product so you can improve your business. What are they asking for? What are they commenting on? What suggestions do they make? Listen and answer as much as you can.

Be Transparent

93% of people who buy a product first check the company’s social media profiles. It is, therefore, significant that you clearly state who you are and what you do or sell. Have clear links to your website and other social media. Allow reviews, and let others tell you about you. A bright tip is to post pictures of you and your team so that followers can accurately understand who you are.

Get Help From Influencers

Collaborate with influencers to create a bridge to your target audience. They do not have to be expensive, world-famous people. It is enough to attract influential individuals to your target group and interact with those you want as followers. Let these influencers help them discover you.

Save Time with Good Planning

The best marketing is always well-planned. Posts should not be left to chance. You can organize your marketing with tools like Feedly, Cuuu, Postplanner, and Trello. Plan the content and schedule dates for the posts. Do not forget to leave room for any changes.

Buying Energy-Saving Appliances

Posted on February 17, 2023February 1, 2024 by Jennifer Brazer

Energy Labeling

What does the energy label on the household appliances and machines we buy for our homes mean? And is it that important to choose the right one? Here, we explain the concepts and show how much you can save.

Have you considered looking at the energy label when buying new appliances? If not, here’s a new product just for you! The energy label helps you find the most energy-efficient and climate-smart white goods. In addition, you get lots of other good information about the product, e.g., noise level, water consumption, and time consumption. The EU will launch a new label with updated requirements for energy consumption and Eco-design.

Energy-efficient products save money, resources, and the environment. The main goal is to make things easy for consumers to choose energy-efficient household appliances and, in the longer term, for more energy-efficient models to be manufactured and sold. Energy labeling is available to make it easier for consumers to see how energy-efficient the various products are. Therefore, the products must have energy labeling that consumers can inspect before purchasing. From January 1, 2006, the Swedish Energy Agency (STEM) has been responsible for this labeling.

When Will the New Energy Label Take Effect?

The new label will take effect from March 1, 2021. The new regulations must have labeled all white goods in the product groups concerned. However, the change is preceded by a transitional period from November 1, 2020, where both labels are permitted.

As a consumer, however, one should avoid comparing the new and the old brands during the transition period, as the two labels have different requirements and test methods. Whether you’re hesitant, getting guidance from a white goods expert is best.

How to Read the New Label?

Further and importantly, it is critical to understand that only the product’s eco-program is tested and specified via the energy label. It especially applies to machines offering more programs, such as washing machines and dishwashers.

At the top of the new label, you will find the energy class on a green-yellow-red scale from A to G. The greener the color, the better the energy class. Below the energy class is the number of kWh consumed per 100 uses.

On the lower part of the brand, there is a pictogram that indicates specific measurement values for the type of white goods in question: for washing machines, you will find, e.g., water consumption, the time required on the washing program, the maximum number of gallons of washing the machine can take, the noise level for spinning and rinsing efficiency.

This dishwasher consumes twelve liters per batch.

How much water do you use when hand washing twelve plates? Because it is the same thing that goes in the dishwasher, including for rinsing, but for hand washing the same items, you usually count on about 36 gallons of water. A dishwasher from the Electrolux line Green Range has energy labels: Energy class A, dishwashing power A, and drying power A.

Which Products Are Covered by the New Label?

The development has been different for different product types, so the new label will be available in several product groups. These are:

Refrigerates and freezes
Wine coolers
Dishwashers
Washing machines
Combined washers and dryers
Light sources
TV sets
Monitors

Save Thousands of Dollars – Every Year

Say you have all the big electric culprits in your home, i.e., a fridge, a laundry machine with a dryer, a freezer, an oven, and a dishwasher. If all the products are at least ten years old, they are probably among the worst energy classes. According to the average consumption of the individual white goods, their total energy consumption can be estimated at approximately. If you convert it into electricity costs, the sum will be a few thousand dollars, depending on specific countries and electricity suppliers.

We Count on it – Twice

Sure, it sounds nice to save a few bucks a year. But to do that, you must invest. The expense of 5 new large and energy-efficient white goods would cost a lot, which means it can take a few years before they can pay off, depending on how many energy-efficient variants you buy.

It is most reasonable first to replace the fridge and freezer, as the older models are three to four times as energy-consuming as today’s most efficient models. The next appliance for replacement would be the oven, as it is also one of the largest energy consumers in the household – mainly if you use it every day.

In this comparison, we have ignored all the other possible benefits of modern appliances, but do not forget to consider them when buying new appliances.

Increasing Your Credit Facts

Posted on February 16, 2023February 2, 2024 by Jennifer Brazer

When trying to improve your credit, it will be enough for you to start applying a couple of healthy financial practices, such as the following:

Look for Errors in the Report and, if Found, Make a Claim

Any incorrect data reflected in your credit score report could throw away all your effort. That’s why the initial step to improving your credit score will be carefully reviewing your information. Please pay attention to the points affecting your score and compare them with the data you have on file.

You’ll need your most recent financial report handy to do this. Major credit bureaus like Equifax, Transunion, and Experian offer free essays every 12 months. Request a copy of yours through AnnualCreditReport.com and identify the following:

Debts
Late payments
Delinquent or unpaid records

If you notice errors, for example, that you paid one of your credit card payments after the date and paid it on time, file a claim to remove this record from the report. It is called disputing an error, and agencies must investigate and correct each dispute. You will receive a response to the claim in approximately 30 calendar days.

List the Types of Loans You Have and Combine Them With Others

To raise your credit score, you must prove to financial institutions that you are a highly desirable customer. Therefore, the idea is to have several credit options, even if you do not use them.

This simple practice can improve the perception of your financial solvency, causing your credit score to increase significantly.

Pay All Your Invoices and Debts on Time, No Exceptions!

None of the financial strategies in this guide will work if you pay after the due date. Remember that the payment history has a great weight in the credit score report, and a single delay could jeopardize all the progress you make. Late payments stay on your reports for up to 7 years and are very difficult to remove.

If, for some causes, you don’t have the financial resources to pay all your debts on time, don’t despair! Analyze your pending payments and evaluate which expenses are expendable. Try to eliminate them from your list and keep only the ones you can manage from month to month.

Call your creditor immediately and propose a short-term payment plan if you miss a payment, even for just one day. Take advantage and ask him if he would consider not informing the credit bureau about your delay in accepting the debt rescheduling.

This way, you’ll buy time to get up to speed and not see a blemish on your credit score.

Use Micropayments as Your Allies, Especially in Your Credit Cards

This last factor is significant because credit bureaus study your debt capacity and how much you currently use to prepare financial score reports.

It is not to say that the solution is not to use credit cards. You can do it if you make micropayments during the month. Think that the lower the use of your credits, the more financial benefits you will obtain.

Check Your Credit Limit and Request a Higher One

This point is related to the previous one. The higher your credit limit, the better your score will be if you maintain the same debit balance. Without much effort, your total credit utilization will drop instantly. What is the reason?

So, contact your credit card issuer and ask how you can request a higher limit.

Become the Authorized User of Someone Responsible

The cardholder can keep the plastic to prevent you from using it since you do not need to make movements, payments, or any other operation: all you need is to use their credit history as a boost to improve yours.

Don’t Cancel Your Credit Cards

Although canceling a credit card can be an excellent option to avoid over-indebtedness, you shouldn’t do it! At least not, if you aim to add some points to your score. Remember that closing a line of credit means losing that limit and reducing your total credit.

The lower your credit limit, the more risk you add to your profile. Keeping your credit cards active and using them occasionally would be best.

How Many Points Does the Credit Go Up Per Month?

This question is difficult to answer because the number of points that the credit goes up per month varies depending on the credit history of the person we are analyzing.

Can You Raise Your Credit Score by More Than 100 Points With These Tips?

Is raising your credit score 100 points or easier and quicker realistic? According to the new survey from Experian and the organization’s director of public education, Rod Griffin, yes, it is! Like many other financial specialists, Griffin states, “The lower a person’s credit score, the more likely they are to get a raise of up to 100 points”. The explanation is simple: small changes (like these) can determine whether your score is rated poor or fair.

Is your credit score high? You may not need 100 more points, but if you put these tips into practice, you can raise it to the maximum. With this method, you will have the chance to qualify for loans with better conditions and lower the APR of your credit cards, among other benefits.

Travel Insurance Importance

Posted on February 16, 2023February 2, 2024 by Jennifer Brazer

What is Travel Insurance?

Travel insurance is the only way to travel safely and comfortably; it is a tool that protects the traveler from unforeseen catastrophes and, if they occur, assists in addressing them as effectively as possible, preventing or limiting damages.

Health insurance provides peace of mind from the moment of boarding until the traveler’s return to the Nation of origin, regardless of the length of stay, the passenger’s profile, the reason for the journey, or the duration. It’s clear to see that insurance is always necessary and essential.

What are Travel Insurance Coverages?

Travel insurance coverage might vary according to the product purchased or the traveler’s profile or requests, such as travel cases for countries, senior passengers, or previous ailments.

In general, travel insurance covers various charges, such as medical, hospital, and dental expenses, both urgent and emergency, consultations with experts, transfer of accompanied family members, hygienic repatriation, or dead remains.

In addition, travel insurance covers services such as discovering or replacing lost luggage, rescheduling a round-trip ticket in the case of unanticipated medical or climatic occurrences, legal help, and advance bail payment.

In Which Countries is Travel Insurance Mandatory?

Although having health insurance is vital for feeling safe and comfortable wherever you travel, travel insurance must visit several European countries.

The nations that are part of the Schengen Treaty must get travel insurance. Germany, Austria, Belgium, Denmark, Slovakia, Slovenia, Spain, Estonia, Finland, France, Greece, Netherlands, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Czech Republic, Sweden, and Switzerland are the countries involved. Travel insurance is also mandatory for Ecuador and Venezuela.

The Schengen Treaty, an administrative agreement between states that imposes rules for the permanence and movement of people within the territory of signatory countries, requires foreigners visiting the Old World to have travel insurance with minimum coverage of $30,000, or it is equivalent to dollars.

How do You Choose the Right Traveler Assistance Plan to Travel Smoothly?

The best travel insurance is always the one that considers everyone’s specific needs. Pregnant women, elders, and people with pre-existing ailments require extra care. Other aspects you must consider while purchasing coverage are the duration and location of the trip.

The vacation type also determines the best travel support plan selection. Exceptional coverage for teams, for example, will protect their safety when carrying technical or sporting equipment.

Advantages of Having Travel Insurance

Even while you’re on vacation, unexpected situations occur! No one is immune to becoming sick or having an accident when traveling, so having travel insurance is essential for protection.

Travel insurance can help you avoid unanticipated expenses such as medical or pharmaceutical costs, which can be extremely pricey in some locations, such as the United States. It will also be necessary to ensure access to nations with contracted coverage.

Another advantage of obtaining travel insurance is protecting you in various scenarios, including trip cancellation or rescheduling due to medical or climatic reasons, loss of luggage or papers, and legal and funeral help.

What do You do if You are Away from Home and Need to Use Your Travel Insurance?

We hope you stay healthy and safe, but if the unexpected happens, don’t worry! Your insurance company’s Call Center abroad is here to help. They have a team of trained professionals who are ready to assist you promptly and efficiently. Make sure to keep your insurance provider’s phone number handy, so you can reach out to them whenever you need help. With their support, you can rest assured that you’ll be taken care of with kindness, expertise, and care.

They will want personal information, the policy number, the trip date, and the city and Nation where you are situated to demonstrate how to respond in each case.

Reducing Your Debts

Posted on February 16, 2023February 2, 2024 by Jennifer Brazer

Paying off your debt is possible when you know how much you owe and what you need to do to pay it off. If you feel ready to pay off your debt, you can start by following these easy steps.

Step One: Learn Strategies to Reduce Your Debt

Two basic methods can help you reduce your debt: The Highest Interest Rate Method and the Snowball Method.

The highest interest rate method

This method focuses on making debts with the highest interest rates, such as credit cards, medical bills, and student loans. The goal is to pay these debts with the highest interest rates as quickly as possible because they cost you the most money. Even if it doesn’t seem like you’re changing anything initially, this approach will help you eliminate your most expensive debts, saving you money in the long run.

The snowball method

This method focuses on paying down your smaller debts. The goal is to get rid of them as quickly as possible. You’ll keep making the minimum necessary payments on all your debts while putting in as many extra funds as possible to pay off your smaller debts. It will help you cancel them more quickly.

Once you’ve paid off one of these small debts, you’ll spend all those funds paying off the next one. That way, you’ll create a “payment snowball” as you pay off each debt. Unlike the highest interest method, you’ll see changes quickly. However, you may award more in the long run since you don’t focus on more significant, expensive debts.

Step Two: Make Your Debt Reduction Plan

Please choose the best strategy for your current situation and put it into practice. Download our debt reduction worksheet and use it to find the plan that works best for you. You’ll need all the bills you owe and information about the interest you owe to use the form. The higher-interest method might suit you if you’re motivated to save more money while paying off your debts. But if you’re motivated by rapid progress, you should consider the snowball method.

Step Three: Organize Your Monthly bills

Understanding how much you owe and when you must pay will help you handle your debt. You can use a bill calendar to keep all this information in one place as you work through your debt. Also, use it to determine which bills you must pay and when they are due. Keeping your monthly expenses can bring you closer to reaching your goals.

Step Four: Eliminate Your Debts, One by One

Once you remove the first debt, move on to the debt with the next highest APR. Pay in portions, then continue until you zero out the balance you owe. With each obligation you eliminate, you’ll free up more cash to use to pay off the next debt.

You can also bring non-priority expenses back into your budget that you’ve cut occasionally. It will guide you to avoid running out of funding, leading to overspending. Experts also recommend that some of the funds used in those accounts be redirected into savings once you deposit your credit cards. So, if you save $500 a month on credit card accounts, set up a $250 recurring monthly transfer to savings. This way, you can build a solid emergency fund, which prevents you from relying too heavily on credit cards.

The Following is the Best Way to Reduce Debt

The abovementioned procedure is considered the best because it is generally the most profitable. However, that does not denote that it is the best method in every financial condition. If you have a large quantity of debt to remove, the above steps may not work with limited cash flow. It is especially true if your most significant balances are on your credit cards with the highest APRs. It’s easy to burn out from lack of progress and can stop completely.

So, in this case, it’s better to begin with your lowest credit card balances than your debts with the highest APRs. You will knock out the “lower fruit,” freeing up more cash to deal with your most considerable obligations. The methods are the same as the five steps listed above. However, in Step 2, you organize your debts, starting with the lowest balance and ending with the highest.

Bulk Purchasing is the Future

Posted on February 15, 2023July 17, 2025 by Jennifer Brazer

By: Jennifer Brazer

Jennifer is the author of From Cubicle to Cloud and Founder/CEO of Complete Controller, a pioneering financial services firm that helps entrepreneurs break free of traditional constraints and scale their businesses to new heights.

Fact Checked By: Brittany McMillen

The Future of Bulk Purchasing: Unlock Savings and Efficiency

The future of bulk purchasing combines intelligent automation, data-driven personalization, and seamless omnichannel experiences to drive unprecedented cost savings of 27% or more while revolutionizing operational efficiency for businesses of all sizes.

As the founder of Complete Controller, I’ve witnessed a remarkable transformation in bulk purchasing strategies over my 20 years serving businesses across every sector. What started as simple volume discounts has evolved into sophisticated AI-powered procurement systems that slash costs by 15-30% while cutting order processing time by up to 70%. This article distills the most powerful bulk purchasing innovations I’ve seen transform struggling companies into market leaders—from automation breakthroughs to sustainability imperatives that actually boost your bottom line.

What is the future of bulk purchasing and how can it transform your operations?

The future of bulk purchasing: AI-optimized automation, personalized supplier ecosystems, and sustainability-driven models that eliminate manual processes while maximizing value
Cost savings: Per-unit reductions of 10-40% through dynamic pricing algorithms, bulk discounts, and consolidated shipping
Operational efficiency: AI systems reduce order processing time by 50-70% and inventory errors by 80%
Strategic simplification: Unified platforms enable one-click replenishment, integrated supplier management, and real-time analytics
Competitive advantage: Modern bulk purchasing strategies become core differentiators across B2B and B2C sectors

The Automation Revolution in Bulk Procurement

The shift toward automated bulk purchasing represents the most significant operational upgrade available to businesses today. According to Gartner, 83% of B2B buyers now prefer digital commerce for ordering and paying, abandoning traditional sales rep interactions in favor of self-service efficiency.

AI-powered forecasting and dynamic pricing

Machine learning algorithms analyze historical purchasing patterns with 90% accuracy, predicting demand fluctuations before they impact your bottom line. Amazon Business exemplifies this transformation—their AI recommendations help businesses identify optimal bulk-buying windows, yielding 15-22% cost reductions for repeat buyers. Dynamic pricing tools adjust bulk rates in real-time based on market volatility, protecting margins during supply chain disruptions.

Robotics and autonomous fulfillment

Modern warehouses deploy AI-guided robotics for high-speed bulk order processing, reducing picking and packing labor by 60%. Shipfusion reports that automated fulfillment centers now process 500+ pallets per hour—quadrupling legacy throughput. IoT sensors maintain inventory accuracy above 99%, self-correcting discrepancies before they impact operations.

Sustainability: The Green Bulk Buying Imperative

Environmental responsibility and profitability now align perfectly in bulk purchasing strategies. Businesses implementing sustainable bulk buying practices report cost savings of 20-35% while meeting increasingly strict regulatory requirements.

Zero-waste packaging innovations

Biodegradable materials and reusable containers dominate modern wholesale logistics, cutting plastic usage by 70% in leading supply chains. Major retailers prioritize package-light bulk items, while refill stations for cleaning supplies expand across markets—reducing packaging waste by 8.2 million tons annually. These innovations lower shipping costs by 15% through weight reduction alone.

Carbon-neutral supply chains

Consolidated bulk shipments slash transport emissions by 30% when combined with route-optimization AI. Latin American bulk retailers partner with local suppliers to minimize food miles, while blockchain technology verifies ethical sourcing throughout the supply chain. Companies achieving carbon neutrality in their bulk operations report 18% higher customer retention rates.

Omnichannel Bulk Buying: Blending Physical and Digital

The convergence of physical and digital bulk purchasing channels creates unprecedented flexibility for modern businesses. E-commerce now accounts for 31.4% of wholesale trade sales, up from just 14.9% in 2006.

B2B self-service marketplaces

Three-quarters of B2B buyers prefer rep-free digital platforms for bulk orders, fueling explosive growth in AI-curated marketplaces. These platforms offer personalized catalogs, tiered bulk pricing, and automated approval workflows—accelerating procurement cycles by 600%. Integration with existing ERP systems eliminates data silos while maintaining compliance standards.

Membership models driving loyalty

Costco’s 90% membership renewal rate demonstrates the power of exclusive bulk buying privileges. Their $60+ billion revenue stems from creating a psychological “club effect” that boosts retention through rewards and member-only deals. B2B equivalents replicate this model via tiered memberships offering progressive bulk discounts and early inventory access.

The Psychology of Bulk: Beyond Cost Savings

Understanding the emotional drivers behind bulk purchasing reveals opportunities most businesses miss. Post-inflation consumer behavior shows 68% of buyers stockpiling essentials as “economic security blankets”—a trend amplified by younger demographics.

Security and scarcity mentality

Bulk buying saves households 27% on average, up from 25% in 2021, creating tangible financial security. Warehouse clubs leverage this psychology by framing bulk purchases as preparedness investments, driving 25% higher basket sizes during economic uncertainty. Smart businesses position bulk options as stability solutions rather than mere discounts.

Generational shifts in bulk behavior

Gen Z constitutes 41% of bulk buyers, prioritizing sustainable packaging (79%) and local sourcing (63%) over price alone. Millennials use bulk buying for “time arbitrage,” reducing shopping frequency by 60% to focus on higher-value activities. These shifts demand bulk strategies that emphasize values alignment alongside savings.

Data-Driven Personalization in Bulk Purchasing

Advanced analytics transform generic bulk offers into precision-targeted solutions that boost conversion rates by 35%. The wholesale trade market’s growth to $17.5 trillion in 2025 reflects this personalization revolution.

Predictive analytics for customized recommendations

AI engines analyze procurement histories to suggest industry-specific bulk bundles—HVAC parts for contractors, organic grains for restaurants, medical supplies for clinics. This hyper-personalization reduces excess inventory by 27% while increasing order values. Machine learning continuously refines recommendations based on seasonal patterns and market trends.

Account-based B2B storefronts

Leading suppliers deploy SaaS platforms enabling clients to build private digital storefronts with pre-negotiated bulk pricing. These custom portals feature compliance-ready invoicing, spend analytics, and AI-guided upselling. Pharmaceutical distributor McKesson credits this model for 20% procurement cost reduction across their 4,000+ hospital network.

Implementing Bulk Purchasing: A Step-by-Step Framework

Success in modern bulk purchasing requires systematic implementation rather than ad-hoc adoption. Companies following structured approaches report 40% better outcomes than those attempting piecemeal changes.

Stage 1 businesses operate reactively with manual spreadsheets and infrequent bulk orders. Stage 2 companies implement basic automation and quarterly bulk buying schedules. Stage 3 organizations integrate AI for dynamic bulk scheduling and predictive analytics. Most businesses can progress from Stage 1 to Stage 3 within 18 months.

Volume-tiered contracts secure 12-30% discounts through quarterly commitments. Sustainability incentives unlock 5-15% additional savings for eco-friendly packaging choices. Extended payment terms of 60-90 days for bulk orders improve cash flow by 25%. Strategic supplier partnerships yield compound benefits beyond simple transaction savings.

Case Study: How Amazon Business Transformed B2B Procurement

A midwestern manufacturing firm exemplifies bulk purchasing transformation through Amazon Business integration. The company reduced procurement costs by 34% within one year while streamlining operations across 12 facilities.

AI tools identified $2.3 million in underutilized volume discounts previously hidden in fragmented purchasing data. Automated PO matching compressed invoice processing from 14 days to 4 hours, freeing staff for strategic initiatives. Real-time analytics revealed 28% overspend on MRO supplies, enabling immediate corrective action through strategic bulk bundling. The platform consolidated 200+ vendors into 40 preferred suppliers, simplifying management while maintaining quality standards.

Final Thoughts: Your Path to Bulk Buying Mastery

At Complete Controller, I’ve guided over 200 businesses toward procurement excellence through strategic bulk purchasing. The journey begins with honest assessment of your current spend patterns—inefficiencies often hide in fragmented data across departments. Phase in AI integration gradually while building stronger supplier relationships for compound benefits.

Bulk buying transcends simple volume—it demands smarter volume decisions aligned with your growth trajectory. Modern tools make sophisticated strategies accessible to businesses of any size. The companies thriving today treat bulk purchasing as a strategic capability rather than a tactical discount. For expert guidance on transforming your procurement strategy, connect with our team at Complete Controller to discuss your specific needs.

Frequently Asked Questions About the Future of Bulk Purchasing

What exactly is the future of bulk purchasing for small businesses?

The future centers on AI-powered procurement platforms that automate ordering, predict optimal purchase timing, and negotiate better rates—making enterprise-level strategies accessible to businesses with under 50 employees.

How much can bulk purchasing actually save my company?

Businesses typically save 10-40% on per-unit costs through bulk discounts, plus additional savings from reduced shipping frequency and automated ordering processes that cut administrative costs by 50%.

What are the biggest risks of bulk buying, and how do I avoid them?

Primary risks include overstocking and cash flow strain—both preventable through AI demand forecasting and negotiated payment terms that extend 60-90 days for bulk orders.

Which technology tools are essential for modern bulk purchasing?

Critical tools include AI-powered demand forecasting, automated inventory management systems, supplier relationship platforms, and real-time spend analytics dashboards.

How quickly can a business implement automated bulk purchasing?

Most businesses achieve basic automation within 90 days and full AI integration within 12-18 months, with measurable ROI typically appearing by month six.

Sources

Amazon Business Blog. (2024, September 27). “Streamline Manufacturing Indirect Spend.” https://business.amazon.com/en/discover-more/blog/balancing-procurement-spend-cost-equation
Amazon Business Blog. (2025, July 8). “5 Must-Have Features of Procurement Solutions in 2025.” https://business.amazon.com/en/blog/procurement-solutions
DCKAP Blog. (2024). “The Future of Bulk Ordering.” DCKAP.
Deloitte. (2024). “Digital Transformation in Supply Chain.” https://www2.deloitte.com/us/en/pages/operations/articles/digital-transformation-supply-chain.html
Email Marketers Newsletter. (2024, August 27). “Costco’s Retention Secrets.” https://emailmarketersnewsletter.com/p/costcos-retention-secrets
Environmental Protection Agency. (2024). “Zero Waste Initiatives.” https://www.epa.gov/sustainable-management-materials/zero-waste
Gartner Newsroom. (2022, June 22). “Gartner Sales Survey Finds 83% of B2B Buyers Prefer Ordering or Paying Through Digital Commerce.” https://www.gartner.com/en/newsroom/press-releases/2022-06-22-gartner-sales-survey-finbds-b2b-buyers-prefer-ordering-paying-through–digital-commerce
IBISWorld. (2025). “Wholesale Trade in the US Market Size Statistics.” https://www.ibisworld.com/industry-statistics/market-size/wholesale-trade-united-states/
LendingTree. (2023, September 18). “Buying in Bulk Could Save Shoppers 27%, on Average.” https://www.lendingtree.com/credit-cards/study/bulk-buying/
Newswire Jet. (2025). “Costco Business Model Analysis.”
Shipfusion. (2024). “10 Wholesale Fulfillment Trends 2025.”
Statista. (2024, March 5). “E-commerce as Percentage of Total Merchant Wholesale Trade Sales Excluding MSBOs in the United States from 2006 to 2022.” https://www.statista.com/statistics/185338/e-commerce-as-percentage-of-us-merchant-wholesale-trade-sales-excl-msbos/
Wikipedia. (2024). “Automation.” https://en.wikipedia.org/wiki/Automation
Ychange. (2025). “Bulk Shopping Worldwide.”

How to Make Extra Money Successfully

Posted on February 15, 2023August 21, 2025 by Jennifer Brazer

Discover Proven Ways to Make Extra Money Today

How to make extra money starts with understanding your available time, existing skills, and income goals—then choosing proven methods that align with your situation, from quick cash opportunities like selling unused items to building sustainable income streams through freelancing or small business ventures.

As someone who’s built Complete Controller from the ground up and helped hundreds of small business owners optimize their finances over the past 20 years, I’ve witnessed firsthand what works when people need to boost their income quickly. The key lies in matching the right strategy to your specific circumstances and executing with intention. Whether you need $100 this week or want to build a $1,000+ monthly side income, the methods I’m sharing have been tested by real people achieving real results. You’ll learn practical approaches ranging from immediate cash generation to long-term wealth building, each backed by data showing average earnings of $885 per month for side hustlers in 2025.

What are the best ways to make extra money today?

How to make extra money involves leveraging existing assets, skills, or time through proven income-generating activities
Quick cash methods include selling unused items, freelancing current skills, or participating in the gig economy
Medium-term strategies focus on building recurring income through small businesses, digital products, or service-based offerings
Long-term wealth building combines multiple income streams with smart financial management and reinvestment
Success requires matching opportunities to your available time, skill level, and income goals while maintaining consistency

Quick Cash Strategies You Can Start This Week

The fastest path to extra money often involves monetizing what you already have. Based on my experience working with cash-strapped entrepreneurs, these methods can generate income within days rather than weeks. The beauty of quick cash strategies lies in their immediate impact on your financial situation while you build longer-term income streams.

Ways to earn extra income from your possessions

Your home likely contains hundreds of dollars worth of items you no longer need. From unused gift cards that can be sold for up to 92% of their value to electronics gathering dust in drawers, these assets represent immediate cash opportunities. The key is conducting a thorough inventory and using the right platforms to maximize your returns.

Start by categorizing items into high-value electronics, designer clothing, collectibles, and general household goods. Each category has optimal selling platforms—eBay for collectibles, Poshmark for designer items, Facebook Marketplace for furniture, and specialized buyback sites for electronics. Price competitively by researching similar sold listings, and take quality photos to increase sale speed.

Side hustles for extra cash in the gig economy

The gig economy has revolutionized how quickly people can start earning. Whether driving for rideshare services, delivering food, or completing tasks through platforms like TaskRabbit, these opportunities offer flexible scheduling and immediate payment. The most successful gig workers I’ve advised treat these opportunities strategically, calculating hourly rates including expenses and choosing the most profitable options for their schedule.

Data shows that 36% of Americans currently participate in side hustles, with the gig economy accounting for 29.2% of all new jobs added during economic recovery periods. This growth indicates strong, sustained demand for flexible workers across various services.

Digital Income Opportunities That Scale

Online income streams represent some of the most scalable opportunities for extra money. Unlike trading time for dollars, many digital strategies can generate recurring income with upfront effort. These methods align perfectly with how I’ve seen successful entrepreneurs think about building wealth—creating assets that work for them.

Freelance work options using your existing skills

Professional skills you use in your day job can become immediate income sources. From virtual assistant services to specialized consulting, the freelance market rewards expertise across virtually every industry. I’ve watched countless professionals discover they can earn $25-100+ per hour doing what they already know how to do.

The most successful freelancers start by identifying their top three marketable skills, then create service packages around specific outcomes clients want. For example, instead of offering generic “social media management,” package it as “30-day Instagram growth strategy for local restaurants” with clear deliverables and pricing.

Millennial side hustlers earn the highest average at $1,029 monthly, demonstrating that established professionals can command premium rates by leveraging their career experience. Platform selection matters too—Upwork for general freelancing, Toptal for tech professionals, and LinkedIn for B2B consulting opportunities.

Online money-making opportunities through content creation

Content creation has evolved far beyond blogging. Today’s creators monetize through multiple channels, including sponsored content, affiliate marketing, digital products, and online courses. The most successful creators I know started by sharing knowledge they already possessed, then gradually built audiences and revenue streams around their expertise.

Success in content creation requires consistency over perfection. Choose one primary platform—YouTube for video content, Medium for written articles, or TikTok for short-form content—and commit to regular posting schedules. Monetization typically begins after 3-6 months of consistent content creation, with multiple revenue streams developing over time.

How to make money from home with technology

Remote work technologies have opened unprecedented opportunities for home-based income. From participating in user experience testing that pays $5-120 per session to managing social media accounts for small businesses, technology-enabled work offers flexible scheduling with competitive pay. These opportunities particularly appeal to parents and caregivers who need income without traditional workplace constraints.

Popular platforms like UserTesting, Respondent, and Dscout connect testers with companies needing feedback. Similarly, transcription services through Rev or TranscribeMe pay $15-22 per audio hour, while online tutoring through VIPKid or Chegg can generate $14-22 per hour.

Traditional Side Business Models That Work

While digital opportunities capture attention, traditional business models remain highly profitable for generating extra income. These approaches often provide more stable, predictable earnings compared to gig work, making them ideal for people seeking consistent monthly income rather than sporadic payments.

Part-time job Ideas with flexible scheduling

Strategic part-time employment can provide steady income while maintaining your primary career. The key is finding employers who offer true flexibility and roles that complement rather than conflict with your main job. Many of my clients have successfully used part-time positions as bridges while building their own businesses.

Retail positions during evening or weekend hours, substitute teaching with daily flexibility, and seasonal tax preparation work all offer predictable schedules with decent hourly rates. The healthcare sector particularly values part-time workers, with positions like medical coding or patient registration offering $15-25 per hour with benefits.

Best side gigs for extra money in your local market

Location-based opportunities often pay premium rates because they can’t be outsourced globally. Pet sitting and dog walking services command $15-40 per visit, while specialized services like pool cleaning or holiday decorating can generate $50-100+ per hour during peak seasons.

Success in local markets comes from identifying underserved niches. Research your area’s demographics and pain points—busy professionals need pet care, elderly residents require home maintenance help, and parents seek reliable childcare options. Building a reputation through initial discounted services leads to word-of-mouth referrals and premium pricing.

Creative ways to earn additional income

Creativity opens income channels overlooked by many. Teaching specialized skills through workshops, creating and selling handmade items, or offering unique services that solve specific problems often command higher prices due to distinctive value.

Consider packaging your hobbies into teachable workshops—photography basics for new parents, cooking classes for college students, or craft sessions for corporate team building. Local community centers, libraries, and businesses often seek instructors, paying $50-200 per session.

Building Sustainable Income Streams

Sustainable income streams represent the difference between working for money and having money work for you. These strategies require more upfront investment in time or resources but create ongoing revenue that can grow over time. This approach aligns with how I’ve always advised business owners to think about building wealth.

Start a small business for extra cash

Small businesses remain one of the most reliable paths to significant extra income. The key is starting lean, testing demand before making major investments, and focusing on cash flow from day one. I’ve seen people successfully launch everything from consulting practices to e-commerce stores using this approach, often growing them into primary income sources.

Service businesses typically require minimal startup capital while offering immediate revenue potential. House cleaning, lawn care, mobile car detailing, and personal organizing services can start with basic equipment and grow through customer referrals. Focus on one service initially, perfect your systems, then expand offerings based on client needs.

One inspiring example comes from Jason Scott Montoya, who built a freelance business generating $1.5 million since 2014. His transition from agency owner to independent consultant resulted in higher earnings with fewer hours worked, demonstrating how focused expertise can create substantial income.

Tips for earning passive income

Passive income requires active setup but generates ongoing returns with minimal maintenance. From renting space in your home through platforms like Airbnb to creating digital products that sell repeatedly, these strategies compound your time investment. The most successful passive income generators I know started with one stream, perfected it, then added others systematically.

Digital products offer particularly attractive passive income potential. Create templates, guides, or courses solving specific problems in your industry. A well-designed Excel budget template or industry-specific contract template can generate hundreds of monthly sales with no additional work after initial creation.

Implementation Strategies and Getting Started

Success with any extra income strategy depends more on execution than perfection. The biggest mistake I see people make is spending weeks researching options instead of taking action. The best approach involves choosing one or two methods aligning with your situation, starting immediately, and optimizing as you learn.

Data reveals that 75% of people earning less than $100 monthly spend only 0-5 hours weekly on their side hustle, while 85% of those making $500+ monthly invest at least 5 hours weekly. This correlation between time investment and earnings underscores the importance of consistent effort over sporadic attempts.

Track these key metrics from day one:

Hours invested weekly
Revenue generated per activity
Expenses incurred
Net hourly rate after expenses
Customer acquisition costs
Repeat business percentage

The most successful people I’ve worked with treat extra income generation like a business—tracking time invested, money earned, and optimizing for the highest return on their efforts. They understand that consistency beats perfection, and building multiple smaller income streams often proves more reliable than betting everything on one large opportunity.

Final Thoughts

Making extra money today requires matching proven strategies to your specific situation and taking consistent action. Whether you need quick cash through selling unused items and gig work or want to build a sustainable income through freelancing and small business ownership, the opportunities exist for anyone willing to execute systematically.

As I’ve learned through building Complete Controller and advising hundreds of entrepreneurs, the key is starting with what you have, choosing strategies that align with your goals and constraints, and treating extra income generation as seriously as you would any business venture. The methods outlined here have generated real results for real people—the question isn’t whether they work, but which ones you’ll commit to implementing.

For personalized guidance on optimizing your business finances and building multiple income streams, visit Complete Controller to learn how our expert team can support your financial goals with professional bookkeeping, accounting, and financial strategy services.

Frequently Asked Questions About How to Make Extra Money

How much extra money can I realistically make per month?

Your earning potential depends on time invested and chosen methods, but most people can generate $200-1,000+ monthly through consistent effort using proven strategies like freelancing, gig work, or small business activities. Current data shows side hustlers average $885 monthly in 2025.

What’s the fastest way to make extra money this week?

Sell unused items through Facebook Marketplace or specialized platforms, complete freelance gigs in your existing skill area on Upwork or Fiverr, or start gig economy work like DoorDash or Uber—these can generate income within 24-48 hours with same-day payment options available.

Do I need special skills to make extra money?

No—many opportunities like selling possessions, basic gig work, or simple online tasks require no specialized skills, while others let you monetize knowledge you already have from work or hobbies. Even basic computer skills can earn $10-20 hourly through data entry or virtual assistance.

How do I avoid extra income scams?

Stick to established platforms with user reviews, never pay upfront fees for income opportunities, research companies through Better Business Bureau, and be skeptical of promises exceeding $50+ hourly for unskilled work or “guaranteed” high returns with minimal effort.

Should I quit my job to focus on making extra money?

Generally, no—build extra income streams while maintaining your primary job until alternative income consistently exceeds your salary for at least 6-12 months and provides adequate security, emergency savings, and benefits replacement, including health insurance and retirement contributions.

Sources

American Action Forum. (2017, January 10). “The Gig Economy: Research and Policy Implications.” www.americanactionforum.org/research/gig-economy-research-policy-implications-regional-economic-demographic-trends/
Bankrate. (2025, July 9). “Survey: One In Four American Adults Have A Side Hustle.” www.bankrate.com/loans/small-business/side-hustles-survey/
Entrepreneur. (2025, June 11). Williams, David. “50 Side Hustle Ideas to Make Extra Money in 2025.” www.entrepreneur.com/starting-a-business/not-sure-how-to-make-money-on-the-side-here-are-44-ideas/293954
Fidelity Investments. (2024, September 12). Thompson, Lisa. “13 ways to make money fast.” www.fidelity.com/learning-center/smart-money/how-to-make-money-fast
Investopedia. “Passive Income.” www.investopedia.com/terms/p/passiveincome.asp
Jason Scott Montoya. (2025, July 22). Montoya, Jason Scott. “The ULTIMATE Blueprint for FREELANCE Success.” www.jasonscottmontoya.com/business/freelancing/847-success-blueprint
LendingTree. (2025, February 21). Martinez, Carlos. “20 Ways To Make Extra Cash Online and Offline.” www.lendingtree.com/debt-consolidation/ways-to-make-extra-cash-to-pay-down-your-debt-sooner/
NerdWallet. (2024, December 21). Johnson, Sarah. “26 Ways to Make Money Online, Offline and at Home in 2025.” www.nerdwallet.com/article/finance/how-to-make-money
Side Hustle Nation. (2025, March 26). “21 Surprising Side Hustle Statistics (2025): Income, Gigs.” www.sidehustlenation.com/side-hustle-statistics/
SmartAsset. (2025, June 4). Rodriguez, Maria. “25 Ways to Make Extra Income From Home in 2025.” smartasset.com/personal-finance/ways-to-make-extra-income-from-home
Wikipedia. “Freelancing.” en.wikipedia.org/wiki/Freelancing
Wikipedia. “Part-time job.” en.wikipedia.org/wiki/Part-time_job

Jennifer Brazer Founder/CEO

Jennifer is the author of From Cubicle to Cloud and Founder/CEO of Complete Controller, a pioneering financial services firm that helps entrepreneurs break free of traditional constraints and scale their businesses to new heights.

See Full Bio

Reviewed By: