The Time Value of Money

Money’s worth over time is closely related to time itself. Thus, it is proper to claim that the longer a period, the greater the activity of external agents or even the effect of macroeconomic variables on the purchasing power of a particular currency. Inflation contained in any system of a capitalist economy is a determining […]

Understanding Debt and Equity

What is Debt?Debt, or gross debt of the general government (DBGG), is released monthly by the Central Bank and is formed by the liabilities of the Union, states, and municipalities (general government). Based on statistics released by the BC, for educational purposes, we can group these liabilities into four components: securities debt, repurchase agreements, bank […]

Insurance for Small Businesses

Business liability insuranceMost starting entrepreneurs take out business liability insurance. You probably already have private liability insurance. But when you accidentally drop your cup of coffee over a laptop at your client or when you visit a customer, that is not enough. It would help if you had business liability insurance to cover the damage […]

Filing a Tax Return for Your Business

A tax return is a form filed with a tax authority that records income, expenditures, and other relevant tax-related information. Tax return allows taxpayers to determine their tax liability, schedule tax payments, or ask for refunds for the overpayments of taxes. In many states, tax returns are filed annually for an individual or an organization […]

The Trick to Saving Money

Learning to save money can be an incredibly useful and fulfilling habit for anyone to develop. While saving money on a lower income can be challenging, many strategies and tricks can make this task more manageable and rewarding. In this article, we’ll explore some helpful tips and techniques to help you save money, regardless of […]

Change in Automotive Strategies

Over the past decade, just like many other industries, the automotive industry has experienced remarkable transformation driven by technological advancements and increased concern for the environment. This progress has revolutionized the driving experience and our perception of transportation. In this article, we’ll take a closer look at some of the exciting changes that have taken […]

The 6 Best Startup Ideas

The job security issue is rising with the advancement in technology. Employers are replacing human resources with machines to cut down on costs. To get relief from the job security issue, people are looking more towards starting their businesses instead of getting a job. Looking at the problem from employees’ perspective, timing and dedicating 8 […]

The Truth About Downsizing

Why do Companies Downsize?Reducing costsEmployee compensation and benefits are a liability for the company and reduce the owner’s equity. Every company incurs considerable salaries and other benefits and expects the employees to help increase profitability. Therefore, if employees are not positively contributing to the company’s growth, it is better to let them go. Shift to outsourcingKeeping […]

Financial Advisors Grow Your Wealth

Although when it comes to personal finances, there are universal tips such as control of expenses, savings, and investment, we would also have a necessary individualized part for each type of person, such as the ambition of each person, the risk that is willing to assume, the fears of the people and their priorities. Here, […]